Comparison

Scheels Visa Card vs MyFinancial

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scheels Visa Card

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

Highlights
  • Touch ID login
  • Account balance check
  • Statement and transaction history
  • Credit card bill payment
  • Email alert setup
Features
Read full description

Manage your credit card account anytime, from anywhere! With your app you can: - Quickly access your account with Touch ID® - Check your account balance - View your statement and transaction history - Pay your credit card bill - Set up account related email alerts IT’S SECURE - Your security is always our top priority IT’S SIMPLE - Your account information will fit your device’s screen and is easy to read and work with IT’S FREE - Your mobile carrier’s message and data rates may apply HOW TO GET STARTED Download the app now and enroll or log in with your Online username and password. Cards issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc.

About

MyFinancial

Manage your John Deere Financial accounts conveniently and securely. View account details, statements, and make payments. Enroll in AutoPay to avoid missed payments and access past statements.

Highlights
  • View account details
  • Access statements (18 months)
  • Make one-time payments
  • Enroll in AutoPay
  • Manage automatic payments
  • Contact customer service
Features
Read full description

Official app for John Deere Financial Account Management. View your account details and your statement, make a payment, and enroll in AutoPay. Convenient. Secure. Simple. Account Management on the go. Manage Your John Deere Financial Accounts • Quick and easy access to all your accounts 24/7 • Get information you need such as loan rate and terms, credit limits and available credit • Review activity and balances in your accounts Make One-Time Payments • Schedule payments on your individual accounts • Pay using either your bank account or debit card • Setup multiple bank accounts for to facilitate payments from different sources Manage Automatic Payments • Enroll in Auto Pay to ensure you never miss a payment • Change Auto Pay settings such as your bank account or payment date View Statements • Access to current monthly statement and statements for the past 18 months • Available in a PDF format that can be easily downloaded and printed Contact Us • Submit a question or comment by email • Reach a customer service representative by phone NOTE: Minimum System Requirements: iOS 15.1 and higher are supported.

Screenshots

Scheels Visa Card4 screens
MyFinancial4 screens

Verdict

The call

Scheels Visa Card and MyFinancial both sit at 4.8 stars, but that hides the real split: 93% of MyFinancial's written reviews are positive against 40% of Scheels Visa Card's. Scheels Visa Card's advantage is monetization model (free vs free with in-app purchases) and ratings volume (39K vs 12K). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Scheels Visa Card against 4.9 for MyFinancial. Both are backed by a comparable volume of ratings — 39K and 12K respectively. Written reviews are what separate them: 40% of Scheels Visa Card's written reviews are positive against 93% of MyFinancial's.

UpkeepUpdate frequency

Scheels Visa Card ships an update every 6 weeks, MyFinancial every 2 months. Both last shipped on September 24, 2026.

Scorecard3 real differences · 7 level
Scheels Visa Card versus MyFinancial: the parameters behind the verdict, then further details
ParameterScheels Visa CardMyFinancial
PriceFreeFree
Rating4.8 (39K ratings)4.9 (12K ratings) — better
Positive reviews40.3% of reviews92.8% of reviews — better
Number of ratings39K — better12K
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size49 MB24 MB
Age rating4+4+
DeveloperFirst BankcardJohn Deere

Customer experience

Scheels Visa Card

All ratings34,125 ratings
Positive96.4%
Neutral1.6%
Negative1.9%
Written reviews186 reviews
Positive40.3%
Neutral8.6%
Negative51.1%

MyFinancial

All ratings11,830 ratings
Positive98.3%
Neutral1.2%
Negative0.5%
Written reviews638 reviews
Positive92.8%
Neutral1.9%
Negative5.3%

User reviews

Scheels Visa Card

From 39K App Store ratings

What we love

  • 👍 Easy to use
  • 💳 Good rewards program
  • 🛒 Integrates well with Scheels store
  • 🤝 Excellent customer service

Room to improve

  • 🔍 Difficult to view account details
  • 🔒 Security issues with card compromises
  • 💰 High interest rates
  • 🔄 Inconsistent login/authentication issues

MyFinancial

From 12K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 User-friendly interface
  • 🚀 Quick and convenient payments
  • 👍 Straightforward navigation
  • 🚀 Efficient payment process

Room to improve

  • 🐛 Occasional login issues
  • 🐛 Crashes or freezes
  • 🐛 Inconsistent performance
  • 🐛 Paperless billing concerns
  • 🐛 Inability to select payment date

Bugs and requests

Scheels Visa Card

Reported bugs

4 issues
  • App crashes or freezes during use
  • Incorrect credit limit changes without notice
  • Inability to update payment information
  • Recurring login problems

Requested features

4 requests
  • Ability to view reward points balance in app
  • Option for automatic payments to avoid late fees
  • Improved app stability and performance
  • Better integration between app and website

MyFinancial

Reported bugs

3 issues
  • Login screen not working
  • App not opening outside of the US
  • Payments not processing correctly

Requested features

5 requests
  • Automatic payment option
  • Ability to view detailed account history
  • Debit card payment option
  • Improved login persistence
  • Notification system for payments

In-app purchases

None

Scheels Visa Card

No in-app purchases

None

MyFinancial

No in-app purchases

Questions

Is Scheels Visa Card free?
Scheels Visa Card is free to download, with no in-app purchases.
Is MyFinancial free?
MyFinancial is free to download, with no in-app purchases.
Which has better reviews, Scheels Visa Card or MyFinancial?
MyFinancial is rated higher. Scheels Visa Card averages 4.8 out of 5 from 39K ratings, while MyFinancial averages 4.9 from 12K ratings.
Do Scheels Visa Card or MyFinancial have ads?
Neither Scheels Visa Card nor MyFinancial shows ads.
Which is updated more often, Scheels Visa Card or MyFinancial?
Scheels Visa Card ships an update every 6 weeks, and MyFinancial every 2 months. Most recently, Scheels Visa Card was updated on September 24, 2026 and MyFinancial on September 24, 2026.

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