Comparison

MyFPCU vs ChoiceOne Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyFPCU

Manage all your financial accounts, from various institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks remotely, manage your debit card, and find nearby branches and ATMs.

Highlights
  • Aggregate accounts from other banks
  • Organize transactions with tags and photos
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • Find branches and ATMs
Features
Read full description

Financial Plus Credit Union is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Financial Plus Credit Union: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MyFPCU app, you must be enrolled as a Financial Plus Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

ChoiceOne Bank

Manage all your financial accounts in one place, from any bank. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

Highlights
  • Aggregate accounts from multiple institutions
  • Organize transactions with tags, notes, and photos
  • Set custom balance alerts
  • Make payments and transfer funds
  • Deposit checks via photo
  • Manage debit cards
  • View statements and find branches/ATMs
Features
Read full description

ChoiceOne Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with ChoiceOne Bank: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the ChoiceOne Bank app, you must be enrolled as a ChoiceOne Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

MyFPCU4 screens
ChoiceOne Bank4 screens

Verdict

The call

MyFPCU and ChoiceOne Bank both sit at 4.8 stars, but that hides the real split: 61% of MyFPCU's written reviews are positive against 49% of ChoiceOne Bank's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for MyFPCU against 4.7 for ChoiceOne Bank. Both are backed by a comparable volume of ratings — 8.5K and 5.6K respectively. Written reviews are what separate them: 61% of MyFPCU's written reviews are positive against 49% of ChoiceOne Bank's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 29, 2026.

Scorecard1 real difference · 9 level
MyFPCU versus ChoiceOne Bank: the parameters behind the verdict, then further details
ParameterMyFPCUChoiceOne Bank
PriceFreeFree
Rating4.8 (8.5K ratings) — better4.7 (5.6K ratings)
Positive reviews61.2% of reviews — better49.2% of reviews
Number of ratings8.5K — better5.6K
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size196 MB197 MB
Age rating12+4+
DeveloperFinancial Plus FCUChoiceOneBank

Customer experience

MyFPCU

All ratings8,488 ratings
Positive95.4%
Neutral2.1%
Negative2.5%
Written reviews85 reviews
Positive61.2%
Neutral3.5%
Negative35.3%

ChoiceOne Bank

All ratings5,584 ratings
Positive94.4%
Neutral2.2%
Negative3.3%
Written reviews63 reviews
Positive49.2%
Neutral6.3%
Negative44.4%

User reviews

MyFPCU

From 8.5K App Store ratings

What we love

  • 👍 Convenient mobile banking
  • 🚀 Quick and easy to use
  • 💡 Helpful customer service
  • 🚀 Smooth app operation

Room to improve

  • 🐛 Unreliable mobile deposit
  • 🐛 Inaccurate account balances
  • 🐛 Connectivity issues
  • 🐛 Confusing navigation

ChoiceOne Bank

From 5.6K App Store ratings

What we love

  • 👍 Great service
  • 🚀 Fast service
  • 💡 Awesome mobile banking
  • 👍 Friendly and helpful staff
  • 👍 Simple and easy to use app

Room to improve

  • 💰 Outrageous statement fees
  • 🐛 App not working most of the time
  • 🔍 Difficult to access accounts
  • 💰 Disappointing interest rate cuts
  • 🐛 Mobile deposit issues

Bugs and requests

MyFPCU

Reported bugs

4 issues
  • Mobile deposit not working
  • App lags behind in updating transactions
  • Credit card activation errors
  • Inability to access savings account

Requested features

4 requests
  • Ability to view mortgage transactions
  • Option to receive paper statements
  • Multi-account access on one device
  • Dark mode option

ChoiceOne Bank

Reported bugs

3 issues
  • App crashes and won't open
  • Transactions not showing up in a timely manner
  • Mobile deposit not working properly

Requested features

3 requests
  • Widget for checking balance without login
  • Bank-to-bank transfer feature
  • Ability to customize bill pay limits

In-app purchases

None

MyFPCU

No in-app purchases

None

ChoiceOne Bank

No in-app purchases

Questions

Is MyFPCU free?
MyFPCU is free to download, with no in-app purchases.
Is ChoiceOne Bank free?
ChoiceOne Bank is free to download, with no in-app purchases.
Which has better reviews, MyFPCU or ChoiceOne Bank?
MyFPCU is rated higher. MyFPCU averages 4.8 out of 5 from 8.5K ratings, while ChoiceOne Bank averages 4.7 from 5.6K ratings.
Do MyFPCU or ChoiceOne Bank have ads?
Neither MyFPCU nor ChoiceOne Bank shows ads.
Which is updated more often, MyFPCU or ChoiceOne Bank?
MyFPCU ships an update monthly, and ChoiceOne Bank monthly. Most recently, MyFPCU was updated on October 29, 2026 and ChoiceOne Bank on October 29, 2026.

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