Ahlibank M vs Pay+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ahlibank M
Manage your finances conveniently from anywhere with this banking app. Schedule branch appointments, track personal finances, make transfers, pay bills, and manage your cards. You can also apply for loans, open new accounts, and redeem loyalty points.
- Schedule branch appointments
- Personal finance management
- Domestic and international transfers
- Utility bill payments
- Card activation and management
- Loyalty point redemption
- Instant loan applications
- Online account opening
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Welcome to the future of convenient banking with ahlibank’s innovative mobile app. Whether you’re at home, at work, or on the go, our user-friendly app makes it easier than ever to manage your finances efficiently and effectively. Here’s what you can expect: • Branch Appointments: Schedule your visits to our branches smoothly and effortlessly. • Personal Finance Manager: Keep track of your finances anytime, anywhere. • Transfers: Effortlessly send money within ahlibank, across Oman, or internationally. • Quick Transfers: Use the "send again" feature to make repeat transfers with speed and convenience. • Utility Payments: Pay all your utility bills in one go. • Card Management: Activate your debit and credit cards directly from the app. View your PINs, and more. • Loyalty Program: View the balance of your Pearl Points from ahlibank Loyalty Program. Redeem them for account credit, travel tickets, hotel bookings, or purchase vouchers from a variety of well-known stores and apps. • Instant Personal loan: apply for additional funds with an instant top-up on your personal loan. • Account Opening: Open savings and minor accounts instantly without the need to visit a branch. • Account Management: Easily set up and manage your accounts with just a few taps. Download the Ahlibank mobile app today and experience a smarter way to bank that keeps up with your lifestyle!
Pay+
Send money internationally and locally with zero transaction fees. Supports bank transfers, cash pickup, and wallet-to-wallet transfers. Easily pay bills and recharge mobile plans.
- International money remittance
- Zero transaction fees
- Multiple payment modes
- Local money transfers
- Mobile recharge and bill payment
- QR code payments
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Pay+ introduces a new international remittance service in partnership with moneygram You can now send money to over 40 destinations worldwide, quickly and securely, and with ZERO transcation fees Send money to over 40 destinations, using 3 different modes of payment 1. Bank Account Transfer 2. Cash pickup (at local moneygram agent ) 3. Wallet to wallet transfer We strive to bring you the best experience Pay+ , your mobile your wallet Easy Registration & Use Register through the app through few simple steps Your mobile wallet is immediately ready for use. Add money to your wallet online using any local bank’s debit card or through Ooredoo stores, free of charge. Scan & Pay Scan QR codes at nearby stores/shops for simple and quick payments. Service is accepted at most restaurants, cafes, petrol stations, etc. Instant Foreign Money Transfer Send money any time to any bank in India from your Pay+ wallet The beneficiary gets the money instantly Local Money Transfer Send money instantly to other Pay+ wallets or any other wallet in Oman. Send money instantly to anyone in Oman using his/her Mobile number, Alias or QR Code Transfer money to any bank account in Oman Mobile Recharge and Bill Payment Instant recharge and postpaid bill payment for telecom operators in Oman: Ooredoo, Omantel and FRiENDi
Screenshots
Verdict
The clearest difference is rating: Ahlibank M at 4.0 against Pay+'s 2.8. Ahlibank M also leads on review sentiment (21% vs 11%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ahlibank M holds the better App Store score, 4.0 against 2.8. Both are backed by a comparable volume of ratings — 20 and 20 respectively. Written reviews point the same way: 21% of Ahlibank M's written reviews are positive against 11% of Pay+'s.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 23, 2026 and October 10, 2026 respectively.
| Parameter | Ahlibank M | Pay+ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (20 ratings) — better | 2.8 (20 ratings) |
| Positive reviews | 21.4% of reviews — better | 11.1% of reviews |
| Number of ratings | 20 | 20 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 203 MB | 135 MB |
| Age rating | 17+ | 4+ |
| Developer | AHLI BANK S.A.O.G. | National Bank of Oman SAOG |
Customer experience
Ahlibank M
Pay+
In-app purchases
Ahlibank M
No in-app purchases
Pay+
No in-app purchases









