SmartCredit® vs Hail
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SmartCredit®
Manage your credit score, money, and identity in one app. Get personalized plans to improve your credit, monitor for fraud, and understand your credit reports easily. Features include score tracking, a 120-day improvement plan, and tools to resolve financial issues.
- Credit score tracking
- Personalized credit improvement plans
- Credit monitoring
- ID fraud insurance
- Online information exposure monitoring
- Credit report analysis
- Money management
Read full descriptionHide full description
SmartCredit® Control your future credit score!™ SmartCredit® helps you control your credit score, money and identity in one place. Easily see what's helping or hurting your credit score and get a personalized plan to make it better, so you can qualify for loans with the best rates, as quickly as possible. SmartCredit® even safeguards the points you gain with credit monitoring and identity fraud insurance. KEY FEATURES: SCORETRACKER Easily track all your scores with simple charts or in-depth information. SCOREBUILDER® See exactly what's helping or hurting your credit score and get your personalized, 120-Day Plan to a better score. SCOREBOOST™ Discover how your spending strategies can unlock hidden credit points using our patented credit data science. PRIVACYMASTER® See where your private information is exposed online and request removal with one swipe. NEWLY DESIGNED 3B REPORTS & SCORES It's never been so easy to read and understand your TransUnion, Equifax and Experian credit reports. ACTION BUTTONS Remove credit reporting errors, identity theft and ask questions directly with your creditors using our patented Action Buttons. MONEY MANAGER All your online banking, credit cards and investments in one place, with Action Buttons to quickly resolve problems or ask questions with your financial institutions. $1 MILLION WHOLE FAMILY FRAUD INSURANCE Full coverage for your whole family, including pre-existing issues you did not know about. Free with your membership. Activation is required.
Hail
This app helps sales teams and roofers find leads and close deals. It offers offline canvassing, access to property and repair data, and storm tracking to identify high-opportunity areas. Team collaboration features allow for real-time updates and lead status sharing.
- Offline canvassing
- Prospect tagging and tracking
- Roof permit data access
- Hail storm tracking
- Team collaboration
- Real-time lead updates
Read full descriptionHide full description
Hail Pro gives you the data and tools to find the best leads and close more deals. Perfect for roofers and sales teams who want to track deals maximize their canvassing ROI. OFFLINE CANVASSING - Work anywhere, even without cell service - Tag and track prospects in real-time while door-knocking - Never lose a lead due to poor signal coverage - Seamless sync when you're back online ROOF PERMITS - Access historical repair data - Identify homes most in need of roof work at a glance - Permit dates, repair history, and property details HAIL MAPS - storm tracking and hail maps - Find the most profitable areas to canvass after storms - Historical storm activity overlays - Move confidently to high-opportunity locations TEAM COLLABORATION - Share notes and lead status across your entire team - Tag parcels as leads, sold, or ineligible for easy follow-up - Real-time updates Subscription required Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Hail at 4.0 against SmartCredit®'s 3.4. Hail also leads on review sentiment (67% vs 34%) and update cadence (every 3 days vs every 4 months). SmartCredit®'s advantage is in-app purchases (none vs 2) and ratings volume (155 vs 4). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Hail sells 2 in-app purchases, starting at $20.00 per month. SmartCredit® asks for nothing beyond the download.
Hail holds the better App Store score, 4.0 against 3.4. That said, the two scores are not equally well evidenced: SmartCredit® has 155 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 34% of SmartCredit®'s written reviews are positive against 67% of Hail's.
SmartCredit® ships an update every 4 months, Hail every 3 days. The most recent releases landed on September 26, 2026 and September 24, 2026 respectively.
| Parameter | SmartCredit® | Hail |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (155 ratings) | 4.0 (4 ratings) — better |
| Positive reviews | 33.7% of reviews | 66.7% of reviews — better |
| Number of ratings | 155 — better | 4 |
| Update frequency | Every 4 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 29 MB | 154 MB |
| Age rating | 4+ | 4+ |
| Developer | ConsumerDirect Inc | HailPro LLC |
Customer experience
SmartCredit®
Hail
Bugs and requests
SmartCredit®
Reported bugs
16 issues- App logs out immediately after login
- App won't let users sign in
- App crashes or closes unexpectedly
- App doesn't recognize passwords or reset links
- App keeps redirecting to the website
Show 11 moreShow fewer
- App won't open or crashes upon opening
- Login issues after app updates
- App doesn't recognize created accounts
- App locks users out after entering credentials
- App doesn't allow adding accounts due to logout
- App crashes and returns to login screen
- App doesn't allow login through the app, only browser
- App doesn't let users go in after signing in
- App keeps asking to login after entering info
- App doesn't open or crashes upon opening
- App forces shut when trying to open
Requested features
8 requests- Fix the app so it doesn't redirect to the website
- Allow cancellation through the app
- Improve login functionality
- Make the app usable without crashing
- Offer a free trial
Show 3 moreShow fewer
- Provide better customer support
- Ensure credit score improvements are visible
- Stop charging after cancellation
Hail
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SmartCredit®
No in-app purchases
Hail
- Hail Pro Monthly1 Month trial$20.001 Month
- Hail Pro Annual1 Month trial$200.001 Year









