Comparison

NMG vs Telkom Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NMG

Access your retirement fund records and real-time investment values on the Everest System. Log in with your existing NMG Benefits Web Portal credentials to view your personal data and fund performance.

Highlights
  • Access fund records
  • View real-time investment values
  • Check personal data
  • Secure login via web portal credentials
  • Mobile access to Everest System
Features
Read full description

This App has been designed to provide members of retirement funds administered by NMG Benefits access to their fund record on the Everest System. This is the first in our development plans to provide real time access of investment values and personal data held on the system to our members. How to access your account: Insert the same username and password you would use to log into the Membership portal on the NMG Benefits Web Portal to access the features in this App.

About

Telkom Pay

Manage your money, make payments, and get paid without needing a bank account. This app allows you to send money, buy prepaid services, and store vouchers securely. It's accessible to all network providers and simplifies transactions with easy verification.

Highlights
  • Make and receive payments
  • Send and request money
  • Buy airtime, data, and vouchers
  • Create virtual prepaid cards
  • Top up wallet via EFT or cash
  • Withdraw cash or via EFT
Features
Read full description

With Telkom Pay, you can make payments, get paid, send money, buy prepaid, store vouchers, and more. Manage your money in your Telkom Pay wallet; you don't need a bank account. You also don't need to be a Telkom customer to use the app; it works on all network providers. Sign up is easy. Verify your identity through a KYC (Know Your Customer) process for your safety. This process is done on your phone with no paperwork or branch visits. All you need to do is upload your South African identity document, valid passport or driver's license. If you are not a South African citizen, you can upload your valid foreign passport or asylum document. You will also take a 'selfie' for your security to ensure you are who you say you are. Verification is instant, and if successful, you will be able to start transacting immediately. Telkom Pay Features Receive money and make payments from your wallet; Top up your wallet by making an EFT bank transfer, a linked bank card, cash at a Pick a Pay, or a Nedbank ATM; Make a withdrawal by EFT, immediate EFT, cash at a Pick a Pay, or Cash Express ATM; Get paid by showing your QR code; Send or request money from friends and family; Pay any Scan to Pay or Snapscan QR codes; Easily create a virtual prepaid card for secure online purchases; Make EFT bank transfers to your own or someone else's bank account; Buy airtime, data, electricity or store and entertainment vouchers; View all payments made or received in your transaction history; Earn money to buy airtime by referring a friend.

Screenshots

NMG3 screens
Telkom Pay4 screens

Verdict

The call

The clearest difference is rating: NMG at 5.0 against Telkom Pay's 1.0. Telkom Pay's advantage is update cadence (every 5 weeks vs every 20 months) and iOS requirement (15.0 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NMG holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

NMG ships an update every 20 months, Telkom Pay every 5 weeks. The most recent releases landed on October 17, 2026 and October 10, 2026 respectively.

Scorecard3 real differences · 6 level
NMG versus Telkom Pay: the parameters behind the verdict, then further details
ParameterNMGTelkom Pay
PriceFreeFree
Rating5.0 (1 ratings) — better1.0 (2 ratings)
Number of ratings12 — better
Update frequencyEvery 20 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.015.0 — better
Further details — not scored
Size83 MB36 MB
Age rating4+4+
DeveloperNMG Consultants and Actuaries Administrators (Pty) LtdTelkom SA SOC Ltd

Customer experience

NMG

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Telkom Pay

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

NMG

No in-app purchases

None

Telkom Pay

No in-app purchases

Questions

Is NMG free?
NMG is free to download, with no in-app purchases.
Is Telkom Pay free?
Telkom Pay is free to download, with no in-app purchases.
Which has better reviews, NMG or Telkom Pay?
NMG is rated higher. NMG averages 5.0 out of 5 from 1 ratings, while Telkom Pay averages 1.0 from 2 ratings.
Do NMG or Telkom Pay have ads?
Neither NMG nor Telkom Pay shows ads.
Which is updated more often, NMG or Telkom Pay?
NMG ships an update every 20 months, and Telkom Pay every 5 weeks. Most recently, NMG was updated on October 17, 2026 and Telkom Pay on October 10, 2026.

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