Best Nepal Payment Apps

249+ iOS apps curated and reviewed

3.1 avg rating
20 free apps
Updated August 2026

Looking for free nepal payment apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Nepal Payment Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Nepal NowNepal NowFreeNoNoJul 2026
2Namaste PayNamaste PayFree2.3★ (3)NoNoAug 2026
3Khalti Digital Wallet (Nepal)Khalti Digital Wallet (Nepal)Free3.3★ (197)NoNoAug 2026
4Nepal TelecomNepal TelecomFree3.0★ (43)NoNoAug 2026
5Moru - Digital Wallet (Nepal)Moru - Digital Wallet (Nepal)Free4.4★ (43)NoNoAug 2026
6Partner Namaste PayPartner Namaste PayFreeNoNoMay 2026
7IME PayIME PayFree3.8★ (112)NoNoAug 2026
8MOCO - Digital WalletMOCO - Digital WalletFree3.8★ (12)NoNoJul 2026

Top Picks for Nepal Payment

Khalti Digital Wallet (Nepal)#3

Khalti Digital Wallet (Nepal) by IME Khalti Limited

Worth Considering
💰 Finance
3.3😞(197 ratings)
Free
Khalti Digital Wallet (Nepal) screenshot 1
Khalti Digital Wallet (Nepal) screenshot 2
Khalti Digital Wallet (Nepal) screenshot 3
Khalti Digital Wallet (Nepal) screenshot 4
Khalti Digital Wallet (Nepal) screenshot 5
Khalti Digital Wallet (Nepal) screenshot 6

This digital wallet app, now enhanced by a merger, offers a secure and convenient way to manage finances in Nepal. It simplifies everyday transactions, from utility bill payments and flight bookings to remittances and online shopping, all within a single, user-friendly platform.

What We Love

  • 🚀 Easy payments using linked bank accounts
  • 🌍 Works internationally with Khalti Roaming
  • 🔒 Top-notch security options
  • 👍 User-friendly interface and smooth UI

Room to Improve

  • 🐛 Frequent app crashes and errors
  • ❌ Transaction failures when needed most
  • ⏱️ Slow transaction processing times

More Nepal Payment apps to explore

4
Nepal Telecom
Nepal Telecom
Nepal Telecom
Nepal Telecom
Free

Access information about services and the organization. Users can pay for landline, ADSL, prepaid, and postpaid services using recharge cards or an eSewa account. This app is exclusively for Nepal Telecom users.

View service informationPay for landline servicesPay for ADSL services
🔧 Utilities
(43)
free
5
Moru - Digital Wallet (Nepal)
Moru - Digital Wallet (Nepal)
Moru - Digital Wallet (Nepal)
by Pay Nep Private Limited
Free

This digital wallet simplifies financial transactions with an intuitive interface. Easily send, request, and track all your payments and utility bills in one place. It aims to encourage digital payments and provide users with a clear overview of their financial activity.

Send and receive moneyUtility bill paymentsTransaction history tracking
💰 Finance
(43)
free
6
Partner Namaste Pay
Partner Namaste Pay
Partner Namaste Pay
by Nepal Digital Payments Company Limited
Free
💰 Finance
(0)
7
IME Pay
IME Pay
IME Pay
Mobile Digital Wallet (Nepal)
Free

This digital wallet simplifies daily life in Nepal by enabling quick, hassle-free online payments for various services. Transfer money, pay bills, and make purchases instantly with a few taps. It offers a secure and convenient way to manage cash transactions digitally.

Wallet to wallet money transferUtility bill paymentsMerchant QR code payments
💰 Finance
(112)
free
8
MOCO - Digital Wallet
MOCO - Digital Wallet
MOCO - Digital Wallet
Smart Payments for Nepal
Free

This app allows users to link their debit and credit cards for secure, fund-free transactions. Pay bills, book flights, and make QR code payments easily. Earn rewards on every transaction.

