Best Nepal Payment Apps

227+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated July 2026

Looking for free nepal payment apps? 20 of our 227+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Nepal Payment Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1IME PayIME PayFree3.8★ (112)NoNoJul 2026
2eSewaeSewaFree3.1★ (479)NoNoJul 2026
3Namaste PayNamaste PayFree3.0★ (2)NoNoJun 2026
4Nepal NowNepal NowFreeNoNoJun 2026
5Khalti Digital Wallet (Nepal)Khalti Digital Wallet (Nepal)Free3.3★ (194)NoNoJul 2026
6YONO SBI:Banking and LifestyleYONO SBI:Banking and LifestyleFree3.3★ (2.9K)NoNoJul 2026
7Nepal TelecomNepal TelecomFree3.0★ (43)NoNoJul 2026
8Nepali FM - Radio Video NewsNepali FM - Radio Video NewsFree4.2★ (716)YesNoJul 2026

Top Picks for Nepal Payment

IME Pay#1

IME Pay by IME Khalti Limited

Mobile Digital Wallet (Nepal)
Editor's Choice
💰 Finance
3.8(112 ratings)
Free
IME Pay screenshot 1
IME Pay screenshot 2
IME Pay screenshot 3
IME Pay screenshot 4
IME Pay screenshot 5
IME Pay screenshot 6

This digital wallet simplifies daily life in Nepal by enabling quick, hassle-free online payments for various services. Transfer money, pay bills, and make purchases instantly with a few taps. It offers a secure and convenient way to manage cash transactions digitally.

eSewa#2

eSewa by ESEWA LTD.

Strong Contender
💰 Finance
3.1😞(479 ratings)
Free
eSewa screenshot 1
eSewa screenshot 2
eSewa screenshot 3
eSewa screenshot 4
eSewa screenshot 5
eSewa screenshot 6

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

What We Love

  • 💳 Convenient payment options
  • 🤝 Helpful for transactions
  • ⚡ Fast and efficient

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🕰️ Slow response times
  • 🤖 Poor customer service

More Nepal Payment apps to explore

4
Nepal Now
Nepal Now
Nepal Now
by Fonepay Payment Service Limited
Free
💰 Finance
(0)
5
Khalti Digital Wallet (Nepal)
Khalti Digital Wallet (Nepal)
Khalti Digital Wallet (Nepal)
by IME Khalti Limited
Free

This digital wallet app, now enhanced by a merger, offers a secure and convenient way to manage finances in Nepal. It simplifies everyday transactions, from utility bill payments and flight bookings to remittances and online shopping, all within a single, user-friendly platform.

Utility bill paymentsFlight bookingRemittance services
💰 Finance
(194)
free
6
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
7
Nepal Telecom
Nepal Telecom
Nepal Telecom
Nepal Telecom
Free

Access information about services and the organization. Users can pay for landline, ADSL, prepaid, and postpaid services using recharge cards or an eSewa account. This app is exclusively for Nepal Telecom users.

View service informationPay for landline servicesPay for ADSL services
🔧 Utilities
(43)
free
8
Nepali FM - Radio Video News
Nepali FM - Radio Video News
Nepali FM - Radio Video News
Streaming Nepali Radio @ 2009
Free

Access over 200 Nepali radio stations, stream thousands of Nepali songs, and watch popular TV shows and movies. Stay updated with news, check the Nepali calendar, and enjoy a variety of Nepali literature and jokes.

200+ Nepali radio stations5000+ Nepali songsNepali TV shows and movies
🎵 Music
(716)
free with in-app purchases
9
bKash
bKash
bKash
Transactions, now that simple
Free

This app simplifies financial transactions with features like mobile recharge, bill payments, and money transfers. It offers fast account registration, secure transactions, and personalized suggestions for services and offers.

Fast account registrationAdd money from bank/cardQR code payments
💰 Finance
(11K)
free
10
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(165K)
free with in-app purchases
11
NIC ASIA MOBANK
NIC ASIA MOBANK
NIC ASIA MOBANK
by NIC ASIA Bank Ltd.
Free

Manage your bank account digitally and securely from anywhere, anytime. This app offers convenient features like bill payments, fund transfers, and cardless withdrawals, along with exclusive discounts and offers.

