Mobile First vs Michu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mobile First
Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app is available to existing online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Deposit checks remotely
- Pay bills
- Review past payments
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Start banking wherever you are with Mobile First for iPad and iPhone? Available to all First Community Bank online banking customers. Mobile First Allows you to check balances, make transfers, deposit checks and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts Bill Pay - Make payments to existing payees or cancel scheduled bills. Review previously paid bills from your mobile device. Check Deposit - Deposit checks while on the go. All features may not be available in the tablet application.
Michu
This app helps you understand your spending habits by asking a single nightly question about daily temptations. It provides insights into your patterns without connecting to financial services or tracking monetary values. The core features are free, with optional purchases for cosmetic enhancements.
- Nightly check-in with simple answers
- Optional trigger words for temptations
- Calendar for tracking progress
- Pattern insights over time
- Warm, non-judgmental companion
- Data stays on device
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Michu asks one question each night: did anything tempt you today? Tap your answer, notice what shows up over time, and let your companion keep you company. No bank connections, no currency figures, no scores. Just a quiet moment before bed. What Michu does: - One nightly check-in with three simple answers - Optional trigger words to name what tempted you - A calendar that builds as you go - Pattern insights that surface with enough answers - A companion who reacts warmly, never corrects What Michu does not do: - Connect to your bank or any financial service - Ask for purchase amounts or track spending - Punish missed days or build streaks Michu Pro unlocks additional companions, app icons, and habitats with a one-time purchase. The core check-in and all pattern insights are free. Your data stays on your device and in your private iCloud account.
Screenshots
Verdict
The clearest difference is in-app purchases: Mobile First at none against Michu's 1. Mobile First also leads on ratings volume (4.6K vs 1) and device support (3 vs 1). Michu's advantage is update cadence (every 2 days vs monthly). On price, rating and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Michu sells 1 one-off in-app purchase. Mobile First asks for nothing beyond the download.
Michu holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Mobile First has 4.6K ratings behind it against 1, so its average is the more settled of the two.
Mobile First ships an update monthly, Michu every 2 days. The most recent releases landed on October 20, 2026 and October 3, 2026 respectively.
| Parameter | Mobile First | Michu |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.6K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 60.3% of reviews | — |
| Number of ratings | 4.6K — better | 1 |
| Update frequency | Monthly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 148 MB | 105 MB |
| Age rating | 4+ | 4+ |
| Developer | First Community Bank Batesville | Solyx Studios, LLC |
Customer experience
Mobile First
Michu
Bugs and requests
Mobile First
Reported bugs
4 issues- Mobile deposits not working consistently
- Accounts not properly syncing or updating
- Frequent app crashes and login issues
- Face ID/Touch ID not functioning as expected
Requested features
5 requests- Ability to save/view check images
- More detailed account and loan information
- Improved mobile deposit process
- Push notifications for account activity
- Integration with popular payment services
Michu
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Mobile First
No in-app purchases
Michu
- Michu Pro$3.99
