Satispay vs Sbu Subscriptions
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Satispay
Manage your finances, make payments, and invest directly from your smartphone. This app simplifies everyday transactions, from online shopping and bill payments to sending money to friends and building savings.
- Contactless payments in stores
- Online payment security
- Money transfers between friends
- Public administration payments (pagoPA)
- Mobile top-ups and gift cards
- Investment options with no minimum
- Savings management and moneyboxes
- Loyalty program with points and discounts
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Free account with a zero-fee card, investing, interest-free instalment payments and everyday banking in one app*. Chosen by over 6.5 million people: open your account in minutes from your phone, no branch visit needed. Satispay is the free account to manage your money every day: a zero-fee Mastercard debit card, payments in shops and online, purchases split into 3 interest-free instalments, and investing from just €1. All in one app. A free, 100% digital account - Online account with IBAN and free SEPA transfers - Receive your salary or pension with no strings attached and set up direct debits for your bills - Open your account in the app in minutes, without visiting a branch The Satispay Mastercard debit card - Mastercard debit card with no monthly fees - Virtual card ready to use instantly, physical card delivered in a few days - Pay wherever you go and earn Cashback Points on your purchases - Add your card to Google Pay and Apple Pay and pay with your smartphone or smartwatch - Perfect for travel: exclusive cards with no extra fees on foreign currency payments, free withdrawals worldwide*** and access to over 1,400 airport lounges - Freeze and unfreeze your card from the app at any time Pay in shops, online and with friends - Pay with your smartphone in shops near you and online, and earn Cashback Points - Send and receive money with all your contacts, free and instantly - Earn Cashback Points on transactions and spend them in over 450,000 shops Pay in 3, interest-free - Split your purchases into 3 monthly instalments, with no interest and no extra costs - Available in physical shops on the Satispay network and online wherever the service is active Investing made simple - Invest in funds, stocks and ETFs: over 1,000 instruments directly in the app - Start investing with as little as €1, thanks to fractional stocks and ETFs - Set up recurring investment plans in one tap: daily, weekly or monthly - €0 purchase fees on all Vanguard ETFs with a recurring plan Save with the Earning Piggy Bank - Earn a return on your savings - Create a piggy bank for every goal: holidays, taxes, emergencies - Set up automatic deposits and withdraw whenever you want, no strings attached Meal vouchers and employee benefits - Use your meal vouchers directly in the app, no cards or booklets needed - Spend your company's benefits credit wherever you already pay with Satispay Simplify every payment - Pay your car and motorbike tax wherever you are** - Pay MAV slips and public administration notices (pagoPA) in a few taps** - Buy vouchers and gift cards from your favourite brands** - Instantly top up your own or a friend's phone credit** For your kids too From 14 to 17, your child can have their own Satispay: digital pocket money, spending under control and more independence. Safe and secure - Satispay is an electronic money institution authorised and supervised by the CSSF - App protected by a 5-digit PIN, face recognition or fingerprint - No sensitive or personal data is shared with third parties - Get a notification for every transaction and block your card from the app in one tap What you need to get started - An ID document - Your Italian tax code (codice fiscale) Download Satispay: account, card, payments, savings and investing in one app. Learn more at satispay.com. Follow us on Instagram, Facebook and X (@satispay). *Payment services provided by Satispay Europe S.A., an electronic money institution authorised and supervised by the CSSF (no. W00000010). Investment services provided by Satispay Invest S.A., authorised and regulated by the CSSF (no. P555). Investing involves risk. **Services available in Italy only. ***Up to the limits set by your plan.
Sbu Subscriptions
Track all your recurring expenses in one place. Get timely reminders before renewals and trial periods end. Visualize your spending with a payments calendar and export your data.
- Unlimited subscription tracking
- Customizable renewal cycles
- Spending overview and currency conversion
- Free trial reminders
- Payments calendar
- Data export and import
- iCloud sync
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Add your subscriptions and at the top you see what you spend a year, or a month. Before each renewal a reminder tells you the day and the amount. - Unlimited subscriptions, from a list of known services or your own - Weekly, monthly, quarterly and yearly cycles, every N days, weeks, months or years, one-off or in instalments - What you spend in one figure, with other currencies converted at the ECB rates included in the app, or at your own - Free trials with the days left and the price after the trial - Reminders before each renewal and before a trial ends, at the time you choose - Payments calendar with the month's total and what's still to pay - Price changes from a date, payment history and Mark as paid - Categories, lists and payment methods; sort, group, filter and search - Pause, cancel and reactivate without losing anything - Help to cancel: the service's website or your App Store subscriptions - Widgets for the Home Screen and the Lock Screen - Siri, Shortcuts and Spotlight - Export and import as CSV, from a spreadsheet too - iCloud stays off until you turn it on: then your subscriptions sync across your devices, through your own iCloud - Share a list with anyone, through iCloud and only when you choose: they see it read only, with its total - Light and dark, Dynamic Type, VoiceOver Sbu does one thing: it tells you what your subscriptions cost, so no renewal takes you by surprise. No subscription. No in-app purchases. No account. No ads. No tracking. Data stays on your device.
Screenshots
Verdict
The clearest difference is review sentiment: Sbu Subscriptions at 100% against Satispay's 11%. Sbu Subscriptions also leads on rating (5.0 vs 4.8). Satispay's advantage is update cadence (every 2 weeks vs every 2 months) and ratings volume (206 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sbu Subscriptions holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Satispay has 206 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 11% of Satispay's written reviews are positive against 100% of Sbu Subscriptions's.
Satispay ships an update every 2 weeks, Sbu Subscriptions every 2 months. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.
| Parameter | Satispay | Sbu Subscriptions |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (206 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 11.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 206 — better | 1 |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 237 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | MOMENTUM S.P.A | Matteo Giuditta |
Customer experience
Satispay
Sbu Subscriptions
In-app purchases
Satispay
No in-app purchases
Sbu Subscriptions
No in-app purchases
Questions
Is Satispay free?
Is Sbu Subscriptions free?
Which has better reviews, Satispay or Sbu Subscriptions?
Do Satispay or Sbu Subscriptions have ads?
Which is updated more often, Satispay or Sbu Subscriptions?
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