BIL Payconiq vs Beobank Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BIL Payconiq
Make quick, secure payments in Luxembourg, Belgium, and the Netherlands. Send or request money using just a phone number, pay bills, and complete in-store purchases. Transactions are linked to your bank account and secured with fingerprint or PIN.
- In-store payments
- Bill payments
- Send/request money via phone number
- Bank account linked
- Fingerprint/PIN security
- Transaction history
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BIL PAYCONIQ MOBILE PAYMENTS: QUICK, CONVENIENT, SECURE AND FREE Pay with the BIL Payconiq app in Luxembourg, Belgium and the Netherlands. The app lets you make in-store purchases, pay your bills, and even send or request money with nothing more than a phone number! The BIL Payconiq app is easy, quick and convenient; payments are transacted between bank accounts. Proof of payment (debit advice) is available for each transaction carried out with BIL Payconiq on BILnet, your online banking app. ------- *** A BANKING PAYMENT APP BIL Payconiq is linked to your mobile number and your bank account. Bank security levels apply: all payments are authorised by fingerprint identification or secret code/PIN. You can set your own limits on BILnet, according to your preferences (EUR 2,500 by default). Transfers are carried out by SEPA payment (funds available the next business day). *** FAST ACTIVATION To use the BIL Payconiq app, all you have to do is link it to your bank account(s). Launch the app and you’ll be guided through the process.
Beobank Mobile
Manage your finances on the go with this banking app. View transactions, make transfers, pay bills, and manage cards and loans. New customers can join in minutes, and all users can access support via chat or by contacting their advisor.
- View account and transaction history
- Budget management tool
- Make instant or scheduled transfers
- Manage standing orders and direct debits
- Pay invoices via Zoomit
- Secure online purchase validation
- Chat with virtual assistant
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Discover the Beobank app. View your latest operations and news from your home page. One-click access to all the most common features. Not yet a Beobank customer? Become a customer easily in less than three minutes using our app with itsme® . Are you using the app for the first time? Activate it directly with itsme® or with your username, password and Digipass if you have one. Then log in with your passcode or your Face ID / Touch ID. With the Beobank app you can: - view your accounts, cards and transaction history - manage your budget with our budget management tool - make transfers (instantly or scheduled) between your accounts or to your beneficiaries - create, consult and modify your standing orders and direct debits - consult and pay your invoices via Zoomit - easy access to Payconiq by Bancontact - manage transfer limits and debit card limits - consult all of your documents (account statements, contracts, etc.) - manage your insurance contracts and report your claims - manage your securities accounts - check your loans - apply for products and follow your requests - chat with Pixy, our virtual assistant - contact and make an appointment with your advisor - validate your purchases securely on the internet via your app A problem? A question ? Do not hesitate to contact Beobank Service Center on 02 622 20 00 or your branch. More informations ? Visit www.beobank.be
Screenshots
Verdict
The clearest difference is rating: Beobank Mobile at 4.6 against BIL Payconiq's 2.0. Beobank Mobile also leads on review sentiment (38% vs 0%) and ratings volume (135 vs 4). BIL Payconiq's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Beobank Mobile holds the better App Store score, 4.6 against 2.0. That said, the two scores are not equally well evidenced: Beobank Mobile has 135 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of BIL Payconiq's written reviews are positive against 38% of Beobank Mobile's.
BIL Payconiq ships an update every 2 months, Beobank Mobile every 6 weeks. The most recent releases landed on June 1, 2026 and September 13, 2026 respectively.
| Parameter | BIL Payconiq | Beobank Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (4 ratings) | 4.6 (135 ratings) — better |
| Positive reviews | 0.0% of reviews | 37.5% of reviews — better |
| Number of ratings | 4 | 135 — better |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 43 MB | 153 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Internationale a Luxembourg | Beobank NV/SA |
Customer experience
BIL Payconiq
Beobank Mobile
In-app purchases
BIL Payconiq
No in-app purchases
Beobank Mobile
No in-app purchases
