Comparison

Ahlibank M vs ONEIC Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ahlibank M

Manage your finances conveniently from anywhere with this banking app. Schedule branch appointments, track personal finances, make transfers, pay bills, and manage your cards. You can also apply for loans, open new accounts, and redeem loyalty points.

Highlights
  • Schedule branch appointments
  • Personal finance management
  • Domestic and international transfers
  • Utility bill payments
  • Card activation and management
  • Loyalty point redemption
  • Instant loan applications
  • Online account opening
Features
Read full description

Welcome to the future of convenient banking with ahlibank’s innovative mobile app. Whether you’re at home, at work, or on the go, our user-friendly app makes it easier than ever to manage your finances efficiently and effectively. Here’s what you can expect: • Branch Appointments: Schedule your visits to our branches smoothly and effortlessly. • Personal Finance Manager: Keep track of your finances anytime, anywhere. • Transfers: Effortlessly send money within ahlibank, across Oman, or internationally. • Quick Transfers: Use the "send again" feature to make repeat transfers with speed and convenience. • Utility Payments: Pay all your utility bills in one go. • Card Management: Activate your debit and credit cards directly from the app. View your PINs, and more. • Loyalty Program: View the balance of your Pearl Points from ahlibank Loyalty Program. Redeem them for account credit, travel tickets, hotel bookings, or purchase vouchers from a variety of well-known stores and apps. • Instant Personal loan: apply for additional funds with an instant top-up on your personal loan. • Account Opening: Open savings and minor accounts instantly without the need to visit a branch. • Account Management: Easily set up and manage your accounts with just a few taps. Download the Ahlibank mobile app today and experience a smarter way to bank that keeps up with your lifestyle!

About

ONEIC Pay

Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.

Highlights
  • E-Wallet services
  • Pay utility bills
  • Telecom recharges
  • Traffic fine payments
  • Money transfers
  • QR code payments
  • Earn and redeem rewards
Features
Read full description

ONEIC Pay offers a secure and simple way to manage all your essential payments in one place. Instantly pay your electricity, water, and telecom bills, recharge prepaid accounts, and conveniently settle traffic fines, Judiciary fees, and Social Protection Fund contributions — all via E-Wallet or bank cards, anytime and anywhere. View your electricity, water latest bills (PDF), track payment history, and enjoy complete control over your transactions with ease Digital Wallet Services: • Top up the digital wallet • Pay various bills and fees • Send, receive, and request and transfers money through local E-Wallets • Send money internationally anytime, anywhere • Shop and pay by scanning QR codes Clients Listed for Bill Payments and Balance Refill: • Nama Supply • Nama Water Services • Nama Dhofar Services • Nakhal Water Services • Marafiq • Omantel • Ooredoo • Vodafone • Awasr • Ranna • Red Bull Mobile • Friendi Government Services: • Royal Oman Police (ROP) - Traffic Fines, Vehicle Registration Renewal • Supreme Judicial Council (CAAJ) • Social Protection Fund (SPF) Insurance Services: • Vehicle Insurance • Social Protection Fund Educational Institutions for Fee Payment: • Arab Open University • A’Sharqiyah University • Azzan Bin Qais International School • German University of Technology, Oman • Indian School Muscat • Middle East College • Muscat University • Seeb International School • Sohar International School • Al Imtiaz Private School Entertainment: • Purchase various entertainment packages Pay and Earn Rewards • Now, pay your bills and enjoy rewards! • Redeem your rewards once you reach the eligible amount for redemption

Screenshots

Ahlibank M4 screens
ONEIC Pay4 screens

Verdict

The call

Ahlibank M and ONEIC Pay both sit at 4.0 stars, but that hides the real split: 59% of ONEIC Pay's written reviews are positive against 21% of Ahlibank M's. ONEIC Pay also leads on ratings volume (120 vs 20) and iOS requirement (12.4 vs 15.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.0 for Ahlibank M against 4.0 for ONEIC Pay. That said, the two scores are not equally well evidenced: ONEIC Pay has 120 ratings behind it against 20, so its average is the more settled of the two. Written reviews are what separate them: 21% of Ahlibank M's written reviews are positive against 59% of ONEIC Pay's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 24, 2026 and July 29, 2026 respectively.

Scorecard3 real differences · 7 level
Ahlibank M versus ONEIC Pay: the parameters behind the verdict, then further details
ParameterAhlibank MONEIC Pay
PriceFreeFree
Rating4.0 (20 ratings) — better4.0 (120 ratings)
Positive reviews21.4% of reviews59.0% of reviews — better
Number of ratings20120 — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.012.4 — better
Further details — not scored
Size203 MB126 MB
Age rating17+4+
DeveloperAHLI BANK S.A.O.G.Oman National Engineering and Investment(SAOG)

Customer experience

Ahlibank M

All ratings20 ratings
Positive75.0%
Neutral5.0%
Negative20.0%
Written reviews14 reviews
Positive21.4%
Neutral0.0%
Negative78.6%

ONEIC Pay

All ratings120 ratings
Positive71.7%
Neutral5.8%
Negative22.5%
Written reviews39 reviews
Positive59.0%
Neutral10.3%
Negative30.8%

In-app purchases

None

Ahlibank M

No in-app purchases

None

ONEIC Pay

No in-app purchases

Questions

Is Ahlibank M free?
Ahlibank M is free to download, with no in-app purchases.
Is ONEIC Pay free?
ONEIC Pay is free to download, with no in-app purchases.
Which has better reviews, Ahlibank M or ONEIC Pay?
Ahlibank M is rated higher. Ahlibank M averages 4.0 out of 5 from 20 ratings, while ONEIC Pay averages 4.0 from 120 ratings.
Do Ahlibank M or ONEIC Pay have ads?
Neither Ahlibank M nor ONEIC Pay shows ads.
Which is updated more often, Ahlibank M or ONEIC Pay?
Ahlibank M ships an update every 3 months, and ONEIC Pay every 3 months. Most recently, Ahlibank M was updated on September 24, 2026 and ONEIC Pay on July 29, 2026.

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