Smart mPOS vs Moneto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart mPOS
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Smart mPOS, il servizio innovativo che consente alle aziende, agenti di commercio, professionisti di usufruire dei propri dispositivi smartphone o tablet per incassare in mobilità, in modo semplice e sicuro, pagamenti dalla propria clientela. Il servizio utilizza un terminale mobile mPOS pratico e leggero che, collegato Bluetooth al dispositivo dell'esercente, permette di ricevere pagamenti con carte di debito: Pagobancomat, Maestro e carte di credito: Mastercard, VISA, American Express e Diners (circuiti abilitati). Smart mPOS, certificato nel rispetto delle norme di sicurezza PCI, EMV e Pagobancomat, consente di accettare pagamenti anche in modalità ContactLess. Chiedi alla tua Banca l'attivazione del servizio. Non aspettare scarica la APP gratuita “Smart mPOS” sul tuo smartphone o tablet! Il Servizio Help Desk di assistenza esercenti sarà a tua disposizione per rispondere alle domande su come utilizzare il servizio e l’applicazione sullo smartphone/tablet.
Moneto
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Moneto is a free expense tracker, budget planner and money manager that makes personal finance simple. Track expenses, income and transfers, set budgets, reach your savings goals and see exactly where your money goes — all in one clean, fast app, with no ads ever. Whether you want a daily spending tracker, a powerful budget planner, or a full money manager and expense manager for the whole family, Moneto keeps your personal finance organized on every device. WHAT YOU CAN DO • Track expenses, income and transfers in seconds • Create multiple wallets for accounts, cards and cash • Set monthly, quarterly or yearly budgets with automatic alerts • Build savings goals with deadlines and progress tracking • Automate recurring transactions for bills, salary and subscriptions • Attach receipts and invoices to any transaction (PDF, JPG, PNG) • Analyze your money with 6 reports: overview, annual, categories, cash flow, net worth and forecast • Export everything to PDF and CSV in your language GROUPS & SHARED EXPENSES Share wallets, budgets and savings goals with your family. Every transaction notifies everyone, so the household budget is clear to whoever runs it. PRIVACY FIRST • Fully GDPR compliant • Data hosted in Europe (Microsoft Azure) • Encryption in transit and at rest • Two-factor authentication (2FA) • Biometric unlock with fingerprint or Face ID • No ads, no profiling, no selling your data 18 LANGUAGES English, Italian, German, Spanish, French, Dutch, Portuguese, Brazilian Portuguese, Croatian, Hindi, Indonesian, Turkish, Polish, Czech, Romanian, Hungarian, Greek and Ukrainian. WORKS EVERYWHERE One account across Android, iPhone, iPad, Windows and Web, with automatic real-time sync. Start budgeting on your phone and pick up right where you left off on your computer. FREE FOREVER + MONETO PRO Moneto is open: reports, budgets, goals and groups are free for everyone, with no ads. The free plan covers 25 transactions a month. With Moneto Pro (€6.99/year, 7-day trial) the cap goes away and you can export everything to PDF and CSV. Take control of your personal finance today. Download Moneto — the budget and expense tracker that puts your money first. Developed in Italy by Innovatek. Questions? info@monetoapp.it
Screenshots
Verdict
The clearest difference is in-app purchases: Smart mPOS at none against Moneto's 1. Smart mPOS also leads on iOS requirement (8.0 vs 17.0). Moneto's advantage is update cadence (every 6 days vs every 20 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moneto sells 1 in-app purchase, starting at $9.99 per year. Smart mPOS asks for nothing beyond the download.
Smart mPOS ships an update every 20 months, Moneto every 6 days. The most recent releases landed on October 6, 2026 and October 11, 2026 respectively.
| Parameter | Smart mPOS | Moneto |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 20 months | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 8.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 5 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Allitude Spa | Carmelina Cafaro |
In-app purchases
Smart mPOS
No in-app purchases
Moneto
- Moneto Premium7 Days trial$9.991 Year









