Comparison

Smart mPOS vs Moneto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart mPOS

Features
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Smart mPOS, il servizio innovativo che consente alle aziende, agenti di commercio, professionisti di usufruire dei propri dispositivi smartphone o tablet per incassare in mobilità, in modo semplice e sicuro, pagamenti dalla propria clientela. Il servizio utilizza un terminale mobile mPOS pratico e leggero che, collegato Bluetooth al dispositivo dell'esercente, permette di ricevere pagamenti con carte di debito: Pagobancomat, Maestro e carte di credito: Mastercard, VISA, American Express e Diners (circuiti abilitati). Smart mPOS, certificato nel rispetto delle norme di sicurezza PCI, EMV e Pagobancomat, consente di accettare pagamenti anche in modalità ContactLess. Chiedi alla tua Banca l'attivazione del servizio. Non aspettare scarica la APP gratuita “Smart mPOS” sul tuo smartphone o tablet! Il Servizio Help Desk di assistenza esercenti sarà a tua disposizione per rispondere alle domande su come utilizzare il servizio e l’applicazione sullo smartphone/tablet.

About

Moneto

Features
Read full description

Moneto is a free expense tracker, budget planner and money manager that makes personal finance simple. Track expenses, income and transfers, set budgets, reach your savings goals and see exactly where your money goes — all in one clean, fast app, with no ads ever. Whether you want a daily spending tracker, a powerful budget planner, or a full money manager and expense manager for the whole family, Moneto keeps your personal finance organized on every device. WHAT YOU CAN DO • Track expenses, income and transfers in seconds • Create multiple wallets for accounts, cards and cash • Set monthly, quarterly or yearly budgets with automatic alerts • Build savings goals with deadlines and progress tracking • Automate recurring transactions for bills, salary and subscriptions • Attach receipts and invoices to any transaction (PDF, JPG, PNG) • Analyze your money with 6 reports: overview, annual, categories, cash flow, net worth and forecast • Export everything to PDF and CSV in your language GROUPS & SHARED EXPENSES Share wallets, budgets and savings goals with your family. Every transaction notifies everyone, so the household budget is clear to whoever runs it. PRIVACY FIRST • Fully GDPR compliant • Data hosted in Europe (Microsoft Azure) • Encryption in transit and at rest • Two-factor authentication (2FA) • Biometric unlock with fingerprint or Face ID • No ads, no profiling, no selling your data 18 LANGUAGES English, Italian, German, Spanish, French, Dutch, Portuguese, Brazilian Portuguese, Croatian, Hindi, Indonesian, Turkish, Polish, Czech, Romanian, Hungarian, Greek and Ukrainian. WORKS EVERYWHERE One account across Android, iPhone, iPad, Windows and Web, with automatic real-time sync. Start budgeting on your phone and pick up right where you left off on your computer. FREE FOREVER + MONETO PRO Moneto is open: reports, budgets, goals and groups are free for everyone, with no ads. The free plan covers 25 transactions a month. With Moneto Pro (€6.99/year, 7-day trial) the cap goes away and you can export everything to PDF and CSV. Take control of your personal finance today. Download Moneto — the budget and expense tracker that puts your money first. Developed in Italy by Innovatek. Questions? info@monetoapp.it

Screenshots

Smart mPOS4 screens
Moneto4 screens

Verdict

The call

The clearest difference is in-app purchases: Smart mPOS at none against Moneto's 1. Smart mPOS also leads on iOS requirement (8.0 vs 17.0). Moneto's advantage is update cadence (every 6 days vs every 20 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Moneto sells 1 in-app purchase, starting at $9.99 per year. Smart mPOS asks for nothing beyond the download.

UpkeepUpdate frequency

Smart mPOS ships an update every 20 months, Moneto every 6 days. The most recent releases landed on October 6, 2026 and October 11, 2026 respectively.

Scorecard3 real differences · 3 level
Smart mPOS versus Moneto: the parameters behind the verdict, then further details
ParameterSmart mPOSMoneto
PriceFreeFree
Update frequencyEvery 20 monthsEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS8.0 — better17.0
Further details — not scored
Size5 MB9 MB
Age rating4+4+
DeveloperAllitude SpaCarmelina Cafaro

In-app purchases

None

Smart mPOS

No in-app purchases

1 purchases

Moneto

Subscriptions1
  • Moneto Premium7 Days trial$9.991 Year

Questions

Is Smart mPOS free?
Smart mPOS is free to download, with no in-app purchases.
Is Moneto free?
Moneto is free to download, with in-app purchases available.
Do Smart mPOS or Moneto have ads?
Neither Smart mPOS nor Moneto shows ads.
Which is updated more often, Smart mPOS or Moneto?
Smart mPOS ships an update every 20 months, and Moneto every 6 days. Most recently, Smart mPOS was updated on October 6, 2026 and Moneto on October 11, 2026.

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