CapEd Mobile Banking vs MountainWest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CapEd Mobile Banking
Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.
- Deposit checks
- Transfer money
- Pay bills
- Apply for loans
- Aggregate external accounts
- Update personal information
- Secure transactions
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Get all the great features of CapEd Credit Union Online Banking on the go with the CapEd Mobile App: Deposit checks Transfer money Pay bills Apply for loans Update your mailing address Aggregate your accounts And much more All with the ease of mind that SSL security and multi-factor authentication are protecting every transaction. ACCOUNTS OVERVIEW Whether your accounts are internal or external to CapEd, deposit accounts or credit cards, you can view them within the CapEd Mobile App. Make your Accounts Dashboard your one-stop-shop for maintaining your financial portfolio by linking external accounts to the app. QUICK APPLY What’s more, the Quick Apply widget allows you to apply for auto loans, credit cards, personal loans and new accounts. You can even check the status of your application after it’s submitted without leaving the app. MEMBER SERVICES The Member Services widget provides a shortcut to some of our app’s most frequently visited features. Change your mailing address, update your profile and toggle Courtesy Pay on and off quickly and easily by selecting Member Services from your mobile app menu. NEW FEATURES At CapEd, it’s more than banking; it’s making a difference for the members we serve. We support both consumer and business banking in our Mobile App, and we’re always working on new features to improve your mobile banking experience. Keep your app up to date to discover new features and tools as they become available.
MountainWest
Manage your finances with this personal financial advocate. Organize transactions, set alerts, make payments, transfer funds, and deposit checks. Secure your account with a passcode or biometrics.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- Manage debit cards
- View and save statements
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MountainWest is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances: Here’s what you can do with MountainWest: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is monetization model: CapEd Mobile Banking at free against MountainWest's free with in-app purchases. CapEd Mobile Banking also leads on review sentiment (87% vs 66%) and ratings volume (14K vs 3.7K). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for CapEd Mobile Banking against 4.8 for MountainWest. Both are backed by a comparable volume of ratings — 14K and 3.7K respectively. Written reviews are what separate them: 87% of CapEd Mobile Banking's written reviews are positive against 66% of MountainWest's.
Both ship on a similar rhythm, roughly monthly. Both last shipped on October 25, 2026.
| Parameter | CapEd Mobile Banking | MountainWest |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (14K ratings) — better | 4.8 (3.7K ratings) |
| Positive reviews | 87.2% of reviews — better | 66.1% of reviews |
| Number of ratings | 14K — better | 3.7K |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 129 MB | 199 MB |
| Age rating | 4+ | 4+ |
| Developer | Capital Educators Federal Credit Union | Glacier Bank |
Customer experience
CapEd Mobile Banking
MountainWest
User reviews
CapEd Mobile Banking
From 14K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💳 Great for managing accounts
- 🏦 Excellent credit union
- 🤝 Helpful and friendly staff
Room to improve
- 🐛 Occasional app crashes
- 🔒 Frequent identity verification issues
- 💳 Inability to view credit card transactions within app
- 🔍 Lack of advanced features (e.g., budgeting)
MountainWest
From 3.7K App Store ratingsWhat we love
- 👍 Ease of use
- 👍 Convenient
- 👍 Intuitive and user-friendly interface
- 👍 Sleek and modern design
- 🚀 Fast and efficient
Room to improve
- 🐛 Slow app loading times
- 🐛 Spinning wheel of death
- 🐛 Inconsistencies in the new system
- 🔋 Too many notifications
Bugs and requests
CapEd Mobile Banking
Reported bugs
3 issues- Mobile check deposit issues
- App not working after recent updates
- Facial recognition feature not functioning
Requested features
4 requests- Notification for account deposits/withdrawals
- Faster transfer times between accounts
- Ability to set budgets and track spending within the app
- Improved mobile check deposit functionality
MountainWest
Reported bugs
3 issues- Slow app loading times
- Spinning wheel of death
- Inconsistencies in the new system
Requested features
2 requests- Dark mode option
- Ability to see true available balance at a glance
In-app purchases
CapEd Mobile Banking
No in-app purchases
MountainWest
No in-app purchases
Questions
Is CapEd Mobile Banking free?
Is MountainWest free?
Which has better reviews, CapEd Mobile Banking or MountainWest?
Do CapEd Mobile Banking or MountainWest have ads?
Which is updated more often, CapEd Mobile Banking or MountainWest?
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