HCLive vs Trail Happy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HCLive
Manage your health benefit accounts like HSA, HRA, and FSA with ease. Quickly check balances, view claims, and submit receipts on the go. Securely access and manage all your important account information anytime, anywhere.
- Check account balances 24/7
- View account summaries and claims
- File claims and upload receipts
- Manage HSA transactions
- Pay bills and add payees
- Report lost or stolen debit cards
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Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®
Trail Happy
This app provides manual race timing and displays award information and personal records instantly for finishers. It supports various award categories, including top finishers and age groups.
- Manual race timing
- Immediate award display
- Personal record tracking
- Multiple award categories
- Age group awards
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Manual race timing app that presents award information and personal records immediately as racers cross the finish line! Categories include Top 3, Masters, Grand Masters, and 5 or 10 year age groups.
Screenshots
Verdict
The clearest difference is update cadence: Trail Happy at every 6 weeks against HCLive's every 3 months. Trail Happy also leads on iOS requirement (15.2 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HCLive ships an update every 3 months, Trail Happy every 6 weeks. The most recent releases landed on September 18, 2026 and October 3, 2026 respectively.
| Parameter | HCLive | Trail Happy |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | — | 3 — better |
| Update frequency | Every 3 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.2 — better |
| Further details — not scored | ||
| Size | 29 MB | 76 MB |
| Age rating | 4+ | 12+ |
| Developer | Evolution1, Inc. | Joe Calkins |
Customer experience
HCLive
Trail Happy
In-app purchases
HCLive
No in-app purchases
Trail Happy
No in-app purchases









