Comparison

ICCU Mobile Banking vs CapEd Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ICCU Mobile Banking

Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.

Highlights
  • Account activity and balance review
  • Fund transfers
  • Mobile deposits
  • Bill payment
  • Anytime, anywhere access
Features
Read full description

Manage your accounts anytime, anywhere. Review your activity and balances, transfer funds, make deposits, pay bills and much more.

About

CapEd Mobile Banking

Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.

Highlights
  • Deposit checks
  • Transfer money
  • Pay bills
  • Apply for loans
  • Aggregate external accounts
  • Update personal information
  • Secure transactions
Features
Read full description

Get all the great features of CapEd Credit Union Online Banking on the go with the CapEd Mobile App: Deposit checks Transfer money Pay bills Apply for loans Update your mailing address Aggregate your accounts And much more All with the ease of mind that SSL security and multi-factor authentication are protecting every transaction. ACCOUNTS OVERVIEW Whether your accounts are internal or external to CapEd, deposit accounts or credit cards, you can view them within the CapEd Mobile App. Make your Accounts Dashboard your one-stop-shop for maintaining your financial portfolio by linking external accounts to the app. QUICK APPLY What’s more, the Quick Apply widget allows you to apply for auto loans, credit cards, personal loans and new accounts. You can even check the status of your application after it’s submitted without leaving the app. MEMBER SERVICES The Member Services widget provides a shortcut to some of our app’s most frequently visited features. Change your mailing address, update your profile and toggle Courtesy Pay on and off quickly and easily by selecting Member Services from your mobile app menu. NEW FEATURES At CapEd, it’s more than banking; it’s making a difference for the members we serve. We support both consumer and business banking in our Mobile App, and we’re always working on new features to improve your mobile banking experience. Keep your app up to date to discover new features and tools as they become available.

Screenshots

ICCU Mobile Banking4 screens
CapEd Mobile Banking4 screens

Verdict

The call

ICCU Mobile Banking and CapEd Mobile Banking both sit at 4.9 stars, but that hides the real split: 87% of CapEd Mobile Banking's written reviews are positive against 73% of ICCU Mobile Banking's. CapEd Mobile Banking also leads on monetization model (free vs ad-supported). ICCU Mobile Banking's advantage is ratings volume (79K vs 14K). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for ICCU Mobile Banking against 4.8 for CapEd Mobile Banking. That said, the two scores are not equally well evidenced: ICCU Mobile Banking has 79K ratings behind it against 14K, so its average is the more settled of the two. Written reviews are what separate them: 73% of ICCU Mobile Banking's written reviews are positive against 87% of CapEd Mobile Banking's.

UpkeepUpdate frequency

ICCU Mobile Banking ships an update every 6 weeks, CapEd Mobile Banking monthly. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 7 level
ICCU Mobile Banking versus CapEd Mobile Banking: the parameters behind the verdict, then further details
ParameterICCU Mobile BankingCapEd Mobile Banking
PriceFreeFree
Rating4.9 (79K ratings) — better4.8 (14K ratings)
Positive reviews73.0% of reviews87.1% of reviews — better
Number of ratings79K — better14K
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size146 MB129 MB
Age rating4+4+
DeveloperIdaho Central Credit UnionCapital Educators Federal Credit Union

Customer experience

ICCU Mobile Banking

All ratings79,351 ratings
Positive98.2%
Neutral1.2%
Negative0.7%
Written reviews256 reviews
Positive73.0%
Neutral5.1%
Negative21.9%

CapEd Mobile Banking

All ratings14,060 ratings
Positive97.6%
Neutral1.8%
Negative0.7%
Written reviews85 reviews
Positive87.1%
Neutral5.9%
Negative7.1%

User reviews

ICCU Mobile Banking

From 79K App Store ratings

What we love

  • 🚀 Convenient mobile banking
  • 💡 Useful features like mobile deposit
  • 👍 Easy to use interface
  • 🔒 Secure banking experience
  • 👍 Reliable app performance

Room to improve

  • 🐛 Frequent crashes or login issues
  • 🔍 Confusing or limited account management options
  • 🔍 Inconsistent app updates and changes
  • 🔍 Lacking key features compared to other banking apps

CapEd Mobile Banking

From 14K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient mobile banking
  • 💳 Great for managing accounts
  • 🏦 Excellent credit union
  • 🤝 Helpful and friendly staff

Room to improve

  • 🐛 Occasional app crashes
  • 🔒 Frequent identity verification issues
  • 💳 Inability to view credit card transactions within app
  • 🔍 Lack of advanced features (e.g., budgeting)

Bugs and requests

ICCU Mobile Banking

Reported bugs

3 issues
  • Mobile deposit feature crashes
  • Login screen freezes or logs users out
  • Inconsistent account balance updates

Requested features

4 requests
  • Ability to customize account views
  • Improved mobile deposit functionality
  • Dark mode option
  • Budgeting and financial management tools

CapEd Mobile Banking

Reported bugs

3 issues
  • Mobile check deposit issues
  • App not working after recent updates
  • Facial recognition feature not functioning

Requested features

4 requests
  • Notification for account deposits/withdrawals
  • Faster transfer times between accounts
  • Ability to set budgets and track spending within the app
  • Improved mobile check deposit functionality

In-app purchases

None

ICCU Mobile Banking

No in-app purchases

None

CapEd Mobile Banking

No in-app purchases

Questions

Is ICCU Mobile Banking free?
ICCU Mobile Banking is free to download, with no in-app purchases.
Is CapEd Mobile Banking free?
CapEd Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, ICCU Mobile Banking or CapEd Mobile Banking?
ICCU Mobile Banking is rated higher. ICCU Mobile Banking averages 4.9 out of 5 from 79K ratings, while CapEd Mobile Banking averages 4.8 from 14K ratings.
Do ICCU Mobile Banking or CapEd Mobile Banking have ads?
Neither ICCU Mobile Banking nor CapEd Mobile Banking shows ads.
Which is updated more often, ICCU Mobile Banking or CapEd Mobile Banking?
ICCU Mobile Banking ships an update every 6 weeks, and CapEd Mobile Banking monthly. Most recently, ICCU Mobile Banking was updated on September 24, 2026 and CapEd Mobile Banking on September 23, 2026.

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