Mobile First vs Plinqit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mobile First
Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app is available to existing online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Deposit checks remotely
- Pay bills
- Review past payments
Read full descriptionHide full description
Start banking wherever you are with Mobile First for iPad and iPhone? Available to all First Community Bank online banking customers. Mobile First Allows you to check balances, make transfers, deposit checks and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts Bill Pay - Make payments to existing payees or cancel scheduled bills. Review previously paid bills from your mobile device. Check Deposit - Deposit checks while on the go. All features may not be available in the tablet application.
Plinqit
This app rewards users for saving money and learning about personal finance. Link your bank account, set savings goals, and earn money by saving, referring friends, and completing educational modules. It offers a secure and free way to achieve financial goals.
- Earn money for saving
- Get paid to learn personal finance
- Set savings goals
- Refer friends for rewards
- Secure bank account linking
- FDIC-insured savings
Read full descriptionHide full description
Get paid to save and learn about money! That’s right, our partner institutions will pay you to learn about things like buying your first home, building your credit score and early investing. How Plinqit works: Link to your checking account, simply and safely*. Set a goal, big or small, and see your savings grow. Earn more money by saving and referring friends. And, don’t forget when you learn about personal finances, you’ll earn money for that too! Price: We don’t believe you should have to pay a fee to save money. Plinqit is free to use**. There are no service fees unless you choose a penalty to withdraw funds before completing your savings goal. The self-selected penalty helps to motivate you and keep your savings saved- but it is up to you. With Plinqit, we pay you! So, what do you want? A vacation? New car? Emergency fund? Plinqit is the free, easy, automatic way to save. Want it. Plinqit. Get it. *Bank level security and protection with you in mind. **Data rates may apply for mobile device usage. With 256-bit encryption and FDIC-insurance up to $250,000, your money is safe at Plinqit.
Screenshots
Verdict
Mobile First and Plinqit both sit at 4.8 stars, but that hides the real split: 100% of Plinqit's written reviews are positive against 60% of Mobile First's. Plinqit also leads on iOS requirement (13.0 vs 15.0). Mobile First's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Mobile First against 4.9 for Plinqit. That said, the two scores are not equally well evidenced: Mobile First has 4.5K ratings behind it against 74, so its average is the more settled of the two. Written reviews are what separate them: 60% of Mobile First's written reviews are positive against 100% of Plinqit's.
Mobile First ships an update monthly, Plinqit every 4 months. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.
| Parameter | Mobile First | Plinqit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.5K ratings) | 4.9 (74 ratings) — better |
| Positive reviews | 60.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 4.5K — better | 74 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 148 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | First Community Bank Batesville | HT Mobile Apps LLC |
Customer experience
Mobile First
Plinqit
User reviews
Mobile First
From 4.5K App Store ratingsWhat we love
- 💻 Convenient mobile banking
- ⚡ Fast and efficient
- 👍 User-friendly interface
- 🕰️ Saves time without traffic
- 🔒 Secure banking experience
Room to improve
- 🐛 Login issues and app crashes
- 🔑 Frequent need to re-enter credentials
- 🤖 Unreliable facial recognition/Touch ID
- 📱 Outdated and less intuitive UI after updates
- 🤔 Lacking advanced features compared to other banks
Plinqit
From 74 App Store ratingsWhat we love
- 👍 Easy to use and simple interface
- 💰 Great for saving money and setting goals
- 💡 Teaches users about finances and money management
- 🚀 Responsive and helpful support staff
- ✅ Allows easy withdrawal of savings
Bugs and requests
Mobile First
Reported bugs
4 issues- Mobile deposits not working consistently
- Accounts not properly syncing or updating
- Frequent app crashes and login issues
- Face ID/Touch ID not functioning as expected
Requested features
5 requests- Ability to save/view check images
- More detailed account and loan information
- Improved mobile deposit process
- Push notifications for account activity
- Integration with popular payment services
Plinqit
No bugs or feature requests surfaced in reviews.
In-app purchases
Mobile First
No in-app purchases
Plinqit
No in-app purchases
Questions
Is Mobile First free?
Is Plinqit free?
Which has better reviews, Mobile First or Plinqit?
Do Mobile First or Plinqit have ads?
Which is updated more often, Mobile First or Plinqit?
Other comparisons
