Comparison

Umniah vs JoCards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Umniah

Manage your mobile account, pay bills, and transfer credit with ease. Earn rewards by tracking your steps and staying active. Access exclusive offers and find nearby stores.

Highlights
  • Check line details (minutes, SMS, data)
  • Top-up and recharge account
  • Transfer credit between lines
  • Pay bills directly
  • Earn Umnicoins for steps and usage
  • Browse products and services
  • Locate nearest Umniah shops
Features
Read full description

Become independent and take control of your digital life with Umniah Self-Care! With the Umniah Self-Care app, you can:   * STEPS - Allow Umniah to access your health information to be rewarded with umnicoin , walk 10000 steps and above and get 50 umnicoin from Umniah next day *CHECK YOUR LINE DETAILS - One tap on your phone, and you can see the minutes, SMSs and data you have left on your account straight from our home page. Quick and simple. *TOP-UP - No more need to walk to a store or call a phone number to recharge your postpaid account, you can now top-up directly from your phone in just a few clicks! *TRANSFER BALANCE - Transferring credit between phone lines has never been easier; with the Self-Care app, send balance to your family or friends in less than five minutes. *PAY YOUR BILL - No one likes to see unpaid bills pile up; save yourself some time and take care of your bills directly from your phone! *UMNICOIN - Start earning Umnicoins any time you use your phone, if you walk 10K steps or more in any day, Umniah rewards you 50 Umnicoins that you can use to get valuable rewards. *AND MUCH MORE - Browse Umniah’s latest products and services, locate your nearest Umniah shop, find the answers to all of your Umniah-related questions… All from a single app. Take control of your digital life with the new Umniah Self-Care application today! * This app uses health kit to calculate steps inorder to give you umnicoin الان امنية قامت باطلاق احدث اصدار من تطبيقها الذي يعمل على خدمة المشتركين و الذي يجمع ما بين الهاتف الخلوي و الانترنت و الخط الثابت و هذا التطبيق يمكن المشترك من استخدامه في اي مكان , و يتيح للمشتركين حرية التصفح و التحكم من المعلومات العامة و اخر العروض و غيرها من خلال هذا التطبيق. تطبيق امنيه يقدم لك الخدمات التاليه : * تصفح معلومات خطك : يمكنك الان من خلال كبسة واحدة معرفه الدقائق , الرسائل و حزم البيانات المتبقيه في حسابك. * اشحن رصيدك : يوفر لك تطبيق امنيه الوقت و الجهد, حيث يمكنك شحن خطك من خلال شاشة اشحن الرصيد. * تحويل الرصيد : تحويل الرصيد ليس بالامر السهل , و لكن الان مع تطبيق امنيه اصبح تحويل الرصيد عمليه سهله لا تتعدى بضع دقائق. * تسديد الفواتير المستحقه : يمكنك تسديد الفواتير المستحقه من خلال تطبيق امنيه بكل سرعة وسهولة. *Umnicoin : امنية بتكافئك على كل قرش بتصرفه على خدماتنا وعلى كل 10000 خطوة بتمشيها في اليوم * خدمات اخرى : يتيح لك تطبيق امنيه تصفح اخر العروض و الخدمات و البحث عن اقرب معرض من معارض امنيه بالإضافة الى الحصول على اجابات للأسئلة الشائعه و تصفح افضل العروض لحلول الاعمال وسرعة الوصول الى التطبيقات الاخرى لشركة امنيه , كل هذه المزايا و اكثر في تطبيق واحد . الجديد في تطبيق امنيه دفع فواتير: ادفع فاتورتك مباشره من خلال تطبيق امنيه بأستخدام بطاقه الائتمان . عروض خاصه : جد العروض المميزه التي تناسب احتياجك . تحويل رصيد: الان أمكانك تحويل رصيد بسهوله لاي من مستخدمي أمنيه . اشتري حزم : مع تطبيق امنيه الجديد, الان اصبح لديك حزم اكثر و الباقات التي تناسبك *هذا التطبيق يستخدم helthkit لحساب الخطوات ليتم اعطائك umnicoin

About

JoCards

This business application offers high-quality, contemporary services for mobile devices. It is developed by a team committed to the highest standards, extending the offerings of Al Burhan Foundation.

Highlights
  • High-quality services
  • Contemporary offerings
  • Mobile device extension
  • Professional team
  • Al Burhan Foundation extension
Features
Read full description

Welcome to the application of JoCards. This application is an extension of Al Burhan Foundation for mobile devices that provide high quality and contemporary services through a team working with the highest standards.

Screenshots

Umniah4 screens
JoCards4 screens

Verdict

The call

The clearest difference is review sentiment: JoCards at 100% against Umniah's 16%. JoCards also leads on iOS requirement (12.0 vs 15.0). Umniah's advantage is rating (4.2 vs 3.7) and update cadence (fortnightly vs every 18 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Umniah holds the better App Store score, 4.2 against 3.7. That said, the two scores are not equally well evidenced: Umniah has 4.6K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 16% of Umniah's written reviews are positive against 100% of JoCards's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Umniah ships an update fortnightly, JoCards every 18 months. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.

Scorecard5 real differences · 5 level
Umniah versus JoCards: the parameters behind the verdict, then further details
ParameterUmniahJoCards
PriceFreeFree
Rating4.2 (4.6K ratings) — better3.7 (3 ratings)
Positive reviews16.0% of reviews100.0% of reviews — better
Number of ratings4.6K — better3
Update frequencyFortnightly — betterEvery 18 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size420 MB42 MB
Age rating4+4+
DeveloperUmniah Mobile CompanyAkwad Programming

Customer experience

Umniah

All ratings4,591 ratings
Positive78.9%
Neutral2.7%
Negative18.4%
Written reviews125 reviews
Positive16.0%
Neutral4.8%
Negative79.2%

JoCards

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Umniah

Reported bugs

3 issues
  • App crashes on launch
  • Payment processing issues
  • Umnicoin tracking not working properly

Requested features

3 requests
  • Add Apple Pay support
  • Improve app stability and reliability
  • Enhance customer support channels

JoCards

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Umniah

No in-app purchases

None

JoCards

No in-app purchases

Questions

Is Umniah free?
Umniah is free to download, with no in-app purchases.
Is JoCards free?
JoCards is free to download, with no in-app purchases.
Which has better reviews, Umniah or JoCards?
Umniah is rated higher. Umniah averages 4.2 out of 5 from 4.6K ratings, while JoCards averages 3.7 from 3 ratings.
Do Umniah or JoCards have ads?
Neither Umniah nor JoCards shows ads.
Which is updated more often, Umniah or JoCards?
Umniah ships an update fortnightly, and JoCards every 18 months. Most recently, Umniah was updated on September 22, 2026 and JoCards on September 10, 2026.

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