SmartCredit® vs GoQuick!
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SmartCredit®
Manage your credit score, money, and identity in one app. Get personalized plans to improve your credit, monitor for fraud, and understand your credit reports easily. Features include score tracking, a 120-day improvement plan, and tools to resolve financial issues.
- Credit score tracking
- Personalized credit improvement plans
- Credit monitoring
- ID fraud insurance
- Online information exposure monitoring
- Credit report analysis
- Money management
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SmartCredit® Control your future credit score!™ SmartCredit® helps you control your credit score, money and identity in one place. Easily see what's helping or hurting your credit score and get a personalized plan to make it better, so you can qualify for loans with the best rates, as quickly as possible. SmartCredit® even safeguards the points you gain with credit monitoring and identity fraud insurance. KEY FEATURES: SCORETRACKER Easily track all your scores with simple charts or in-depth information. SCOREBUILDER® See exactly what's helping or hurting your credit score and get your personalized, 120-Day Plan to a better score. SCOREBOOST™ Discover how your spending strategies can unlock hidden credit points using our patented credit data science. PRIVACYMASTER® See where your private information is exposed online and request removal with one swipe. NEWLY DESIGNED 3B REPORTS & SCORES It's never been so easy to read and understand your TransUnion, Equifax and Experian credit reports. ACTION BUTTONS Remove credit reporting errors, identity theft and ask questions directly with your creditors using our patented Action Buttons. MONEY MANAGER All your online banking, credit cards and investments in one place, with Action Buttons to quickly resolve problems or ask questions with your financial institutions. $1 MILLION WHOLE FAMILY FRAUD INSURANCE Full coverage for your whole family, including pre-existing issues you did not know about. Free with your membership. Activation is required.
GoQuick!
Manage and track your shipments efficiently from warehouse receipt to final delivery. Receive custom alerts for key shipping stages to stay informed.
- Shipment tracking
- Real-time status updates
- Customizable alerts
- Warehouse receipt notification
- Delivery status
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Bienvenido GoQuick, la solución para gestionar y seguir tus envíos de manera eficiente y sin complicaciones! Nuestra aplicación está diseñada especialmente para brindarte un control total sobre tus envíos, desde el momento en que son recibidos en el almacén hasta su entrega final. Funcionalidades Principales: Seguimiento: Mantente informado en cada etapa del proceso de envío. Podrás ver el estado actual de tus paquetes, ya sea que estén "Recibidos en Almacén", "Enviados al Puerto", "En Tránsito", "Entregados" y mucho más. Alertas Personalizadas: Configura alertas para recibir notificaciones automáticas cuando un paquete ha sido enviado al almacén o cuando alcanza cualquier otra etapa importante del proceso de envío. Así, siempre estarás al tanto de lo que ocurre con tus envíos.
Screenshots
Verdict
The clearest difference is rating: GoQuick! at 5.0 against SmartCredit®'s 3.4. GoQuick! also leads on update cadence (fortnightly vs every 4 months) and monetization model (free vs free with in-app purchases). SmartCredit®'s advantage is ratings volume (155 vs 1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GoQuick! holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: SmartCredit® has 155 ratings behind it against 1, so its average is the more settled of the two.
SmartCredit® ships an update every 4 months, GoQuick! fortnightly. The most recent releases landed on September 30, 2026 and October 1, 2026 respectively.
| Parameter | SmartCredit® | GoQuick! |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (155 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 33.7% of reviews | — |
| Number of ratings | 155 — better | 1 |
| Update frequency | Every 4 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 29 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | ConsumerDirect Inc | Trackingpremium LLC |
Bugs and requests
SmartCredit®
Reported bugs
16 issues- App logs out immediately after login
- App won't let users sign in
- App crashes or closes unexpectedly
- App doesn't recognize passwords or reset links
- App keeps redirecting to the website
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- App won't open or crashes upon opening
- Login issues after app updates
- App doesn't recognize created accounts
- App locks users out after entering credentials
- App doesn't allow adding accounts due to logout
- App crashes and returns to login screen
- App doesn't allow login through the app, only browser
- App doesn't let users go in after signing in
- App keeps asking to login after entering info
- App doesn't open or crashes upon opening
- App forces shut when trying to open
Requested features
8 requests- Fix the app so it doesn't redirect to the website
- Allow cancellation through the app
- Improve login functionality
- Make the app usable without crashing
- Offer a free trial
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- Provide better customer support
- Ensure credit score improvements are visible
- Stop charging after cancellation
GoQuick!
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SmartCredit®
No in-app purchases
GoQuick!
No in-app purchases
