SmartCredit® vs WickLedger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SmartCredit®
Manage your credit score, money, and identity in one app. Get personalized plans to improve your credit, monitor for fraud, and understand your credit reports easily. Features include score tracking, a 120-day improvement plan, and tools to resolve financial issues.
- Credit score tracking
- Personalized credit improvement plans
- Credit monitoring
- ID fraud insurance
- Online information exposure monitoring
- Credit report analysis
- Money management
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SmartCredit® Control your future credit score!™ SmartCredit® helps you control your credit score, money and identity in one place. Easily see what's helping or hurting your credit score and get a personalized plan to make it better, so you can qualify for loans with the best rates, as quickly as possible. SmartCredit® even safeguards the points you gain with credit monitoring and identity fraud insurance. KEY FEATURES: SCORETRACKER Easily track all your scores with simple charts or in-depth information. SCOREBUILDER® See exactly what's helping or hurting your credit score and get your personalized, 120-Day Plan to a better score. SCOREBOOST™ Discover how your spending strategies can unlock hidden credit points using our patented credit data science. PRIVACYMASTER® See where your private information is exposed online and request removal with one swipe. NEWLY DESIGNED 3B REPORTS & SCORES It's never been so easy to read and understand your TransUnion, Equifax and Experian credit reports. ACTION BUTTONS Remove credit reporting errors, identity theft and ask questions directly with your creditors using our patented Action Buttons. MONEY MANAGER All your online banking, credit cards and investments in one place, with Action Buttons to quickly resolve problems or ask questions with your financial institutions. $1 MILLION WHOLE FAMILY FRAUD INSURANCE Full coverage for your whole family, including pre-existing issues you did not know about. Free with your membership. Activation is required.
WickLedger
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WickLedger helps candle makers move beyond fragile spreadsheets. Plan recipes, track wax and fragrance costs, create batches, deduct inventory, record sales and expenses, and review estimated profit from a single local-first app. Built for handmade candle sellers who work across Etsy, Shopify, Instagram, local markets, and craft fairs, WickLedger keeps the everyday production details close to the maker's bench. Key features: - Track wax, fragrance, wicks, vessels, labels, packaging, and other materials. - Save candle recipes with vessel, wax, fragrance load, wick, and notes. - Create batches from recipes and estimate cost per candle. - Deduct inventory once per batch with stock movement history. - Record sales and expenses to estimate revenue, COGS, and profit. - Export CSV records with WickLedger Pro. - Use the app without an account, ads, analytics, or a developer backend. - Switch between supported languages, including Arabic RTL layout. WickLedger is a recordkeeping and estimate tool for small candle businesses. It does not certify candle safety, guarantee burn results, or replace proper candle testing. Subscription and Legal Information: WickLedger offers optional auto-renewable subscriptions for Pro features. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel subscriptions in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.estreamedia.my/en/wickledger/privacy Support: https://www.estreamedia.my/en/wickledger/support
Screenshots
Verdict
The clearest difference is in-app purchases: SmartCredit® at none against WickLedger's 3. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. WickLedger sells 3 in-app purchases, starting at $3.99 per month. SmartCredit® asks for nothing beyond the download.
| Parameter | SmartCredit® | WickLedger |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (155 ratings) — better | — |
| Positive reviews | 33.7% of reviews | — |
| Number of ratings | 155 — better | — |
| Update frequency | Every 3 months | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 26 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | ConsumerDirect Inc | TECK SOON NG |
Bugs and requests
SmartCredit®
Reported bugs
16 issues- App logs out immediately after login
- App won't let users sign in
- App crashes or closes unexpectedly
- App doesn't recognize passwords or reset links
- App keeps redirecting to the website
Show 11 moreShow fewer
- App won't open or crashes upon opening
- Login issues after app updates
- App doesn't recognize created accounts
- App locks users out after entering credentials
- App doesn't allow adding accounts due to logout
- App crashes and returns to login screen
- App doesn't allow login through the app, only browser
- App doesn't let users go in after signing in
- App keeps asking to login after entering info
- App doesn't open or crashes upon opening
- App forces shut when trying to open
Requested features
8 requests- Fix the app so it doesn't redirect to the website
- Allow cancellation through the app
- Improve login functionality
- Make the app usable without crashing
- Offer a free trial
Show 3 moreShow fewer
- Provide better customer support
- Ensure credit score improvements are visible
- Stop charging after cancellation
WickLedger
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SmartCredit®
No in-app purchases
WickLedger
- WickLedger Pro Monthly$3.991 Month
- WickLedger Pro Yearly$24.991 Year
- WickLedger Pro Lifetime$49.99
Questions
Is SmartCredit® free?
Is WickLedger free?
Do SmartCredit® or WickLedger have ads?
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