BECU vs Columbia Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BECU
Manage your finances on the go with this app. It allows you to view all your BECU and non-BECU accounts, track spending, and handle everyday banking tasks like transfers and mobile check deposits. The design is user-friendly, making financial management simpler.
- Consolidate accounts (BECU & non-BECU)
- Budgeting based on spending history
- Locate ATMs and branches
- Fund transfers
- Mobile check deposit
- Bill pay
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Manage your finances in the palm of your hand: BECU’s app is designed to bring budgeting to your phone. Use the unique features to view not only your BECU accounts but also your credit cards, bank accounts and loans held elsewhere. The colorful, friendly design helps you track spending, review outstanding balances and expenses. The updated app also allows easy everyday banking. From transferring funds to locating ATMs and the ever popular mobile check deposit feature, it’s your money, simplified. BECU App Features and Benefits: • Combine and view your BECU and non-BECU financial accounts in one place • Budget based on your spending, income, debt and expense history • Locate the nearest BECU, ATM or shared branching partner credit union • Transfer funds • Deposit checks • View accounts • Pay bills and view payees • Review Alerts • Updated design and expansive user experience
Columbia Mobile Banking
Manage your personal or business banking accounts on the go. This app offers secure access to your checking, savings, and mortgage accounts, with features like mobile check deposit and person-to-person payments. Stay informed with account alerts and easily locate branches and ATMs.
- Mobile check deposit
- Send/receive money with Zelle®
- Check account balances
- Pay bills
- Set up account alerts
- Find branches/ATMs
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Columbia Bank's Mobile Banking app connects you to your personal or business checking, savings, and mortgage accounts. Access all the features of online banking, plus tools specific to the app such as mobile check deposit and Touch ID or Face ID login. Key features include: • Securely send and receive money with Zelle® using a mobile number or email address¹ • Check account balances and search transactions • Pay bills and deposit checks • Set up balance and activity alerts • Find your nearest Columbia branch or ATM Are you a Columbia Commercial Online Banking user? Search for the companion app - Columbia Commercial Mobile Banking. Have questions or feedback? Contact us at 1-866-486-7782 or CustomerService@ColumbiaBank.com. Your mobile carrier's message and data rates may apply. ¹Email and mobile payments require enrollment and must be made from a Columbia Bank consumer checking account to a domestic bank account. Recipients have 14 days to enroll to receive money or the payment will be cancelled. Dollar and frequency limits apply.
Screenshots
Verdict
The clearest difference is rating: BECU at 4.8 against Columbia Mobile Banking's 4.5. BECU also leads on ratings volume (71K vs 22K) and iOS requirement (13.0 vs 16.0). Columbia Mobile Banking's advantage is review sentiment (83% vs 60%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BECU holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 71K and 22K respectively. Written reviews complicate that: 60% of BECU's written reviews are positive against 83% of Columbia Mobile Banking's, so the app with the better star average is not the one people write more warmly about.
BECU ships an update every 2 months, Columbia Mobile Banking every 3 months. Both last shipped on October 30, 2026.
| Parameter | BECU | Columbia Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (71K ratings) — better | 4.5 (22K ratings) |
| Positive reviews | 59.8% of reviews | 82.8% of reviews — better |
| Number of ratings | 71K — better | 22K |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 105 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | BECU | Columbia Bank (OR) |
Customer experience
BECU
Columbia Mobile Banking
User reviews
BECU
From 71K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting and spending tracking features
- 🔒 Secure login process
- 👍 Intuitive and user-friendly interface
Room to improve
- 🐛 Transactions not syncing properly
- 🐛 Buggy and unreliable app performance
- 🔍 Lacking important features available on website
- 🤔 Confusing or unintuitive app design
- 🔍 Limited functionality compared to expectations
Columbia Mobile Banking
From 22K App Store ratingsWhat we love
- 👍 Friendly and helpful staff
- 🚀 Easy to use mobile app
- 💡 Useful mobile deposit feature
- 🔒 Secure banking experience
Room to improve
- 🐛 Frequent app crashes and glitches
- ⏱️ Slow transaction processing times
- 🔍 Lack of transparency in account changes
- 🔀 Confusing account management (e.g., merged accounts)
Bugs and requests
BECU
Reported bugs
4 issues- Inconsistent transaction reporting between app and website
- Messaging/chat feature not functioning properly
- Mobile check deposit often fails to recognize correct amounts
- Frequent login issues and challenges with multi-factor authentication
Requested features
5 requests- Add ability to make loan payments and view statements within the app
- Improve transaction search and categorization tools
- Provide option to customize budget categories and time periods
- Integrate credit score checking functionality
- Allow linking of external bank accounts for a more holistic view
Columbia Mobile Banking
Reported bugs
4 issues- App freezes during login
- Mobile deposit not working consistently
- Incorrect account balances displayed
- Transfers not showing up in transaction history
Requested features
4 requests- Improved mobile deposit process
- Real-time transaction updates
- Ability to manage multiple accounts within app
- Enhanced security features (e.g., biometric login)
In-app purchases
BECU
No in-app purchases
Columbia Mobile Banking
No in-app purchases
Questions
Is BECU free?
Is Columbia Mobile Banking free?
Which has better reviews, BECU or Columbia Mobile Banking?
Do BECU or Columbia Mobile Banking have ads?
Which is updated more often, BECU or Columbia Mobile Banking?
Other comparisons
