Comparison

ICCU Mobile Banking vs Scheels Visa Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ICCU Mobile Banking

Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.

Highlights
  • Account activity and balance review
  • Fund transfers
  • Mobile deposits
  • Bill payment
  • Anytime, anywhere access
Features
Read full description

Manage your accounts anytime, anywhere. Review your activity and balances, transfer funds, make deposits, pay bills and much more.

About

Scheels Visa Card

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

Highlights
  • Touch ID login
  • Account balance check
  • Statement and transaction history
  • Credit card bill payment
  • Email alert setup
Features
Read full description

Manage your credit card account anytime, from anywhere! With your app you can: - Quickly access your account with Touch ID® - Check your account balance - View your statement and transaction history - Pay your credit card bill - Set up account related email alerts IT’S SECURE - Your security is always our top priority IT’S SIMPLE - Your account information will fit your device’s screen and is easy to read and work with IT’S FREE - Your mobile carrier’s message and data rates may apply HOW TO GET STARTED Download the app now and enroll or log in with your Online username and password. Cards issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc.

Screenshots

ICCU Mobile Banking4 screens
Scheels Visa Card4 screens

Verdict

The call

ICCU Mobile Banking and Scheels Visa Card both sit at 4.9 stars, but that hides the real split: 73% of ICCU Mobile Banking's written reviews are positive against 40% of Scheels Visa Card's. Scheels Visa Card's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for ICCU Mobile Banking against 4.8 for Scheels Visa Card. Both are backed by a comparable volume of ratings — 79K and 39K respectively. Written reviews are what separate them: 73% of ICCU Mobile Banking's written reviews are positive against 40% of Scheels Visa Card's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 6 weeks. Both last shipped on September 24, 2026.

Scorecard2 real differences · 8 level
ICCU Mobile Banking versus Scheels Visa Card: the parameters behind the verdict, then further details
ParameterICCU Mobile BankingScheels Visa Card
PriceFreeFree
Rating4.9 (79K ratings) — better4.8 (39K ratings)
Positive reviews73.0% of reviews — better40.3% of reviews
Number of ratings79K — better39K
Update frequencyEvery 6 weeksEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size146 MB49 MB
Age rating4+4+
DeveloperIdaho Central Credit UnionFirst Bankcard

Customer experience

ICCU Mobile Banking

All ratings79,351 ratings
Positive98.2%
Neutral1.2%
Negative0.7%
Written reviews256 reviews
Positive73.0%
Neutral5.1%
Negative21.9%

Scheels Visa Card

All ratings34,125 ratings
Positive96.4%
Neutral1.6%
Negative1.9%
Written reviews186 reviews
Positive40.3%
Neutral8.6%
Negative51.1%

User reviews

ICCU Mobile Banking

From 79K App Store ratings

What we love

  • 🚀 Convenient mobile banking
  • 💡 Useful features like mobile deposit
  • 👍 Easy to use interface
  • 🔒 Secure banking experience
  • 👍 Reliable app performance

Room to improve

  • 🐛 Frequent crashes or login issues
  • 🔍 Confusing or limited account management options
  • 🔍 Inconsistent app updates and changes
  • 🔍 Lacking key features compared to other banking apps

Scheels Visa Card

From 39K App Store ratings

What we love

  • 👍 Easy to use
  • 💳 Good rewards program
  • 🛒 Integrates well with Scheels store
  • 🤝 Excellent customer service

Room to improve

  • 🔍 Difficult to view account details
  • 🔒 Security issues with card compromises
  • 💰 High interest rates
  • 🔄 Inconsistent login/authentication issues

Bugs and requests

ICCU Mobile Banking

Reported bugs

3 issues
  • Mobile deposit feature crashes
  • Login screen freezes or logs users out
  • Inconsistent account balance updates

Requested features

4 requests
  • Ability to customize account views
  • Improved mobile deposit functionality
  • Dark mode option
  • Budgeting and financial management tools

Scheels Visa Card

Reported bugs

4 issues
  • App crashes or freezes during use
  • Incorrect credit limit changes without notice
  • Inability to update payment information
  • Recurring login problems

Requested features

4 requests
  • Ability to view reward points balance in app
  • Option for automatic payments to avoid late fees
  • Improved app stability and performance
  • Better integration between app and website

In-app purchases

None

ICCU Mobile Banking

No in-app purchases

None

Scheels Visa Card

No in-app purchases

Questions

Is ICCU Mobile Banking free?
ICCU Mobile Banking is free to download, with no in-app purchases.
Is Scheels Visa Card free?
Scheels Visa Card is free to download, with no in-app purchases.
Which has better reviews, ICCU Mobile Banking or Scheels Visa Card?
ICCU Mobile Banking is rated higher. ICCU Mobile Banking averages 4.9 out of 5 from 79K ratings, while Scheels Visa Card averages 4.8 from 39K ratings.
Do ICCU Mobile Banking or Scheels Visa Card have ads?
Neither ICCU Mobile Banking nor Scheels Visa Card shows ads.
Which is updated more often, ICCU Mobile Banking or Scheels Visa Card?
ICCU Mobile Banking ships an update every 6 weeks, and Scheels Visa Card every 6 weeks. Most recently, ICCU Mobile Banking was updated on September 24, 2026 and Scheels Visa Card on September 24, 2026.

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