MOCO vs OrangeNXT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MOCO
This app allows users to link their debit and credit cards for secure, fund-free transactions. Pay bills, book flights, and make QR code payments easily. Earn rewards on every transaction.
- Link debit and credit cards
- In-app and QR code payments
- Pay utility bills
- Book flights
- Earn reward points
- Unified QR code payments
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MOCO is the digital wallet built for Nepal - fast, secure, and designed for both locals and travelers. Whether you’re booking flights, or exploring Nepal for the first time, MOCO makes payment effortless. Everyday payments, simplified Top-up and pay electricity, internet, drinking water, TV cable, flight tickets, and even traffic fines - all from one app, in just a few taps. Your cards, your way Add your debit or credit card and enjoy flexible digital payments across thousands of merchants nationwide. Built for travelers Visiting Nepal? Add your card, complete a quick KYC with your passport, or Aadhaar, and start paying via QR instantly - no local bank account needed. Security you can trust Every transaction is protected with PIN and bio-metric authentication. MOCO is PCI-DSS certified and licensed by Nepal Rastra Bank - we don’t just promise security, we’re certified for it. Earn while you pay (For domestic users only) Get reward points on transactions above Rs. 100 across selected services. The more you use MOCO, the more you earn.
OrangeNXT
Experience full-service digital banking with a new mobile application. Open accounts in minutes, set financial goals for savings, and manage finances conveniently from anywhere. Designed for modern lifestyles, it offers a personalized, customer-centric banking experience without physical branches.
- Open bank account in 5 minutes
- Goal-based deposit feature
- Remit Saver for international users
- Fully digital banking experience
- Personalized customer service
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OrangeNXT by Laxmi Sunrise - 100% Digital Banking, 0% Hassle Experience complete digital banking like never before. OrangeNXT by Laxmi Sunrise is the next-generation mobile banking application designed to meet all your banking needs right at your fingertips. While OrangeNXT doesn't have any physical branches, it acts as an expertise in mobile banking with the aim of providing a truly digital and personalized customer-centric banking. Key Features of OrangeNXT: Bank Account In Just 5 Minutes Get a fully functional bank account in just 5 minutes with OrangeNXT. Skip the need to visit the bank, long paperwork, and complex processes. With just a few taps from your smartphone, you'll have your account ready, making it quick and easy to start managing your money on the go. Goal Based Deposit Achieve your dreams effortlessly with OrangeNXT's Goal-Based Deposit! Set your financial goals, like a dream vacation or a new gadget, and watch your savings grow step by step. With this unique feature, turning your aspirations into reality is super simple. Remit Saver This unique feature is designed to cater specifically to the needs of the Nepali living abroad, offering a convenient way to save and manage finances from any corner of the world. And many other features. OrangeNXT by Laxmi Sunrise - a comprehensive solution tailored to meet the demands of today's fast-paced lifestyle. Download the app today and enjoy seamless banking on the go!
Screenshots
Verdict
The clearest difference is rating: OrangeNXT at 4.3 against MOCO's 3.8. OrangeNXT also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (13.0 vs 15.0). MOCO's advantage is ads (none vs shown) and review sentiment (64% vs 33%). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OrangeNXT holds the better App Store score, 4.3 against 3.8. Both are backed by a comparable volume of ratings — 12 and 27 respectively. Written reviews complicate that: 64% of MOCO's written reviews are positive against 33% of OrangeNXT's, so the app with the better star average is not the one people write more warmly about.
MOCO ships an update every 2 months, OrangeNXT fortnightly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | MOCO | OrangeNXT |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (12 ratings) | 4.3 (27 ratings) — better |
| Positive reviews | 63.6% of reviews — better | 33.3% of reviews |
| Number of ratings | 12 | 27 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 62 MB | 174 MB |
| Age rating | 17+ | 4+ |
| Developer | FOCUSONE Payment Solutions | Laxmi Bank Ltd. |
Customer experience
MOCO
OrangeNXT
In-app purchases
MOCO
No in-app purchases
OrangeNXT
No in-app purchases
