京东钱包 vs 融360
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
京东钱包
Read full descriptionHide full description
应用简介： 新版京东钱包对旧版庞大的体量进行精简，使其更符合定位。京东钱包不再承载生活服务类产品，这些服务将迁移至京东金融APP。当前，充值、提现、转账功能为京东钱包的核心功能。新版本还对界面风格重定义，使其更符合品牌文化，提升用户体验。 [主要功能] 提供钱包账户的充值、提现、转账服务，安全便捷。 加强实名认证力度，全方位保护您的帐户信息安全。 持续支持京东股神。 全新精简账单。 通知公告更醒目。 官方微信：京东钱包 客服电话：4000988500
融360
This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.
- Loan amount up to 200,000 CNY
- Low annual interest rates (7.2%-24%)
- Flexible repayment options (6, 12, 24 months)
- Loans from regulated financial institutions
- Financial education and industry reports
- AI-powered product matching
Read full descriptionHide full description
融360(www.rong360.com)成立于2011年10月，以“让金融更简单，成为每个人的金融伙伴”为使命与愿景。2017年11月16日，融360旗下简普科技在美国成功上市。 【产品特点】 1、贷款额度：最高额度20万元。 2、安全借贷：贷款资金由正规持牌金融机构提供。 3、利率优势：贷款年化利率 7.2%-24%（以审核为准）。 4、还款灵活：可根据实际需求灵活选择不同还款方式（可分6期，12期，24期等还款方式）。 5、服务优质：我们深知您的难和急。暖心的服务是我们理应为您真情奉献的。 融360平台通过大数据分析、人工智能和机器学习技术，为个人消费者、小微企业、个体工商户提供金融产品的搜索、匹配、推荐服务。此外，融360还免费为用户提供金融教育、行业报告等内容服务。 【温馨提示】 不同产品通过率、贷款额度、贷款利率、放款时间差异较大,具体以金融机构实际审批放款为准； 贷款有风险、借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期 联系我们 【官方网站】http://m.rong360.com 【官方微信公众号】融360 【客服电话】10100360或4008-905-360
Screenshots
Verdict
The clearest difference is review sentiment: 融360 at 88% against 京东钱包's 19%. 融360 also leads on rating (4.4 vs 1.0) and ratings volume (41 vs 6). 京东钱包's advantage is ads (none vs shown) and iOS requirement (9.0 vs 13.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
融360 holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: 融360 has 41 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 19% of 京东钱包's written reviews are positive against 88% of 融360's.
京东钱包 ships an update every 3 months, 融360 every 6 weeks. The most recent releases landed on September 9, 2026 and September 25, 2026 respectively.
| Parameter | 京东钱包 | 融360 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (6 ratings) | 4.4 (41 ratings) — better |
| Positive reviews | 18.8% of reviews | 87.9% of reviews — better |
| Number of ratings | 6 | 41 — better |
| Update frequency | Every 3 months | Every 6 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 23 MB | 104 MB |
| Age rating | 4+ | 17+ |
| Developer | Chinabank Payments Co., Ltd. | 融360 |
Customer experience
京东钱包
融360
In-app purchases
京东钱包
No in-app purchases
融360
No in-app purchases
