MOCO - Digital Wallet

MOCO - Digital Wallet

Smart Payments for Nepal

12 ratings
19 reviews
Free

Details

  • Released
  • Updated
  • April 13, 2014
  • July 13, 2026

Features

MOCO - Digital Wallet screenshot #1 for iPhone
MOCO - Digital Wallet screenshot #2 for iPhone
MOCO - Digital Wallet screenshot #3 for iPhone
MOCO - Digital Wallet screenshot #4 for iPhone
MOCO - Digital Wallet screenshot #5 for iPhone
MOCO - Digital Wallet screenshot #6 for iPhone
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About

This app allows users to link their debit and credit cards for secure, fund-free transactions. Pay bills, book flights, and make QR code payments easily. Earn rewards on every transaction.

Link debit and credit cards
In-app and QR code payments
Pay utility bills
Book flights
Earn reward points
Unified QR code payments
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What's New in MOCO

5.0.1

July 13, 2026

Underlying platform upgrade and addition of traveler section.

User reviews

Problem with the app

Haven't been able to log in for the last 2 weeks. Called customer care.Said app update will arrive in 2-3 days. Waiting for the last 5 days.

New kind of wallet

This digital wallet is different from the rest and provides lots of benefits

Different digital wallet in the market

Nice concept, since there isn’t wallet that provide service to add card in a wallet and pay. And need to add more service.🫡

Issue

Issue on water bill payment as only keypad feature is only displayed while other icons are required not available in keypad

Good

mOcO one shot

Developer apps

FAQ

How secure is MOCO?

MOCO is a Nepal Rastra Bank Licensed payment service provider (PSP) and operates in collaboration with VISA. It is designed for secure transactions, allowing users to make payments without needing to load funds into the wallet itself.

Which banks are supported by MOCO?

MOCO supports a wide range of banks in Nepal, including Agricultural Development Bank Limited, Citizens Bank, Everest Bank Limited, Garima Bikash Bank Limited, Himalayan Bank Limited, Jyoti Bikash Bank Limited, Kamana Sewa Bikash Bank Limited, Kumari Bank Limited, Laxmi Sunrise Bank, Machhapuchchhre Bank Limited, Mahalaxmi Bikas Bank Limited, Nepal Investment Mega Bank Limited, NIC ASIA Bank, Nepal Bank Limited, NMB Bank, Prabhu Bank, Prime Bank Limited, Shragi-la Development Bank Limited, Shine Resunga Development Bank, and Siddhartha Bank.

What types of payments can I make with MOCO?

You can make various payments including telecom top-ups, internet bills, television bills, electricity bills, Khanepani bills, flight bookings, and traffic fine payments. Transactions can be done in-app or by scanning the Unified QR code.

Does MOCO offer a free trial?

MOCO is a free application, so there is no need for a trial period. Users can download and start using its services immediately without any cost.

How often is MOCO updated?

The latest version of MOCO is 4.2.1, and it was last updated on July 24, 2025. This indicates a commitment to regular updates and improvements.

What devices does MOCO support?

MOCO is available for iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.

What do users like about MOCO?

Based on user feedback, the app is appreciated for its convenience in linking cards and making payments without pre-loading funds. Users also value the ability to pay various bills and earn reward points.

Does MOCO have ads?

No, MOCO does not contain advertisements. The application is designed to provide a seamless user experience without interruptions from ads.