UBTC Mobile vs First Security Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBTC Mobile
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks remotely. Secure sign-on options enhance your banking experience.
- Check account balances
- Search transactions
- Transfer funds between accounts
- Pay bills and view payment history
- Deposit checks via camera
- Secure Touch ID/Face ID sign-on
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Start banking wherever you are with UBTC Mobile app. Available to all UNITED BANK & TRUST COMPANY online banking customers. Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Deposits: •Submit check deposits using your device’s camera. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
First Security Mobile Banking
Access your bank accounts anytime, anywhere with this mobile banking application. Check balances, pay bills, transfer funds, and locate branches or ATMs conveniently and securely from your device.
- Check account balances
- Pay bills
- Transfer funds between accounts
- Find branch and ATM locations
- View recent transactions
- Secure 24/7 access
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If you never go anywhere without your iPhone, then you always have your bank too! This free service for customers enrolled in Online Banking gives you anytime access to your First Security Bank & Trust accounts. Our Mobile Banking app puts the ability to access your account, check balances, pay bills, transfer funds and find branch and ATM locations as close as your mobile device. It’s convenient, secure and available 24/7. Summary • Pay your bills** • Manage your accounts anywhere • Fast, free, and easy • Available 24/7 • Check balances • View recent transactions • Transfer funds between accounts • Locate ATMs and First Security branches SECURITY: Our mobile banking safeguards your accounts using the same advanced encryption and verification technology as First Security Bank & Trust’s Online Banking, protecting your personal information. To get started, simply log into your First Security Bank & trust Online Banking and enroll in Mobile Banking. *Must be enrolled in First Security Bank & Trust Online Banking **Must have Bill Pay setup previously in Online Banking ***First Security Bank & Trust Mobile Banking is free to download, although messaging and data rates from your wireless provider may apply.
Screenshots
Verdict
The clearest difference is ads: First Security Mobile Banking at none against UBTC Mobile's shown. UBTC Mobile's advantage is update cadence (every 6 weeks vs every 3 months). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for UBTC Mobile against 4.8 for First Security Mobile Banking. Both are backed by a comparable volume of ratings — 275 and 693 respectively. Written reviews are what separate them: 50% of UBTC Mobile's written reviews are positive against 45% of First Security Mobile Banking's.
UBTC Mobile ships an update every 6 weeks, First Security Mobile Banking every 3 months. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.
| Parameter | UBTC Mobile | First Security Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (275 ratings) — better | 4.8 (693 ratings) |
| Positive reviews | 50.0% of reviews — better | 45.5% of reviews |
| Number of ratings | 275 | 693 — better |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 190 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | United Bank & Trust Company | First Security Bank & Trust Co |
Customer experience
UBTC Mobile
First Security Mobile Banking
Bugs and requests
UBTC Mobile
Not enough reviews yet to summarise bugs or requests.
First Security Mobile Banking
Reported bugs
7 issues- App randomly stops working
- Hesitant to let users login
- App issues after iOS upgrades
- Touch ID randomly stops working
- Password reset option never works
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- Cannot enroll in the app
- Mobile deposits fail without clear notification
Requested features
4 requests- Display reason for declined transactions
- Improve responsiveness to iOS updates
- Provide notifications for failed check deposits
- Allow users to see why checks don't go through
In-app purchases
UBTC Mobile
No in-app purchases
First Security Mobile Banking
No in-app purchases
Questions
Is UBTC Mobile free?
Is First Security Mobile Banking free?
Which has better reviews, UBTC Mobile or First Security Mobile Banking?
Do UBTC Mobile or First Security Mobile Banking have ads?
Which is updated more often, UBTC Mobile or First Security Mobile Banking?
Other comparisons
