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About
Make quick, secure payments in Luxembourg, Belgium, and the Netherlands. Send or request money using just a phone number, pay bills, and complete in-store purchases. Transactions are linked to your bank account and secured with fingerprint or PIN.
What's New in BIL Payconiq
7.3.6
October 5, 2025
Update daily limit to weekly limit.
User reviews
Developer apps
FAQ
What is BIL Payconiq?
BIL Payconiq is a mobile payment application that allows users to make in-store purchases, pay bills, and send or request money using just a phone number. Payments are transacted directly between bank accounts.
Is BIL Payconiq secure?
Yes, BIL Payconiq employs bank-level security. All payments are authorized using fingerprint identification or a secret code/PIN. Users can also set their own transaction limits on BILnet, your online banking app.
How do I activate BIL Payconiq?
To use the BIL Payconiq app, you simply need to link it to your bank account(s). The app guides you through this quick activation process.
Where can I use BIL Payconiq?
BIL Payconiq can be used for payments in Luxembourg, Belgium, and the Netherlands. It facilitates in-store purchases, bill payments, and money transfers within these regions.
What are the transaction limits for BIL Payconiq?
By default, the transaction limit for BIL Payconiq is EUR 2,500. Users have the ability to adjust these limits according to their preferences through BILnet, their online banking application.
How long do transfers take with BIL Payconiq?
Transfers carried out with BIL Payconiq are processed as SEPA payments. Funds are typically available on the next business day.
Does BIL Payconiq have ads?
No, BIL Payconiq does not contain advertisements. It is a free application focused on providing a seamless payment experience without interruptions.
What is the user rating for BIL Payconiq?
BIL Payconiq has a user rating of 2.0 stars based on 4 ratings. This indicates a mixed reception from its user base.




