Comparison

Plinqit vs ChoiceOne Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plinqit

This app rewards users for saving money and learning about personal finance. Link your bank account, set savings goals, and earn money by saving, referring friends, and completing educational modules. It offers a secure and free way to achieve financial goals.

Highlights
  • Earn money for saving
  • Get paid to learn personal finance
  • Set savings goals
  • Refer friends for rewards
  • Secure bank account linking
  • FDIC-insured savings
Features
Read full description

Get paid to save and learn about money! That’s right, our partner institutions will pay you to learn about things like buying your first home, building your credit score and early investing. How Plinqit works: Link to your checking account, simply and safely*. Set a goal, big or small, and see your savings grow. Earn more money by saving and referring friends. And, don’t forget when you learn about personal finances, you’ll earn money for that too! Price: We don’t believe you should have to pay a fee to save money. Plinqit is free to use**. There are no service fees unless you choose a penalty to withdraw funds before completing your savings goal. The self-selected penalty helps to motivate you and keep your savings saved- but it is up to you. With Plinqit, we pay you! So, what do you want? A vacation? New car? Emergency fund? Plinqit is the free, easy, automatic way to save. Want it. Plinqit. Get it. *Bank level security and protection with you in mind. **Data rates may apply for mobile device usage. With 256-bit encryption and FDIC-insurance up to $250,000, your money is safe at Plinqit.

About

ChoiceOne Bank

Manage all your financial accounts in one place, from any bank. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

Highlights
  • Aggregate accounts from multiple institutions
  • Organize transactions with tags, notes, and photos
  • Set custom balance alerts
  • Make payments and transfer funds
  • Deposit checks via photo
  • Manage debit cards
  • View statements and find branches/ATMs
Features
Read full description

ChoiceOne Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with ChoiceOne Bank: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the ChoiceOne Bank app, you must be enrolled as a ChoiceOne Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Plinqit4 screens
ChoiceOne Bank4 screens

Verdict

The call

Plinqit and ChoiceOne Bank both sit at 4.9 stars, but that hides the real split: 100% of Plinqit's written reviews are positive against 49% of ChoiceOne Bank's. Plinqit also leads on iOS requirement (13.0 vs 18.4). ChoiceOne Bank's advantage is ads (none vs shown) and ratings volume (5.6K vs 74). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Plinqit holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: ChoiceOne Bank has 5.6K ratings behind it against 74, so its average is the more settled of the two. Written reviews point the same way: 100% of Plinqit's written reviews are positive against 49% of ChoiceOne Bank's.

UpkeepUpdate frequency

Plinqit ships an update every 4 months, ChoiceOne Bank monthly. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
Plinqit versus ChoiceOne Bank: the parameters behind the verdict, then further details
ParameterPlinqitChoiceOne Bank
PriceFreeFree
Rating4.9 (74 ratings) — better4.7 (5.6K ratings)
Positive reviews100.0% of reviews — better49.2% of reviews
Number of ratings745.6K — better
Update frequencyEvery 4 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18.4
Further details — not scored
Size4 MB197 MB
Age rating4+4+
DeveloperHT Mobile Apps LLCChoiceOneBank

Customer experience

Plinqit

All ratings74 ratings
Positive98.6%
Neutral0.0%
Negative1.4%
Written reviews60 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

ChoiceOne Bank

All ratings5,584 ratings
Positive94.4%
Neutral2.2%
Negative3.3%
Written reviews63 reviews
Positive49.2%
Neutral6.3%
Negative44.4%

User reviews

Plinqit

From 74 App Store ratings

What we love

  • 👍 Easy to use and simple interface
  • 💰 Great for saving money and setting goals
  • 💡 Teaches users about finances and money management
  • 🚀 Responsive and helpful support staff
  • ✅ Allows easy withdrawal of savings

ChoiceOne Bank

From 5.6K App Store ratings

What we love

  • 👍 Great service
  • 🚀 Fast service
  • 💡 Awesome mobile banking
  • 👍 Friendly and helpful staff
  • 👍 Simple and easy to use app

Room to improve

  • 💰 Outrageous statement fees
  • 🐛 App not working most of the time
  • 🔍 Difficult to access accounts
  • 💰 Disappointing interest rate cuts
  • 🐛 Mobile deposit issues

Bugs and requests

Plinqit

No bugs or feature requests surfaced in reviews.

ChoiceOne Bank

Reported bugs

3 issues
  • App crashes and won't open
  • Transactions not showing up in a timely manner
  • Mobile deposit not working properly

Requested features

3 requests
  • Widget for checking balance without login
  • Bank-to-bank transfer feature
  • Ability to customize bill pay limits

In-app purchases

None

Plinqit

No in-app purchases

None

ChoiceOne Bank

No in-app purchases

Questions

Is Plinqit free?
Plinqit is free to download, with no in-app purchases.
Is ChoiceOne Bank free?
ChoiceOne Bank is free to download, with no in-app purchases.
Which has better reviews, Plinqit or ChoiceOne Bank?
Plinqit is rated higher. Plinqit averages 4.9 out of 5 from 74 ratings, while ChoiceOne Bank averages 4.7 from 5.6K ratings.
Do Plinqit or ChoiceOne Bank have ads?
Plinqit shows ads; ChoiceOne Bank does not.
Which is updated more often, Plinqit or ChoiceOne Bank?
Plinqit ships an update every 4 months, and ChoiceOne Bank monthly. Most recently, Plinqit was updated on November 2, 2026 and ChoiceOne Bank on November 7, 2026.

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