MOCO vs Edifito
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MOCO
This app allows users to link their debit and credit cards for secure, fund-free transactions. Pay bills, book flights, and make QR code payments easily. Earn rewards on every transaction.
- Link debit and credit cards
- In-app and QR code payments
- Pay utility bills
- Book flights
- Earn reward points
- Unified QR code payments
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MOCO is the digital wallet built for Nepal - fast, secure, and designed for both locals and travelers. Whether you’re booking flights, or exploring Nepal for the first time, MOCO makes payment effortless. Everyday payments, simplified Top-up and pay electricity, internet, drinking water, TV cable, flight tickets, and even traffic fines - all from one app, in just a few taps. Your cards, your way Add your debit or credit card and enjoy flexible digital payments across thousands of merchants nationwide. Built for travelers Visiting Nepal? Add your card, complete a quick KYC with your passport, or Aadhaar, and start paying via QR instantly - no local bank account needed. Security you can trust Every transaction is protected with PIN and bio-metric authentication. MOCO is PCI-DSS certified and licensed by Nepal Rastra Bank - we don’t just promise security, we’re certified for it. Earn while you pay (For domestic users only) Get reward points on transactions above Rs. 100 across selected services. The more you use MOCO, the more you earn.
Edifito
Manage your condominium or building with ease. Access important information, track common expenses, make online payments, and reserve shared spaces. Send invitations to visitors quickly and efficiently.
- Consult common expenses
- Track expenses
- Online payments
- Manage common space reservations
- Send visitor invitations
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Edifito App es la aplicación perfecta para los residentes de condominios o edificios. Con Edifito App, tendrás acceso rápido a toda la información importante de tu condominio: podrás consultar y hacer seguimiento de los gastos comunes, realizar pagos online, gestionar reservas de espacios comunes y enviar invitaciones a tus visitas de forma sencilla y ágil.
Screenshots
Verdict
The clearest difference is rating: MOCO at 3.8 against Edifito's 2.0. MOCO also leads on review sentiment (58% vs 17%) and ratings volume (12 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MOCO holds the better App Store score, 3.8 against 2.0. That said, the two scores are not equally well evidenced: MOCO has 12 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 58% of MOCO's written reviews are positive against 17% of Edifito's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 14, 2026 and August 31, 2026 respectively.
| Parameter | MOCO | Edifito |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (12 ratings) — better | 2.0 (1 ratings) |
| Positive reviews | 57.9% of reviews — better | 17.0% of reviews |
| Number of ratings | 12 — better | 1 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 62 MB | 79 MB |
| Age rating | 17+ | 4+ |
| Developer | FOCUSONE Payment Solutions | Gonzalo Cortes |
Customer experience
MOCO
Edifito
In-app purchases
MOCO
No in-app purchases
Edifito
No in-app purchases
