Comparison

MSCU Mobile vs Cornerstone CCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MSCU Mobile

Manage your finances securely and conveniently from your mobile device. Check balances, view account details, make payments, transfer funds, and deposit checks with ease. Stay informed with customizable alerts and control your cards directly through the app.

Highlights
  • Account dashboard
  • Transaction history
  • Bill pay system
  • Person-to-person payments
  • Fund transfers
  • Mobile check deposit
  • Card control
  • Account alerts
Read full description

Manage your MSCU accounts securely and conveniently from anywhere, using the MSCU Digital Banking App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Dashboard - Manage all of your MSCU accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule recurring or one time payments on your bills through our easy-to-use bill pay system. P2P - Person to Person payments for anyone with an email address. Fund Transfers - Send funds to and from your connected accounts easily and securely. Deposit Checks - Just snap a picture of your properly endorsed check for quick and easy deposits. Card Control - Cancel or suspend your lost or stolen card. Alerts - Keep tabs on account activity by receiving text alerts.

About

Cornerstone CCU

Access your credit union accounts securely from your phone. View balances, review transactions, transfer funds, and deposit checks on the go. This service is free to use, offering branch convenience anytime.

Highlights
  • Account balance information
  • View posted transactions
  • Transfer funds between accounts
  • Deposit checks
  • Secure mobile access
Features
Read full description

Enjoy the convenience and services of our branch right on your own phone with Mobile Banking. Mobile Banking lets you easily and securely access balance information, see posted transactions, request transfers between your accounts and deposit checks. Mobile Banking is secure and allows you to manage your accounts at your convenience on the go. The service is free from the Credit Union. However your wireless carrier may charge you for access. Check with your wireless carrier for details on any fees or charges they may have before using the service. First time users of Snap Deposit: You must install the free DeposiZip Mobile App before using Snap Deposit.

Screenshots

MSCU Mobile4 screens
Cornerstone CCU4 screens

Verdict

The call

The clearest difference is review sentiment: MSCU Mobile at 52% against Cornerstone CCU's 0%. MSCU Mobile also leads on rating (4.8 vs 3.7) and update cadence (every 3 months vs every 30 months). Cornerstone CCU's advantage is iOS requirement (10.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MSCU Mobile holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: MSCU Mobile has 1.7K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 52% of MSCU Mobile's written reviews are positive against 0% of Cornerstone CCU's.

UpkeepUpdate frequency

MSCU Mobile ships an update every 3 months, Cornerstone CCU every 30 months. The most recent releases landed on September 25, 2026 and July 20, 2026 respectively.

Scorecard5 real differences · 5 level
MSCU Mobile versus Cornerstone CCU: the parameters behind the verdict, then further details
ParameterMSCU MobileCornerstone CCU
PriceFreeFree
Rating4.8 (1.7K ratings) — better3.7 (7 ratings)
Positive reviews52.4% of reviews — better0.0% of reviews
Number of ratings1.7K — better7
Update frequencyEvery 3 months — betterEvery 30 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS16.010.0 — better
Further details — not scored
Size30 MB3 MB
Age rating4+4+
DeveloperMutual Security Credit Union IncCornerstone Community Credit Union

Customer experience

MSCU Mobile

All ratings1,630 ratings
Positive97.4%
Neutral1.8%
Negative0.9%
Written reviews21 reviews
Positive52.4%
Neutral0.0%
Negative47.6%

Cornerstone CCU

All ratings7 ratings
Positive57.1%
Neutral14.3%
Negative28.6%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

MSCU Mobile

Reported bugs

3 issues
  • Login screen issues
  • Inability to access rewards points
  • Bill pay not working

Requested features

3 requests
  • Restore account transfer functionality
  • Improve mobile deposit process
  • Optimize app performance for older devices

Cornerstone CCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MSCU Mobile

No in-app purchases

None

Cornerstone CCU

No in-app purchases

Questions

Is MSCU Mobile free?
MSCU Mobile is free to download, with no in-app purchases.
Is Cornerstone CCU free?
Cornerstone CCU is free to download, with no in-app purchases.
Which has better reviews, MSCU Mobile or Cornerstone CCU?
MSCU Mobile is rated higher. MSCU Mobile averages 4.8 out of 5 from 1.7K ratings, while Cornerstone CCU averages 3.7 from 7 ratings.
Do MSCU Mobile or Cornerstone CCU have ads?
Neither MSCU Mobile nor Cornerstone CCU shows ads.
Which is updated more often, MSCU Mobile or Cornerstone CCU?
MSCU Mobile ships an update every 3 months, and Cornerstone CCU every 30 months. Most recently, MSCU Mobile was updated on September 25, 2026 and Cornerstone CCU on July 20, 2026.

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