ICCU Mobile Banking vs BECU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ICCU Mobile Banking
Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.
- Account activity and balance review
- Fund transfers
- Mobile deposits
- Bill payment
- Anytime, anywhere access
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Manage your accounts anytime, anywhere. Review your activity and balances, transfer funds, make deposits, pay bills and much more.
BECU
Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.
- Consolidate BECU and non-BECU accounts
- Budget based on spending history
- Locate ATMs and credit unions
- Transfer funds
- Deposit checks
- Pay bills
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Manage your finances in the palm of your hand: BECU’s app is designed to bring budgeting to your phone. Use the unique features to view not only your BECU accounts but also your credit cards, bank accounts and loans held elsewhere. The colorful, friendly design helps you track spending, review outstanding balances and expenses. The updated app also allows easy everyday banking. From transferring funds to locating ATMs and the ever popular mobile check deposit feature, it’s your money, simplified. BECU App Features and Benefits: • Combine and view your BECU and non-BECU financial accounts in one place • Budget based on your spending, income, debt and expense history • Locate the nearest BECU, ATM or shared branching partner credit union • Transfer funds • Deposit checks • View accounts • Pay bills and view payees • Review Alerts • Updated design and expansive user experience
Screenshots
Verdict
The clearest difference is ads: ICCU Mobile Banking at none against BECU's shown. ICCU Mobile Banking also leads on review sentiment (73% vs 60%). BECU's advantage is iOS requirement (13.0 vs 16.0). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for ICCU Mobile Banking against 4.8 for BECU. Both are backed by a comparable volume of ratings — 79K and 70K respectively. Written reviews are what separate them: 73% of ICCU Mobile Banking's written reviews are positive against 60% of BECU's.
ICCU Mobile Banking ships an update every 6 weeks, BECU every 2 months. Both last shipped on September 24, 2026.
| Parameter | ICCU Mobile Banking | BECU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (79K ratings) — better | 4.8 (70K ratings) |
| Positive reviews | 73.0% of reviews — better | 59.9% of reviews |
| Number of ratings | 79K — better | 70K |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 146 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | Idaho Central Credit Union | BECU |
Customer experience
ICCU Mobile Banking
BECU
User reviews
ICCU Mobile Banking
From 79K App Store ratingsWhat we love
- 🚀 Convenient mobile banking
- 💡 Useful features like mobile deposit
- 👍 Easy to use interface
- 🔒 Secure banking experience
- 👍 Reliable app performance
Room to improve
- 🐛 Frequent crashes or login issues
- 🔍 Confusing or limited account management options
- 🔍 Inconsistent app updates and changes
- 🔍 Lacking key features compared to other banking apps
BECU
From 70K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting and spending tracking features
- 🔒 Secure login process
- 👍 Intuitive and user-friendly interface
Room to improve
- 🐛 Transactions not syncing properly
- 🐛 Buggy and unreliable app performance
- 🔍 Lacking important features available on website
- 🤔 Confusing or unintuitive app design
- 🔍 Limited functionality compared to expectations
Bugs and requests
ICCU Mobile Banking
Reported bugs
3 issues- Mobile deposit feature crashes
- Login screen freezes or logs users out
- Inconsistent account balance updates
Requested features
4 requests- Ability to customize account views
- Improved mobile deposit functionality
- Dark mode option
- Budgeting and financial management tools
BECU
Reported bugs
4 issues- Inconsistent transaction reporting between app and website
- Messaging/chat feature not functioning properly
- Mobile check deposit often fails to recognize correct amounts
- Frequent login issues and challenges with multi-factor authentication
Requested features
5 requests- Add ability to make loan payments and view statements within the app
- Improve transaction search and categorization tools
- Provide option to customize budget categories and time periods
- Integrate credit score checking functionality
- Allow linking of external bank accounts for a more holistic view
In-app purchases
ICCU Mobile Banking
No in-app purchases
BECU
No in-app purchases
Questions
Is ICCU Mobile Banking free?
Is BECU free?
Which has better reviews, ICCU Mobile Banking or BECU?
Do ICCU Mobile Banking or BECU have ads?
Which is updated more often, ICCU Mobile Banking or BECU?
Other comparisons
