Comparison

CapEd Mobile Banking vs MountainWest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CapEd Mobile Banking

Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.

Highlights
  • Deposit checks
  • Transfer money
  • Pay bills
  • Apply for loans
  • Aggregate external accounts
  • Update personal information
  • Secure transactions
Features
Read full description

Get all the great features of CapEd Credit Union Online Banking on the go with the CapEd Mobile App: Deposit checks Transfer money Pay bills Apply for loans Update your mailing address Aggregate your accounts And much more All with the ease of mind that SSL security and multi-factor authentication are protecting every transaction. ACCOUNTS OVERVIEW Whether your accounts are internal or external to CapEd, deposit accounts or credit cards, you can view them within the CapEd Mobile App. Make your Accounts Dashboard your one-stop-shop for maintaining your financial portfolio by linking external accounts to the app. QUICK APPLY What’s more, the Quick Apply widget allows you to apply for auto loans, credit cards, personal loans and new accounts. You can even check the status of your application after it’s submitted without leaving the app. MEMBER SERVICES The Member Services widget provides a shortcut to some of our app’s most frequently visited features. Change your mailing address, update your profile and toggle Courtesy Pay on and off quickly and easily by selecting Member Services from your mobile app menu. NEW FEATURES At CapEd, it’s more than banking; it’s making a difference for the members we serve. We support both consumer and business banking in our Mobile App, and we’re always working on new features to improve your mobile banking experience. Keep your app up to date to discover new features and tools as they become available.

About

MountainWest

Manage your finances with this personal financial advocate. Organize transactions, set alerts, make payments, transfer funds, and deposit checks. Secure your account with a passcode or biometrics.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • Manage debit cards
  • View and save statements
Features
Read full description

MountainWest is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances: Here’s what you can do with MountainWest: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

CapEd Mobile Banking4 screens
MountainWest4 screens

Verdict

The call

The clearest difference is monetization model: CapEd Mobile Banking at free against MountainWest's free with in-app purchases. CapEd Mobile Banking also leads on review sentiment (87% vs 66%) and ratings volume (14K vs 3.7K). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CapEd Mobile Banking against 4.8 for MountainWest. Both are backed by a comparable volume of ratings — 14K and 3.7K respectively. Written reviews are what separate them: 87% of CapEd Mobile Banking's written reviews are positive against 66% of MountainWest's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 25, 2026.

Scorecard4 real differences · 6 level
CapEd Mobile Banking versus MountainWest: the parameters behind the verdict, then further details
ParameterCapEd Mobile BankingMountainWest
PriceFreeFree
Rating4.8 (14K ratings) — better4.8 (3.7K ratings)
Positive reviews87.2% of reviews — better66.1% of reviews
Number of ratings14K — better3.7K
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size129 MB199 MB
Age rating4+4+
DeveloperCapital Educators Federal Credit UnionGlacier Bank

Customer experience

CapEd Mobile Banking

All ratings14,263 ratings
Positive97.6%
Neutral1.8%
Negative0.7%
Written reviews86 reviews
Positive87.2%
Neutral5.8%
Negative7.0%

MountainWest

All ratings3,655 ratings
Positive95.5%
Neutral1.5%
Negative3.0%
Written reviews59 reviews
Positive66.1%
Neutral8.5%
Negative25.4%

User reviews

CapEd Mobile Banking

From 14K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient mobile banking
  • 💳 Great for managing accounts
  • 🏦 Excellent credit union
  • 🤝 Helpful and friendly staff

Room to improve

  • 🐛 Occasional app crashes
  • 🔒 Frequent identity verification issues
  • 💳 Inability to view credit card transactions within app
  • 🔍 Lack of advanced features (e.g., budgeting)

MountainWest

From 3.7K App Store ratings

What we love

  • 👍 Ease of use
  • 👍 Convenient
  • 👍 Intuitive and user-friendly interface
  • 👍 Sleek and modern design
  • 🚀 Fast and efficient

Room to improve

  • 🐛 Slow app loading times
  • 🐛 Spinning wheel of death
  • 🐛 Inconsistencies in the new system
  • 🔋 Too many notifications

Bugs and requests

CapEd Mobile Banking

Reported bugs

3 issues
  • Mobile check deposit issues
  • App not working after recent updates
  • Facial recognition feature not functioning

Requested features

4 requests
  • Notification for account deposits/withdrawals
  • Faster transfer times between accounts
  • Ability to set budgets and track spending within the app
  • Improved mobile check deposit functionality

MountainWest

Reported bugs

3 issues
  • Slow app loading times
  • Spinning wheel of death
  • Inconsistencies in the new system

Requested features

2 requests
  • Dark mode option
  • Ability to see true available balance at a glance

In-app purchases

None

CapEd Mobile Banking

No in-app purchases

None

MountainWest

No in-app purchases

Questions

Is CapEd Mobile Banking free?
CapEd Mobile Banking is free to download, with no in-app purchases.
Is MountainWest free?
MountainWest is free to download, with no in-app purchases.
Which has better reviews, CapEd Mobile Banking or MountainWest?
CapEd Mobile Banking is rated higher. CapEd Mobile Banking averages 4.8 out of 5 from 14K ratings, while MountainWest averages 4.8 from 3.7K ratings.
Do CapEd Mobile Banking or MountainWest have ads?
Neither CapEd Mobile Banking nor MountainWest shows ads.
Which is updated more often, CapEd Mobile Banking or MountainWest?
CapEd Mobile Banking ships an update monthly, and MountainWest monthly. Most recently, CapEd Mobile Banking was updated on October 25, 2026 and MountainWest on October 25, 2026.

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