BECU Reviews: Is It Legit?

Customer Experience

Positive experience59.8% of reviews
Neutral8.1% of reviews
Negative experience32.1% of reviews

~ Based on 495 written reviews from the US App Store.

What users say about BECU

Is BECU Safe?

BECU appears safe based on user ratings. AppsHunter Safety Score for BECU is 97/100.

This assessment is based on 70,939 user ratings, with an App Store average of 4.8/5.

Safety Analysis

97.5% of ratings point to a safe experience
1.0% of ratings suggest some concerns
1.5% of ratings point to a risky experience

~ Based on 70,888 App Store ratings for BECU.

Is BECU Legit?

BECU appears to be a legitimate app. AppsHunter Legitimacy Score for BECU is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Excellence service

Another happy one

Lowest credit card interest

Not only low interest on credit card but excellent service in person and on phone. App is quite, useful! I wish I had explored all it has to offer much earlier

Lots of glitches

There are a lot of glitches on this app! Often, it acts like I’ve never logged in before needing me to “register my device” that’s already been registered.

Apple wallet integration from app

I’m quite disappointed that there’s no way to integrate any of my cards to my Apple wallet through the application this is unbelievable in 2026. How could there be a banking app where you can’t add your card to any type of wallet through the application is ridiculous

Excellent app, very useful. I love this app.

This is an excellent app to use; simplifies banking for me.

This app lowkey sucks

It never works the way it should never lets me log in correctly always glitches never lets me send or use my money. I hate this app

Mobile Banking has come a long way

I almost don’t need to use any other budgeting apps!

Great

Good

Efficient

Great navigation, and very customizable, which makes everything way more organized for personal touch.

BECU business

Terrible app.. do better

Efficiency and reliability

The staff are very nice and friendly and resourceful

Love the app

The app makes it easy to pay my credit card and loan! It’s user friendly and easy to navigate.

Payment to credit card not updating right away

Payment to credit card not updating right away

Great app to keep up on my account.

Awesome and quick deposit from my phone. Easy to make transfers or know where my funds are at. The feature that estimates net worth and expenses isn’t that helpful for me as I do other banking and investments and credit card charges outside BECU. But it may be helpful for others. The App does everything I need it to do!
Show more

Love the app mobile deposit could improve

Love the app, but mobile deposit could use a massive upgrade

Making bill payments is ridiculous.

It’s not intuitive at all to go through the bill payments process. Why do I have to click three dots that don’t elude to any particular action only to pay a bill that doesn’t indicate that it’s been completed after the action had been made?

I’m a millennial, I can’t imagine how irritated Gen X must be over how unintuitive that is.
Show more

Great app mostly

The only reason it’s not five stars is that you can’t view check images. If you login using the internet then you can view the check image of any check you have sent or received. If it had this feature I would give it five stars

Owner

Super simple to use

Basic at best

1) You can’t see the timestamps of transactions
2)You cannot pause a Credit Card through the mobile app
3) You can only “Flag” transaction but doing so does absolutely nothing when it comes to security and your personal information
4) mediocre interest rates

5) there is no fraud alerts available

Easy to deposit checks

I received a lot of shack and is very easy to deficit shack faster than Venmo to get paid