MyFPCU vs ChoiceOne Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyFPCU
Manage all your financial accounts, from various institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks remotely, manage your debit card, and find nearby branches and ATMs.
- Aggregate accounts from other banks
- Organize transactions with tags and photos
- Set balance alerts
- Make payments and transfers
- Mobile check deposit
- Debit card management
- Find branches and ATMs
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Financial Plus Credit Union is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Financial Plus Credit Union: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MyFPCU app, you must be enrolled as a Financial Plus Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
ChoiceOne Bank
Manage all your financial accounts in one place, from any bank. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.
- Aggregate accounts from multiple institutions
- Organize transactions with tags, notes, and photos
- Set custom balance alerts
- Make payments and transfer funds
- Deposit checks via photo
- Manage debit cards
- View statements and find branches/ATMs
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ChoiceOne Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with ChoiceOne Bank: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the ChoiceOne Bank app, you must be enrolled as a ChoiceOne Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
MyFPCU and ChoiceOne Bank both sit at 4.8 stars, but that hides the real split: 61% of MyFPCU's written reviews are positive against 49% of ChoiceOne Bank's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for MyFPCU against 4.7 for ChoiceOne Bank. Both are backed by a comparable volume of ratings — 8.5K and 5.6K respectively. Written reviews are what separate them: 61% of MyFPCU's written reviews are positive against 49% of ChoiceOne Bank's.
Both ship on a similar rhythm, roughly monthly. Both last shipped on October 29, 2026.
| Parameter | MyFPCU | ChoiceOne Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (8.5K ratings) — better | 4.7 (5.6K ratings) |
| Positive reviews | 61.2% of reviews — better | 49.2% of reviews |
| Number of ratings | 8.5K — better | 5.6K |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 196 MB | 197 MB |
| Age rating | 12+ | 4+ |
| Developer | Financial Plus FCU | ChoiceOneBank |
Customer experience
MyFPCU
ChoiceOne Bank
User reviews
MyFPCU
From 8.5K App Store ratingsWhat we love
- 👍 Convenient mobile banking
- 🚀 Quick and easy to use
- 💡 Helpful customer service
- 🚀 Smooth app operation
Room to improve
- 🐛 Unreliable mobile deposit
- 🐛 Inaccurate account balances
- 🐛 Connectivity issues
- 🐛 Confusing navigation
ChoiceOne Bank
From 5.6K App Store ratingsWhat we love
- 👍 Great service
- 🚀 Fast service
- 💡 Awesome mobile banking
- 👍 Friendly and helpful staff
- 👍 Simple and easy to use app
Room to improve
- 💰 Outrageous statement fees
- 🐛 App not working most of the time
- 🔍 Difficult to access accounts
- 💰 Disappointing interest rate cuts
- 🐛 Mobile deposit issues
Bugs and requests
MyFPCU
Reported bugs
4 issues- Mobile deposit not working
- App lags behind in updating transactions
- Credit card activation errors
- Inability to access savings account
Requested features
4 requests- Ability to view mortgage transactions
- Option to receive paper statements
- Multi-account access on one device
- Dark mode option
ChoiceOne Bank
Reported bugs
3 issues- App crashes and won't open
- Transactions not showing up in a timely manner
- Mobile deposit not working properly
Requested features
3 requests- Widget for checking balance without login
- Bank-to-bank transfer feature
- Ability to customize bill pay limits
In-app purchases
MyFPCU
No in-app purchases
ChoiceOne Bank
No in-app purchases
Questions
Is MyFPCU free?
Is ChoiceOne Bank free?
Which has better reviews, MyFPCU or ChoiceOne Bank?
Do MyFPCU or ChoiceOne Bank have ads?
Which is updated more often, MyFPCU or ChoiceOne Bank?
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