BIL Payconiq vs eboo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BIL Payconiq
Make quick, secure payments in Luxembourg, Belgium, and the Netherlands. Send or request money using just a phone number, pay bills, and complete in-store purchases. Transactions are linked to your bank account and secured with fingerprint or PIN.
- In-store payments
- Bill payments
- Send/request money via phone number
- Bank account linked
- Fingerprint/PIN security
- Transaction history
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BIL PAYCONIQ MOBILE PAYMENTS: QUICK, CONVENIENT, SECURE AND FREE Pay with the BIL Payconiq app in Luxembourg, Belgium and the Netherlands. The app lets you make in-store purchases, pay your bills, and even send or request money with nothing more than a phone number! The BIL Payconiq app is easy, quick and convenient; payments are transacted between bank accounts. Proof of payment (debit advice) is available for each transaction carried out with BIL Payconiq on BILnet, your online banking app. ------- *** A BANKING PAYMENT APP BIL Payconiq is linked to your mobile number and your bank account. Bank security levels apply: all payments are authorised by fingerprint identification or secret code/PIN. You can set your own limits on BILnet, according to your preferences (EUR 2,500 by default). Transfers are carried out by SEPA payment (funds available the next business day). *** FAST ACTIVATION To use the BIL Payconiq app, all you have to do is link it to your bank account(s). Launch the app and you’ll be guided through the process.
eboo
Manage your finances easily with this banking app. Perform transactions, view statements, and access exclusive deals. Securely access your accounts with biometric authentication.
- Mobile payments with Apple Pay and Google Wallet
- Free transfers in any currency
- Account statements and details
- Manage standing orders
- Order and manage Visa cards
- Exclusive promotions and deals
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eboo - POST’s eBanking app Manage your money with just a few clicks, on the device of your choice. All your accounts and cards in one app available in 5 languages, secured by a LuxTrust access and a biometric print (Face ID, Touch ID). What you can do with eboo: • Pay with your mobile phone using Apple Pay and Google Wallet • Make free transfers in any currency • Issue an Account details slip and view your account statements • Create or modify standing orders • Order new Visa cards, change your card limit, top up your prepaid card. Exclusive – Benefit from over 80 exclusive promotions, flash offers and good deals directly in your eBanking thanks to eboo Benefits Need some help? • Become a customer: choose your eboo package and open your current account on post.lu/eboo. • 1st login: more information on post.lu/ebanking. • Contact us by phone on 8002 8004 or (+352) 2462 8004 from abroad, Monday to Saturday from 7 am to 8 pm. We are committed to protect and process your personal data in full transparency, security and confidentiality according to the European rules in force.
Screenshots
Verdict
The clearest difference is rating: eboo at 2.3 against BIL Payconiq's 2.0. eboo also leads on update cadence (fortnightly vs every 2 months). BIL Payconiq's advantage is iOS requirement (13.0 vs 16.4). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
eboo holds the better App Store score, 2.3 against 2.0. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
BIL Payconiq ships an update every 2 months, eboo fortnightly. The most recent releases landed on June 1, 2026 and September 10, 2026 respectively.
| Parameter | BIL Payconiq | eboo |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (4 ratings) | 2.3 (3 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 4 — better | 3 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 43 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Internationale a Luxembourg | POST Luxembourg |
Customer experience
BIL Payconiq
eboo
In-app purchases
BIL Payconiq
No in-app purchases
eboo
No in-app purchases