Link debit and credit cardsIn-app and QR code paymentsPay utility bills
💰 Finance
(12)
free
9
N-Cash Wallet (Nepal)
N-Cash Wallet (Nepal)
N-Cash Wallet (Nepal)
Your financial ecosystem
Free

A secure digital wallet authorized by Nepal Rastra Bank for fast online payments. It facilitates mobile recharges, utility bill payments, flight bookings, and government service payments, offering cashback and special offers.

Mobile recharge and top-upsElectricity, water, and internet bill paymentsFlight bookings
🔧 Utilities
(0)
free
10
CG Pay Nepal
CG Pay Nepal
CG Pay Nepal
CG Pay
Free

This app provides a secure and rapid platform for online payments, enabling users to send and receive money instantly. It features various utility bill payments, mobile recharges, and offers cashback rewards on services.

Utility bill paymentsMobile rechargeSend and receive money
💰 Finance
(2)
free
11
eSewa
eSewa
eSewa
by ESEWA LTD.
Free

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

Mobile recharge and top-upUtility bill payments (electricity, water, internet)Ticket booking (air, bus)
💰 Finance
(521)
free
12
Nepal Paisa - Send Money Nepal
Nepal Paisa - Send Money Nepal
Nepal Paisa - Send Money Nepal
by Nepal Paisa
Free

Send money to Nepal quickly and securely from Australia. This service offers competitive exchange rates and multiple transfer options, including online, phone, and in-person. It's designed for migrant workers, expatriates, students, and residents needing to remit funds.

Secure money transfersCompetitive exchange ratesOnline transfer system
💰 Finance
(0)
free
13
iPay Nepal
iPay Nepal
iPay Nepal
by Muncha Internet Ventures
Free

This service acts as an online payment gateway, facilitating transactions between customers and merchants. Users can pre-fill an account with funds and then use them to pay for online purchases. It includes a second level of security with a transaction password for bill payments.

Online payment gatewayIntermediary between merchant and shopperPre-fillable user account
💰 Finance
(5)
free
14
Prabhu Online
Prabhu Online
Prabhu Online
by Prabhu Group Inc.
Free

Easily send money to friends and family in Nepal. Funds can be deposited directly into a bank account or picked up as cash at various locations. The process involves simple registration, providing recipient details, and linking a payment method.

Send money to NepalBank account depositCash pickup option
💰 Finance
(4)
ad-supported
15
iCash Wallet Nepal
iCash Wallet Nepal
iCash Wallet Nepal
by ICASH PVT LTD
Free
💰 Finance
(0)
16
SC Mobile Nepal
SC Mobile Nepal
SC Mobile Nepal
by Standard Chartered Bank
Free

Manage your finances with an intuitive interface and powerful features. This app offers instant fund transfers, bill payments, card management, and profile updates. Easily apply for products and track your requests.

Instant local bank fund transfersUtility bill paymentsBiometric authentication
💰 Finance
(40)
free
17
HI-MB Plus
HI-MB Plus
HI-MB Plus
Himalayan Bank Mobile Banking
Free

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

Fund transfer (same and other banks)Card managementLoan and fixed deposit view
💰 Finance
(65)
free with in-app purchases
18
Hamro Pay
Hamro Pay
Hamro Pay
by Hamro Patro
Free
💰 Finance
(0)
19
Siddhartha BankSmartXP
Siddhartha BankSmartXP
Siddhartha BankSmartXP
Siddhartha Bank Mobile Banking
Free

Manage your Siddhartha Bank accounts conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy a user-friendly and safe banking experience without needing to visit a branch.

Banking on the goBill paymentsFund transfers
💰 Finance
(1.2K)
free
20
Nepal Finance Smart
Nepal Finance Smart
Nepal Finance Smart
by Nepal Finance Limited
Free
💰 Finance
(0)

FAQ about Nepal Payment

Are there free nepal payment apps for iPhone?
Yes — 20 of the top nepal payment apps we rank are free to download, including Nepal Now and Namaste Pay.
Nepal Now has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ nepal payment apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.