Comparison

CBK Mobile vs Warba Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBK Mobile

Manage your finances on the go with this secure and convenient banking application. View account balances, pay credit cards, make payments, and find nearby branches with ease.

Highlights
  • View account balances
  • Pay credit cards
  • Make payments
  • Locate nearby branches
  • Secure banking
Features
Read full description

Commercial Bank of Kuwait is one of the largest financial institutions in Kuwait with a strong and growing corporate and retail banking franchise providing innovative financial and investment solutions to its ever growing customer base. This Application is secure, convenient and easy to use, CBK Mobile offers a wide range of banking services to make banking convenient for you and allows you to view your balances, pay credit cards, payments, locate nearby Branches do lot more while on the go.

About

Warba Bank

Manage your finances with a personalized banking experience. Customize your home screen, access banking products, make payments, and track spending. Earn rewards and secure your accounts with advanced features.

Highlights
  • Personalized home screen customization
  • Account, financing, and deposit management
  • Local and international money transfers
  • Bill splitting and payment requests
  • Exclusive deals and gift marketplace
  • Rewards points earning and redemption
  • Financial dashboard with spending insights
Features
Read full description

Warba Bank is excited to introduce its new app, which puts customers at the forefront of its attention. The app offers a personalized experience, with new home screen views and controls allowing customers to access all their banking products and services with just a few taps. These innovative features redefine the customer-focused experience for financial services. The New Home Screen • Select from two viewing modes for each section on the home screen: Detailed: comprehensive details for a complete overview at-a-glance. Summary: a minimalistic view for easy access and enhanced information privacy. • Order your home screen sections to bring what's important to you to the top of the page. • Add your most used services to the top of the home screen within our new quick-services bar or hide the section completely to free up space for other sections! • Your personalization preferences move with you across your linked devices. Banking Products: visibility and control over your Warba products  • Check your accounts, financing, and term-deposit balances. • Request a new card or financing. • Open savings, gold, or term deposits. • Grow your savings consistently with Saving Goals (Hassala) • Add your cards to various supported digital wallets. • Claim unauthorized credit card transactions. Payments & Transfers: Convenient ways to pay & move funds • Transfer money locally and internationally via SWIFT, Super Transfer, or Western Union.  • Send and receive money requests with Pay Me & I Pay services. • Split bills with your friends and send reminders to those who didn't pay. • Schedule, edit, or cancel standing transfer orders. Marketplace: Exclusive deals, offers, and promo codes • One-stop shop for exclusive and personalized offers and deals. • Gift your beloved ones with various online and retail gift. • Redeem valuable promo codes on your favorite brands. Pocket: Earn rewards points for every day’s activities • Earn points by using credit cards, paying bills, transferring salary, or inviting friends to open an account with Warba. • Use your points to pay bills, top up your cards or exchange them for Kuwait Airways Oasis miles. • Keep track of your points earning and redeeming activities via the points history page. Dashboard: Get a 360° view of your finances • Check daily spending categories and insights at-a-glance. • Set up budgets and track debit/credit card transactions. • Track your stocks’ performance by linking your KCC (Maqasa) account. Security: Keep your data safe & secure • Enable biometrics login and transaction authorization. • Manage all devices linked to your account. • Freeze/unfreeze your cards if you misplace your card. Communication: Open communication channel with Warba Bank • Get instant transaction push notifications instead of a slow and unreliable SMS. • Submit suggestions or requests via Communication Center for prompt feedback back. • Find the nearest Warba Bank branches and ATMs to you.

Screenshots

CBK Mobile4 screens
Warba Bank4 screens

Verdict

The call

The clearest difference is rating: Warba Bank at 4.3 against CBK Mobile's 3.9. Warba Bank also leads on review sentiment (57% vs 35%) and ratings volume (5.6K vs 610). CBK Mobile's advantage is update cadence (weekly vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Warba Bank holds the better App Store score, 4.3 against 3.9. That said, the two scores are not equally well evidenced: Warba Bank has 5.6K ratings behind it against 610, so its average is the more settled of the two. Written reviews point the same way: 35% of CBK Mobile's written reviews are positive against 57% of Warba Bank's.

