GAINS vs Ferla
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
GAINS
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GAINS is a cloud-based general accounting and inventory system for businesses in India. Manage GST, ledger, inventory, and financial reports in one powerful accounting software. GAINS, General Accounting and INventory System .. A complete solution with all the standard modules of Accounts and Inventory. Fully addresses your statutory requirements. With modules (which may be enabled / disabled at will ) for : Multi Currency, Multi user, Multi location (branch / depot - warehouse) with real time integration ... Budgets and Targets, Cost Centres, AR AP, Sales Analyses and Dashboard ... CA or Auditor module and GST Ready. GAINS MOBILE APP: View top level reports -- Balance Sheet / P&L, Trial balance, Cash Flow etc. View the Day book -- and know who added /edited which voucher Micro view is enabled -- Drill down till the lowest voucher level Send invoices / reminders to customers from the mobile Create vouchers / invoices and attach scans of expenses -- all in a flash
Ferla
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Making money is hard. Keeping track of it shouldn't be. Ferla turns recording into a one-second job: say it, or scan the receipt, and it writes the rest. So at the end of the month you don't guess โ you know. It works for everyone. Simple to start, deeper when you want it. Use it for your own budget, or for your own business. If you work for yourself, income, expenses and payments live in one place, without a separate accounting tool. SAY IT, IT'S LOGGED Say "forty dollars on groceries" and Ferla writes it down. The voice and chat assistant picks the amount, the category and the account. No forms. If it mishears you, tell it and it fixes it. Nothing is saved until you confirm. No bank login, no account linking โ you stay in control of what goes in. SNAP THE RECEIPT Point the camera at a receipt. Amount, date and merchant fill themselves in. You're done before you leave the counter. SPENDING LIMITS Set a monthly limit for any category. Ferla warns you as you get close, not after you've gone over. SPENDING MAP See where your money actually goes, on a map. Which neighborhood, which place, how much. Location is only used if you turn it on and is never shared. CHARTS AND INSIGHTS Monthly income and spending, category breakdown, six-month trends and your savings rate in one place. Every day Ferla spots what changed and tells you, like "dining is up 23% this month". These are observations about your own data, so you catch things early. KEEP THE DEBT TOGETHER Money between friends doesn't have to live in one person's head. If the other person also uses Ferla, you send an invite link and you both see the same ledger, each from your own phone. One side records it, the other confirms. The payer reports a payment, the receiver confirms it. If your numbers differ, both stay side by side and the app takes no side โ who's right is for the two of you to settle. That's what ends the "but I gave you fifty" argument: one record both of you can see. DEBTS AND CREDITS Who you owe, who owes you, partial payments and what's left, all in one list. GOALS A holiday, an emergency fund, a new phone. Set the goal and Ferla tracks the progress. RECURRING PAYMENTS Rent, bills, subscriptions. Enter once and it repeats every month, with a reminder before it's due. SHARED BUDGET Keep a household budget with your partner or flatmates. Who spent what is visible in one record. Money never moves through Ferla. GOLD AND CURRENCIES Gold, dollars, euros. Every entry keeps the rate of the day it was made, so last month's totals don't change overnight. PRIVATE Face ID or fingerprint lock. Your records are stored in the European Union. No ads, no data selling. Ferla is a personal income, expense and budget ledger. It is not a bank, it does not connect to your bank account and it does not transfer money. Summaries and insights are for information only and are not financial, investment or tax advice. AI can be wrong; check a figure before you rely on it.
Screenshots
Verdict
The clearest difference is in-app purchases: GAINS at none against Ferla's 4. GAINS also leads on update cadence (weekly vs fortnightly) and iOS requirement (12.1 vs 16.4). On price, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Ferla sells 4 in-app purchases, starting at $4.99 per month. GAINS asks for nothing beyond the download.
GAINS ships an update weekly, Ferla fortnightly. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.
| Parameter | GAINS | Ferla |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly โ better | Fortnightly |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPad |
| Requires iOS | 12.1 โ better | 16.4 |
| Further details โ not scored | ||
| Size | 193 MB | 64 MB |
| Age rating | 4+ | 12+ |
| Developer | Dipesh Dholakia | ESAT UCAN |
In-app purchases
GAINS
No in-app purchases
Ferla
- Pro Monthly$4.991 Month
- Pro+ Monthly$12.991 Month
- Pro Yearly$49.991 Year
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- Pro+ Yearly$119.991 Year