Banking on the goFund/Money TransfersUtility/Bill Payments
💰 Finance
(2.2K)
free
12
Siddhartha BankSmartXP
Siddhartha BankSmartXP
Siddhartha BankSmartXP
Siddhartha Bank Mobile Banking
Free

Manage your Siddhartha Bank accounts conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy a user-friendly and safe banking experience without needing to visit a branch.

Banking on the goBill paymentsFund transfers
💰 Finance
(1.1K)
free
13
Partner Namaste Pay
Partner Namaste Pay
Partner Namaste Pay
by Nepal Digital Payments Company Limited
Free
💰 Finance
(0)
14
Nepali Patro Calendar - NepCal
Nepali Patro Calendar - NepCal
Nepali Patro Calendar - NepCal
Best rated Nepali Calendar
Free

This app provides a comprehensive Nepali Patro calendar with detailed information on dates, events, festivals, and tithis. It also includes news updates, currency exchange rates, daily horoscopes, and a date conversion tool.

Multicultural Bikram Sambat Patro CalendarImportant events, festivals, tithis, and bratasLatest news updates
🔧 Utilities
(1.3K)
free
15
MOCO - Digital Wallet
MOCO - Digital Wallet
MOCO - Digital Wallet
by FOCUSONE Payment Solutions
Free

This app allows users to link their debit and credit cards for secure, fund-free transactions. Pay bills, book flights, and make QR code payments easily. Earn rewards on every transaction.

Link debit and credit cardsIn-app and QR code paymentsPay utility bills
💰 Finance
(11)
free
16
Foodmandu
Foodmandu
Foodmandu
Food Delivery Service
Free

This app is Nepal's leading food delivery service, offering a wide selection of restaurants and cuisines. It also provides grocery delivery in select areas. Enjoy convenient ordering and multiple payment options.

1000+ restaurants across multiple citiesDiverse categories and cuisinesExclusive restaurant partnerships
🍔 Food & Drink
(228)
free
17
Vipps
Vipps
Vipps
by Vipps MobilePay AS
Free

Easily send and receive money across Norway, Sweden, Denmark, and Finland. This app simplifies payments online, in stores, and for recurring bills. It also offers features like digital gift wrapping and wish lists for convenient financial management.

Send, receive, and request money between Nordic countriesSchedule gifts with digital wrappingPay online, in stores, and at flea markets
💰 Finance
(2.3K)
free with in-app purchases
18
upay: Finance and Payments
upay: Finance and Payments
upay: Finance and Payments
Payment, Utility, Recharge
Free

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

Send and receive moneyAdd money from banks/cardsCash out from agents/ATMs
💰 Finance
(186)
free
19
Nagad
Nagad
Nagad
by Bangladesh Post Office
Free

Manage your daily financial transactions with ease, including cash in, cash out, sending money, and mobile recharge. The app offers secure transactions with PIN verification, transaction history, and personalized features. It supports multiple mobile network operators for bill payments and recharges.

Cash in and cash outSend money (P2P)Mobile recharge and postpaid bill payment
💰 Finance
(1.9K)
free
20
eSewa Business
eSewa Business
eSewa Business
by ESEWA LTD.
Free
💰 Finance
(0)

FAQ about Nepal Payment

What are the best nepal payment apps for iPhone?
IME Pay tops our nepal payment apps ranking as of July 2026, with a 3.8-star average from 112 App Store ratings, and it's free to download.
Yes — 20 of the top nepal payment apps we rank are free to download, including IME Pay and eSewa.
IME Pay has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 227+ nepal payment apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
IME Pay is a digital wallet application designed for users in Nepal. It allows for easy, quick, and hassle-free online digital payments for day-to-day services. Licensed by Nepal Rastra Bank, it facilitates money transfers, utility bill payments, and merchant purchases directly from your smartphone.
Key features include transferring money between IME Pay wallets, sending money to bank accounts or for cash pickup, and withdrawing money via IME Agents. Users can also pay a wide range of utility bills such as mobile top-up, electricity, water, TV, and internet. Additionally, it supports merchant payments via QR codes and allows for booking airline and movie tickets.