UpkeepUpdate frequency

CBK Mobile ships an update weekly, Warba Bank every 2 weeks. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
CBK Mobile versus Warba Bank: the parameters behind the verdict, then further details
ParameterCBK MobileWarba Bank
PriceFreeFree
Rating3.9 (610 ratings)4.3 (5.6K ratings) — better
Positive reviews34.7% of reviews56.7% of reviews — better
Number of ratings6105.6K — better
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size214 MB312 MB
Age rating4+4+
DeveloperCOMMERCIAL BANK OF KUWAITWarba Bank

Customer experience

CBK Mobile

All ratings610 ratings
Positive71.1%
Neutral7.7%
Negative21.1%
Written reviews95 reviews
Positive34.7%
Neutral7.4%
Negative57.9%

Warba Bank

All ratings5,571 ratings
Positive82.0%
Neutral3.4%
Negative14.6%
Written reviews90 reviews
Positive56.7%
Neutral6.7%
Negative36.7%

User reviews

CBK Mobile

From 610 App Store ratings

What we love

  • 🚀 Fast and efficient transactions
  • 🔒 Secure banking platform
  • 👍 User-friendly interface design
  • 💳 QR code payment feature
  • ✨ Regular app improvements and updates

Room to improve

  • 🐛 Frequent app crashes and freezing
  • ⏱️ Slow loading times
  • 🔐 Excessive security prompts causing logout
  • 📱 Poor performance outside Kuwait
  • 🎨 Outdated UI design

Warba Bank

From 5.6K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 👍 User-friendly design
  • 🔒 Secure features
  • 💡 Great redesign and stability improvements

Room to improve

  • 🐛 Frequent crashes and login issues
  • ⚠️ Complicated and confusing to use
  • 🔍 Lacking in features and services
  • 🕰️ Slow performance

Bugs and requests

CBK Mobile

Reported bugs

11 issues
  • App crashes when accessing settings menu
  • Login issues with Face ID and biometric authentication
  • Chat support gets stuck on 'initializing chat'
  • IBAN field rejects international accounts (24+ characters)
  • Transfer purpose dropdown shows no options
Show 6 more
  • App disconnects when accessing beneficiary list
  • Loading issues and freezing during transactions
  • App crashes during phone calls with bank staff
  • Face ID not functioning properly
  • SMS notifications not received for withdrawals
  • App fails to open after updates

Requested features

13 requests
  • Dark mode/theme for better eye comfort
  • OTP via email or push notification instead of SMS only
  • Bill payment functionality
  • Online card purchasing
  • Direct payment feature without QR codes
Show 8 more
  • GOV card support for corporate accounts
  • Auto-translate English to Arabic
  • Arabic language support for notifications
  • 6-month statement download
  • Edit profile information and phone numbers
  • Corporate account app version
  • Exchange rate comparison tool
  • Beneficiary management improvements

Warba Bank

Reported bugs

4 issues
  • User already logged in issue
  • App freezes and crashes
  • Incompatibility with older devices
  • Update issues and failed login attempts

Requested features

4 requests
  • Add phone call feature for customers abroad
  • Improve ease of use and clarity
  • Expand services like loans and account opening
  • Optimize performance and stability

In-app purchases

None

CBK Mobile

No in-app purchases

None

Warba Bank

No in-app purchases

Questions

Is CBK Mobile free?
CBK Mobile is free to download, with no in-app purchases.
Is Warba Bank free?
Warba Bank is free to download, with no in-app purchases.
Which has better reviews, CBK Mobile or Warba Bank?
Warba Bank is rated higher. CBK Mobile averages 3.9 out of 5 from 610 ratings, while Warba Bank averages 4.3 from 5.6K ratings.
Do CBK Mobile or Warba Bank have ads?
Neither CBK Mobile nor Warba Bank shows ads.
Which is updated more often, CBK Mobile or Warba Bank?
CBK Mobile ships an update weekly, and Warba Bank every 2 weeks. Most recently, CBK Mobile was updated on October 23, 2026 and Warba Bank on October 26, 2026.

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