Comparison

BIL Payconiq vs eboo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BIL Payconiq

Make quick, secure payments in Luxembourg, Belgium, and the Netherlands. Send or request money using just a phone number, pay bills, and complete in-store purchases. Transactions are linked to your bank account and secured with fingerprint or PIN.

Highlights
  • In-store payments
  • Bill payments
  • Send/request money via phone number
  • Bank account linked
  • Fingerprint/PIN security
  • Transaction history
Read full description

BIL PAYCONIQ MOBILE PAYMENTS: QUICK, CONVENIENT, SECURE AND FREE Pay with the BIL Payconiq app in Luxembourg, Belgium and the Netherlands. The app lets you make in-store purchases, pay your bills, and even send or request money with nothing more than a phone number! The BIL Payconiq app is easy, quick and convenient; payments are transacted between bank accounts. Proof of payment (debit advice) is available for each transaction carried out with BIL Payconiq on BILnet, your online banking app. ------- *** A BANKING PAYMENT APP BIL Payconiq is linked to your mobile number and your bank account. Bank security levels apply: all payments are authorised by fingerprint identification or secret code/PIN. You can set your own limits on BILnet, according to your preferences (EUR 2,500 by default). Transfers are carried out by SEPA payment (funds available the next business day). *** FAST ACTIVATION To use the BIL Payconiq app, all you have to do is link it to your bank account(s). Launch the app and you’ll be guided through the process.

About

eboo

Manage your finances easily with this banking app. Perform transactions, view statements, and access exclusive deals. Securely access your accounts with biometric authentication.

Highlights
  • Mobile payments with Apple Pay and Google Wallet
  • Free transfers in any currency
  • Account statements and details
  • Manage standing orders
  • Order and manage Visa cards
  • Exclusive promotions and deals
Features
Read full description

eboo - POST’s eBanking app Manage your money with just a few clicks, on the device of your choice. All your accounts and cards in one app available in 5 languages, secured by a LuxTrust access and a biometric print (Face ID, Touch ID). What you can do with eboo: • Pay with your mobile phone using Apple Pay and Google Wallet • Make free transfers in any currency • Issue an Account details slip and view your account statements • Create or modify standing orders • Order new Visa cards, change your card limit, top up your prepaid card. Exclusive – Benefit from over 80 exclusive promotions, flash offers and good deals directly in your eBanking thanks to eboo Benefits Need some help? • Become a customer: choose your eboo package and open your current account on post.lu/eboo. • 1st login: more information on post.lu/ebanking. • Contact us by phone on 8002 8004 or (+352) 2462 8004 from abroad, Monday to Saturday from 7 am to 8 pm. We are committed to protect and process your personal data in full transparency, security and confidentiality according to the European rules in force.

Screenshots

BIL Payconiq4 screens
eboo4 screens

Verdict

The call

The clearest difference is rating: eboo at 2.3 against BIL Payconiq's 2.0. eboo also leads on update cadence (fortnightly vs every 2 months). BIL Payconiq's advantage is iOS requirement (13.0 vs 16.4). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

eboo holds the better App Store score, 2.3 against 2.0. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

BIL Payconiq ships an update every 2 months, eboo fortnightly. The most recent releases landed on June 1, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
BIL Payconiq versus eboo: the parameters behind the verdict, then further details
ParameterBIL Payconiqeboo
PriceFreeFree
Rating2.0 (4 ratings)2.3 (3 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings4 — better3
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.4
Further details — not scored
Size43 MB73 MB
Age rating4+4+
DeveloperBanque Internationale a LuxembourgPOST Luxembourg

Customer experience

BIL Payconiq

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

eboo

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BIL Payconiq

No in-app purchases

None

eboo

No in-app purchases

Questions

Is BIL Payconiq free?
BIL Payconiq is free to download, with no in-app purchases.
Is eboo free?
eboo is free to download, with no in-app purchases.
Which has better reviews, BIL Payconiq or eboo?
eboo is rated higher. BIL Payconiq averages 2.0 out of 5 from 4 ratings, while eboo averages 2.3 from 3 ratings.
Do BIL Payconiq or eboo have ads?
Neither BIL Payconiq nor eboo shows ads.
Which is updated more often, BIL Payconiq or eboo?
BIL Payconiq ships an update every 2 months, and eboo fortnightly. Most recently, BIL Payconiq was updated on June 1, 2026 and eboo on September 10, 2026.

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