Comparison

ChatUWM vs Addy AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

ChatUWM

For brokers and correspondents

Free

💰 Finance

★ 3.8182 ratingsView app →

About

ChatUWM

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

Highlights

Loan pipeline management
Loan locking and submission
Rate checking
Scenario creation
Chat support
Document access
Home value estimation

Features

Read full description

ChatUWM By United Wholesale Mortgage, LLC Created exclusively to help independent mortgage brokers manage their business on the go. Get quick access to ChatUWM, UWM’s AI-powered tool featured front and center in the ChatUWM mobile app. From one convenient app, brokers can ask questions, manage their pipeline, price loans, take lock actions, estimate home values, view their EASE Dashboard, stay on top of daily tasks and much more.

About

Addy AI

Features

Read full description

Addy AI helps mortgage teams manage their loan pipeline, review files, and move loans forward from anywhere. Built for lenders, loan officers, processors, and mortgage operations teams, the Addy AI mobile app gives you a faster way to access your pipeline, review loan information, and use AI-powered tools while on the go. With Addy AI, you can search and filter loans, review key loan details, track loan status, run processing checklists, and ask file-aware questions powered by the loan file, documents, guidelines, and checklist context. Whether you are reviewing income, checking conditions, identifying large deposits, or looking for answers inside a loan file, Addy AI helps reduce manual work and gives your team faster access to the information they need.

Screenshots

ChatUWM4 screens

Addy AI4 screens

Verdict

The call

The clearest difference is iOS requirement: Addy AI at 14.0 against ChatUWM's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ChatUWM ships an update fortnightly, Addy AI every 3 weeks. The most recent releases landed on October 23, 2026 and October 3, 2026 respectively.

Scorecard1 real difference · 9 level

ChatUWM versus Addy AI: the parameters behind the verdict, then further details
Parameter	ChatUWM	Addy AI
Price	Free	Free
Rating	3.8 (182 ratings) — better	—
Positive reviews	41.4% of reviews	—
Number of ratings	182 — better	—
Update frequency	Fortnightly — better	Every 3 weeks
Ads	No	No
In-app purchases	No	No
Monetization	Free	—
Devices	iPhone, iPad	iPhone, iPad, iPod — better
Requires iOS	16.0	14.0 — better
Further details — not scored
Size	105 MB	4 MB
Age rating	4+	4+
Developer	UWM	Addy AI, Inc.

Bugs and requests

ChatUWM

Reported bugs

15 issues

CR does not work
App doesn't find account
App keeps crashing
App always logs you out
App never saves logins

Show 10 more

Cannot login to the app
Incorrect password error
User ID and password not accepted
App pulls up wrong documents
Cannot log in after multiple updates
Login issues (incorrect username/password)
App not working on iOS
App not working on mobile devices
Mobile website is slow and choppy
Cannot access information without a computer

Requested features

11 requests

App for homeowners/customers
Customer-facing app for payments and loan activity
Ability to manage mortgage payments
Ability to schedule loan payments
User-friendly interface for consumers

Show 6 more

Update mobile website for user-friendliness
Integrate customer option into the app
Facial recognition login
Allow selection of payment withdrawal date
Change fees in the app
Fix document viewing errors

Addy AI

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ChatUWM

No in-app purchases

None

Addy AI

No in-app purchases

Questions

Is ChatUWM free?

ChatUWM is free to download, with no in-app purchases.

Is Addy AI free?

Addy AI is free to download, with no in-app purchases.

Do ChatUWM or Addy AI have ads?

Neither ChatUWM nor Addy AI shows ads.

Which is updated more often, ChatUWM or Addy AI?

ChatUWM ships an update fortnightly, and Addy AI every 3 weeks. Most recently, ChatUWM was updated on October 23, 2026 and Addy AI on October 3, 2026.