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Sound Credit Union Mobile

Sound Credit Union Mobile

by Sound Credit Union

9.5K ratings
117 reviews
💰 Finance
Free

Details

Released
May 12, 2018
Updated
September 29, 2026

Features

Developer

Sound Credit Union
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Sound Credit Union Mobile screenshot #1 for iPhone
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Sound Credit Union Mobile screenshot #8 for iPhone
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Reviews summary↘︎
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About

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and locate ATMs. Securely access your accounts and manage your cards with ease.

✓Check account balances
✓Make fund transfers
✓Pay bills
✓Send money to others
✓Deposit checks
✓Find ATM and branch locations
✓Manage cards
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What users say about Sound Credit Union Mobile

Reviews of Sound Credit Union Mobile are mixed: the Finance app is rated 4.7/5 from 9.5K App Store ratings. What users like most: credit score feature, easy to use and helpful. Top complaints: card controls not working, mobile deposit issues. Summarized from real user reviews.

Positive things

  • 💳Credit score feature
  • 👍Easy to use and helpful
  • 🔒Secure and trustworthy
  • 💳Easy to manage accounts
  • 💳Convenient bill pay

Negative things

  • 🐛Card controls not working
  • 🐛Mobile deposit issues
  • 💰Unnecessary fees
  • 🔑Login and account access problems
  • 🐛Unreliable app performance
See all reviews

What's New in Sound Credit Union Mobile

2026.7.4.2

September 29, 2026

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

User reviews

Most RecentHighest RatedLowest Rated

Face ID

The Credit Union itself is fine, but the app is incredibly frustrating to use. Whenever I open the app, it triggers 2 Face ID scans back-to-back, and more often than not it won’t load any of my account information on the first attempt. I’ll have to force close the app and try again.
JJoselr.jr86

The Best Credit Union App

I’ve been a member of some of the other CU’s in WA state. The largest & 2nd largest CU’s. As far as ease of use and functions, Sound CU’s mobile app is the best. Despite moving to another state, I kept my Sound CU account due to consistent connectivity and lack of issue in operation.
AAtombrew

Personal & Business

Always helpful
NNickname448

Laggy

The last few weeks this apps been horrendous
AGAssess grrdxss

New update sucks fix it

Face scan twice to get in, screen flashes on login, can’t display my balances, etc., fix this bad update
Bbrian_bugattiii
See 112 more reviews

Developer apps

Sound CU Business Banking
Sound CU Business Banking

by Sound Credit Union

💼 Business

(8)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Mobile deposit not working

Bug

Card controls not functioning

Bug

Login and account access issues

Bug

Frequent app crashes and performance problems

Bug
✨

Requested Features

4 requests

Ability to transfer money between Sound CU accounts

Feature

Improved mobile deposit functionality

Feature

Restore previous app features (e.g. transaction history, graphs)

Feature

Consistent and reliable notifications

Feature

FAQ

What can I do with the Sound Credit Union Mobile app?

The app allows you to check your account balances, make transfers between accounts, pay bills, send money to other people, deposit checks remotely, set security alerts, and manage your debit and credit cards. You can also find nearby branch locations and surcharge-free ATMs.

How do I log in to the app?

You can log in to the app using your existing Sound Credit Union online banking user ID and password. If you are not yet a member, you can join by visiting soundcu.com, as all Washington State residents are eligible.

Is the app free to use?

Yes, the app is free to download and use. There are no direct costs associated with using the mobile banking features. However, standard data rates from your mobile carrier may apply.

Where can I find ATMs and branches?

The app includes a locator feature to help you find branch locations and surcharge-free CO-OP Network ATMs. It also helps you find shared branching locations across the USA, allowing you to conduct transactions at other participating credit unions.

How is my privacy protected?

The credit union is committed to protecting your privacy. You can learn more about their privacy practices by visiting the provided link to their privacy policy on soundcu.com.