BLC Pass vs Payvora
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
BLC Pass
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For your online transaction with a mind at ease, BLC Pass provides you with One-Time-Passwords to execute the following operations on your Internet Banking: - Accessing & managing your preferences - Transferring funds to others - Administering a secondary user For your convenience, you can carry-out all transactions and transfers and operations within your own BLC Bank accounts without the need of a One-Time-Password. More info on blcbank.com/cloud/blcpass
Payvora
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Payvora is a simple, private way to take control of your spending. Track every expense in seconds. Add what you paid, pick a category and you're done. Your dashboard shows what you've spent this month and how it compares with last month. Never miss a subscription. Keep streaming services, gym memberships, phone plans and bills in one list. Payvora shows what's due next and what your subscriptions cost per month. Stay on budget. Set limits for a week, a month or any period, for one category or everything. Budgets can renew automatically every week, month or year. Progress bars count both your expenses and your subscription payments, so you can see at a glance what's left. Understand your money. Reports break your spending down by category and over time, with daily averages and your top categories. Handy money tools. โข Loan calculator: monthly payment, total repaid and total interest. โข Savings calculator: see how regular deposits grow. โข Currency converter with daily European Central Bank reference rates. โข Money to-dos with due dates and priorities. โข Export to CSV for spreadsheets. Private by design. Your expenses, subscriptions, budgets and to-dos are stored on your device. Start straight away as a guest, with no sign-up. Create a free account whenever you like; nothing you've recorded is lost. One account for Payverly apps. Payvora is part of the Payverly family. Sign in with email, Google or Apple and use the same account across Payverly apps. Light and dark themes, large-text support and screen-reader friendly controls are built in. Payvora is free and supported by ads.
Screenshots
Verdict
The clearest difference is ads: BLC Pass at none against Payvora's shown. BLC Pass also leads on update cadence (every 2 months vs every 15 months) and iOS requirement (7.1 vs 15.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BLC Pass ships an update every 2 months, Payvora every 15 months. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.
| Parameter | BLC Pass | Payvora |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months โ better | Every 15 months |
| Ads | No โ better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 7.1 โ better | 15.0 |
| Further details โ not scored | ||
| Size | 11 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | BLC Bank | AVMDEVS LLC |
In-app purchases
BLC Pass
No in-app purchases
Payvora
No in-app purchases









