iEconomize vs U!Pay

Take control of your money without giving up your privacy. iEconomize makes everyday money management simple. Create flexible budgets and spending categories, record expenses in seconds, track income separately, and explore clear reports showing where your money goes. Whether you are reviewing past spending, planning with renewable budgets, or logging a purchase from your Apple Watch, iEconomize keeps your finances organized and accessible. ### KEY FEATURES • Create multiple budgets for different sources of money • Choose Monthly, Yearly, Lifetime, or Infinite budgets • Use Reset or Cumulative renewal for Monthly and Yearly budgets • See balances calculated automatically for the selected period • Organize expenses with customizable spending categories • Set optional category spending caps and monitor progress • Personalize budgets and categories with colors and icons • Record expenses quickly with a streamlined entry flow • Drag a budget onto a category from Home to create an expense • Create income sources and maintain a separate deposit history • Reorder budgets, categories, and income sources • Edit, delete, and merge spending categories while preserving transaction history • Filter transactions by budget, category, and date range • Browse spending by week, month, year, or lifetime • Choose Normal or Compact transaction rows • Review totals, recent activity, averages, biggest expenses, and period comparisons • Explore interactive charts and detailed spending insights • Drill down from category reports into contributing budgets • Review monthly expense and income summaries • Choose from multiple color themes • Follow your device appearance or select Light or Dark Mode • Enjoy adaptive budget and category colors in both appearances • Log expenses from the Apple Watch companion app • View supported finance information through modern Apple Watch complications ### FLEXIBLE BUDGETING Choose the budget style that fits your needs: • Monthly and Yearly budgets can reset each period or carry unused amounts forward cumulatively • Lifetime budgets track spending against one long-term amount • Infinite budgets let you monitor spending without setting a limit Budget amounts remain stable as configured, while available balances are calculated from your dated transactions. You can also move through previous months to review balances and spending in their original context. ### DESIGNED FOR CLARITY See monthly spending, remaining amounts, category totals, and progress indicators at a glance. Color-coded warnings help identify category caps and budgets approaching or exceeding their limits. Full transaction histories, date-based filtering, detailed statistics, and clear charts make it easier to understand both recent activity and long-term patterns. ### PRIVATE BY DESIGN Your financial information belongs to you. Finance data is stored locally using Apple technologies. • No accounts • No advertising • No tracking • No third-party access to your financial data Your finances are your business—not ours.

Your payment system. E-wallet for simple and instant payments. An updated version of the Upay wallet launched with 1. Completely new and user-friendly design 2. Expanded list of services 3. High level of security Upay is an up-to-date e-wallet that allows users to make: - Various payments with a few taps - Money transfers directly from smartphone in a convenient, fast and safe way - Money withdrawal in 42 Upay branches Get started: - Download Upay e-wallet now - Register by entering registration details and one-time activation code - Create your PIN for easy transaction approval.