Comparison

Ahlibank M vs Pay+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ahlibank M

Manage your finances conveniently from anywhere with this banking app. Schedule branch appointments, track personal finances, make transfers, pay bills, and manage your cards. You can also apply for loans, open new accounts, and redeem loyalty points.

Highlights
  • Schedule branch appointments
  • Personal finance management
  • Domestic and international transfers
  • Utility bill payments
  • Card activation and management
  • Loyalty point redemption
  • Instant loan applications
  • Online account opening
Features
Read full description

Welcome to the future of convenient banking with ahlibank’s innovative mobile app. Whether you’re at home, at work, or on the go, our user-friendly app makes it easier than ever to manage your finances efficiently and effectively. Here’s what you can expect: • Branch Appointments: Schedule your visits to our branches smoothly and effortlessly. • Personal Finance Manager: Keep track of your finances anytime, anywhere. • Transfers: Effortlessly send money within ahlibank, across Oman, or internationally. • Quick Transfers: Use the "send again" feature to make repeat transfers with speed and convenience. • Utility Payments: Pay all your utility bills in one go. • Card Management: Activate your debit and credit cards directly from the app. View your PINs, and more. • Loyalty Program: View the balance of your Pearl Points from ahlibank Loyalty Program. Redeem them for account credit, travel tickets, hotel bookings, or purchase vouchers from a variety of well-known stores and apps. • Instant Personal loan: apply for additional funds with an instant top-up on your personal loan. • Account Opening: Open savings and minor accounts instantly without the need to visit a branch. • Account Management: Easily set up and manage your accounts with just a few taps. Download the Ahlibank mobile app today and experience a smarter way to bank that keeps up with your lifestyle!

About

Pay+

Send money internationally and locally with zero transaction fees. Supports bank transfers, cash pickup, and wallet-to-wallet transfers. Easily pay bills and recharge mobile plans.

Highlights
  • International money remittance
  • Zero transaction fees
  • Multiple payment modes
  • Local money transfers
  • Mobile recharge and bill payment
  • QR code payments
Features
Read full description

Pay+ introduces a new international remittance service in partnership with moneygram You can now send money to over 40 destinations worldwide, quickly and securely, and with ZERO transcation fees Send money to over 40 destinations, using 3 different modes of payment 1. Bank Account Transfer 2. Cash pickup (at local moneygram agent ) 3. Wallet to wallet transfer We strive to bring you the best experience Pay+ , your mobile your wallet Easy Registration & Use Register through the app through few simple steps Your mobile wallet is immediately ready for use. Add money to your wallet online using any local bank’s debit card or through Ooredoo stores, free of charge. Scan & Pay Scan QR codes at nearby stores/shops for simple and quick payments. Service is accepted at most restaurants, cafes, petrol stations, etc. Instant Foreign Money Transfer Send money any time to any bank in India from your Pay+ wallet The beneficiary gets the money instantly Local Money Transfer Send money instantly to other Pay+ wallets or any other wallet in Oman. Send money instantly to anyone in Oman using his/her Mobile number, Alias or QR Code Transfer money to any bank account in Oman Mobile Recharge and Bill Payment Instant recharge and postpaid bill payment for telecom operators in Oman: Ooredoo, Omantel and FRiENDi

Screenshots

Ahlibank M4 screens
Pay+4 screens

Verdict

The call

The clearest difference is rating: Ahlibank M at 4.0 against Pay+'s 2.8. Ahlibank M also leads on review sentiment (21% vs 11%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ahlibank M holds the better App Store score, 4.0 against 2.8. Both are backed by a comparable volume of ratings — 20 and 20 respectively. Written reviews point the same way: 21% of Ahlibank M's written reviews are positive against 11% of Pay+'s.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 23, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
Ahlibank M versus Pay+: the parameters behind the verdict, then further details
ParameterAhlibank MPay+
PriceFreeFree
Rating4.0 (20 ratings) — better2.8 (20 ratings)
Positive reviews21.4% of reviews — better11.1% of reviews
Number of ratings2020
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size203 MB135 MB
Age rating17+4+
DeveloperAHLI BANK S.A.O.G.National Bank of Oman SAOG

Customer experience

Ahlibank M

All ratings20 ratings
Positive75.0%
Neutral5.0%
Negative20.0%
Written reviews14 reviews
Positive21.4%
Neutral0.0%
Negative78.6%

Pay+

All ratings20 ratings
Positive45.0%
Neutral0.0%
Negative55.0%
Written reviews9 reviews
Positive11.1%
Neutral0.0%
Negative88.9%

In-app purchases

None

Ahlibank M

No in-app purchases

None

Pay+

No in-app purchases

Questions

Is Ahlibank M free?
Ahlibank M is free to download, with no in-app purchases.
Is Pay+ free?
Pay+ is free to download, with no in-app purchases.
Which has better reviews, Ahlibank M or Pay+?
Ahlibank M is rated higher. Ahlibank M averages 4.0 out of 5 from 20 ratings, while Pay+ averages 2.8 from 20 ratings.
Do Ahlibank M or Pay+ have ads?
Neither Ahlibank M nor Pay+ shows ads.
Which is updated more often, Ahlibank M or Pay+?
Ahlibank M ships an update every 3 months, and Pay+ every 3 months. Most recently, Ahlibank M was updated on October 23, 2026 and Pay+ on October 10, 2026.

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