Comparison

Ahlibank M vs ledgera

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ahlibank M

Manage your finances conveniently from anywhere with this banking app. Schedule branch appointments, track personal finances, make transfers, pay bills, and manage your cards. You can also apply for loans, open new accounts, and redeem loyalty points.

Highlights
  • Schedule branch appointments
  • Personal finance management
  • Domestic and international transfers
  • Utility bill payments
  • Card activation and management
  • Loyalty point redemption
  • Instant loan applications
  • Online account opening
Features
Read full description

Welcome to the future of convenient banking with ahlibank’s innovative mobile app. Whether you’re at home, at work, or on the go, our user-friendly app makes it easier than ever to manage your finances efficiently and effectively. Here’s what you can expect: • Branch Appointments: Schedule your visits to our branches smoothly and effortlessly. • Personal Finance Manager: Keep track of your finances anytime, anywhere. • Transfers: Effortlessly send money within ahlibank, across Oman, or internationally. • Quick Transfers: Use the "send again" feature to make repeat transfers with speed and convenience. • Utility Payments: Pay all your utility bills in one go. • Card Management: Activate your debit and credit cards directly from the app. View your PINs, and more. • Loyalty Program: View the balance of your Pearl Points from ahlibank Loyalty Program. Redeem them for account credit, travel tickets, hotel bookings, or purchase vouchers from a variety of well-known stores and apps. • Instant Personal loan: apply for additional funds with an instant top-up on your personal loan. • Account Opening: Open savings and minor accounts instantly without the need to visit a branch. • Account Management: Easily set up and manage your accounts with just a few taps. Download the Ahlibank mobile app today and experience a smarter way to bank that keeps up with your lifestyle!

About

ledgera

Effortlessly manage your finances with automatic transaction logging from bank SMS. Split expenses with friends, track all your assets, and get AI-powered insights in Arabic. Calculate Zakat and set budgets with ease.

Highlights
  • Automatic SMS transaction logging
  • Expense splitting with groups
  • AI assistant understanding Egyptian Arabic
  • Comprehensive asset tracking
  • Automated Zakat calculation
  • Budgeting and goal setting
Features
Read full description

Ledgera - your complete personal finance companion, built Arabic-first for how you actually manage money. THE APP THAT FILLS ITSELF Enable auto-capture once, and every bank SMS becomes a logged transaction - automatically, without opening the app. A ready-made shortcut, a quick one-time setup, and your money tracks itself. Works with Egyptian banks and wallets, fully private on your device. SPLIT EXPENSES WITH FRIENDS Create a group for your trip, shared home, or any occasion. Invite friends with a QR code or link - even add people who don't have the app yet. Log shared expenses, split them equally or your way, and let smart settlement calculate who pays whom with the fewest transfers. Settle up fully or partially, then share a beautiful PDF summary. AN AI ASSISTANT THAT SPEAKS YOUR ARABIC Type, speak, or snap a photo of a receipt - Ledgera's AI understands Egyptian Arabic naturally. Say "spent 150 on fuel, cash" and watch it become a proper transaction. Ask questions about your money in any language and get real answers from your actual data. YOUR ENTIRE WEALTH, ONE GLANCE Track everything you own in one place: bank accounts, cash, gold by the gram, crypto, stocks with buy/sell and dividends, real estate, cars, and valuables. Live prices, net worth at a glance, and full selling support - sell gold or crypto fully or partially with proceeds landing straight in your account. ZAKAT, CALCULATED FOR YOU Ledgera tracks the nisab and hawl automatically across your gold, cash, and crypto, and tells you exactly what you owe - a first-class feature, not an afterthought. EVERYTHING ELSE YOU NEED - Budgets per category with overspend warnings - Goals with progress tracking - Debts: who owes you, whom you owe, with payment history - Installments and recurring transactions that log themselves - Banking products: certificates, deposits, and loans with payout tracking - Price alerts for gold and crypto - know the moment your target hits - Smart reports with clear charts, monthly summaries, and PDF export - Voice reports: listen to your monthly summary - A notification center for everything that matters - Face ID lock, dark mode, and full Arabic and English support Built for Egypt and the Arab world: Egyptian banks, local wallets, gold in grams, Arabic-first design with proper RTL - not a translated app, a native one. Download Ledgera and let your money manage itself.

Screenshots

Ahlibank M4 screens
ledgera4 screens

Verdict

The call

The clearest difference is rating: ledgera at 5.0 against Ahlibank M's 4.0. ledgera also leads on update cadence (every 2 weeks vs every 3 months). Ahlibank M's advantage is ratings volume (20 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ledgera holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Ahlibank M has 20 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Ahlibank M ships an update every 3 months, ledgera every 2 weeks. The most recent releases landed on October 23, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
Ahlibank M versus ledgera: the parameters behind the verdict, then further details
ParameterAhlibank Mledgera
PriceFreeFree
Rating4.0 (20 ratings)5.0 (2 ratings) — better
Positive reviews21.4% of reviews—
Number of ratings20 — better2
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size203 MB67 MB
Age rating17+4+
DeveloperAHLI BANK S.A.O.G.Islam Aboelnour

Customer experience

Ahlibank M

All ratings20 ratings
Positive75.0%
Neutral5.0%
Negative20.0%
Written reviews14 reviews
Positive21.4%
Neutral0.0%
Negative78.6%

ledgera

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Ahlibank M

No in-app purchases

None

ledgera

No in-app purchases

Questions

Is Ahlibank M free?
Ahlibank M is free to download, with no in-app purchases.
Is ledgera free?
ledgera is free to download, with no in-app purchases.
Which has better reviews, Ahlibank M or ledgera?
ledgera is rated higher. Ahlibank M averages 4.0 out of 5 from 20 ratings, while ledgera averages 5.0 from 2 ratings.
Do Ahlibank M or ledgera have ads?
Neither Ahlibank M nor ledgera shows ads.
Which is updated more often, Ahlibank M or ledgera?
Ahlibank M ships an update every 3 months, and ledgera every 2 weeks. Most recently, Ahlibank M was updated on October 23, 2026 and ledgera on October 9, 2026.

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