BECU vs WECU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BECU
Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.
- Consolidate BECU and non-BECU accounts
- Budget based on spending history
- Locate ATMs and credit unions
- Transfer funds
- Deposit checks
- Pay bills
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Manage your finances in the palm of your hand: BECU’s app is designed to bring budgeting to your phone. Use the unique features to view not only your BECU accounts but also your credit cards, bank accounts and loans held elsewhere. The colorful, friendly design helps you track spending, review outstanding balances and expenses. The updated app also allows easy everyday banking. From transferring funds to locating ATMs and the ever popular mobile check deposit feature, it’s your money, simplified. BECU App Features and Benefits: • Combine and view your BECU and non-BECU financial accounts in one place • Budget based on your spending, income, debt and expense history • Locate the nearest BECU, ATM or shared branching partner credit union • Transfer funds • Deposit checks • View accounts • Pay bills and view payees • Review Alerts • Updated design and expansive user experience
WECU Mobile
Manage your finances conveniently with a feature-rich mobile banking app. Easily handle accounts, payments, transfers, and deposits, all while enjoying secure login and personalized notifications.
- Account and loan management
- Push notifications
- Bill Pay enrollment
- External account transfers
- Scheduled transfers
- Mobile check deposit
- Card freeze/unfreeze
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The new WECU Mobile app experience is member-built. User feedback, plus industry-leading technology, helped us design a mobile app that’s feature rich, intuitive, and easy to navigate. • Manage your accounts and loans in a single, streamlined application • Get push notifications for account balances, transactions, and more • Enroll in Bill Pay to see your eBills and make payments • Add other members’ accounts or your own accounts at other institutions to send money • Schedule one-time or recurring transfers • Deposit checks from anywhere • Apply for loans, credit cards, or open an account • Freeze/Unfreeze your credit and debit cards to temporarily lock them yourself • Find nearby ATMs and branches from the login screen • Log in fast with Touch ID or Face ID (depending on your device) for extra security and ease • View statements and notices • Contact your WECU Team We know you’re on the move, so banking should never slow you down. Click, swipe, tap. It’s as easy as that.
Screenshots
Verdict
The clearest difference is ads: WECU Mobile at none against BECU's shown. WECU Mobile also leads on review sentiment (77% vs 60%) and monetization model (free vs ad-supported). BECU's advantage is ratings volume (70K vs 16K) and iOS requirement (13.0 vs 15.0). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for BECU against 4.8 for WECU Mobile. Both are backed by a comparable volume of ratings — 70K and 16K respectively. Written reviews are what separate them: 60% of BECU's written reviews are positive against 77% of WECU Mobile's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 25, 2026 and September 24, 2026 respectively.
| Parameter | BECU | WECU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (70K ratings) — better | 4.8 (16K ratings) |
| Positive reviews | 59.9% of reviews | 76.6% of reviews — better |
| Number of ratings | 70K — better | 16K |
| Update frequency | Every 2 months | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 102 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | BECU | Whatcom Educational Credit Union |
Customer experience
BECU
WECU Mobile
User reviews
BECU
From 70K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting and spending tracking features
- 🔒 Secure login process
- 👍 Intuitive and user-friendly interface
Room to improve
- 🐛 Transactions not syncing properly
- 🐛 Buggy and unreliable app performance
- 🔍 Lacking important features available on website
- 🤔 Confusing or unintuitive app design
- 🔍 Limited functionality compared to expectations
WECU Mobile
From 16K App Store ratingsWhat we love
- 👍 User-friendly interface
- 🚀 Fast and efficient
- 🔒 Secure banking experience
- 💡 Innovative features
- 🥰 Positive customer service
Room to improve
- 🐛 Occasional crashes and bugs
- ⏱️ Slow loading times
- 🔒 Security issues
- 💳 Difficulty with mobile deposits
Bugs and requests
BECU
Reported bugs
4 issues- Inconsistent transaction reporting between app and website
- Messaging/chat feature not functioning properly
- Mobile check deposit often fails to recognize correct amounts
- Frequent login issues and challenges with multi-factor authentication
Requested features
5 requests- Add ability to make loan payments and view statements within the app
- Improve transaction search and categorization tools
- Provide option to customize budget categories and time periods
- Integrate credit score checking functionality
- Allow linking of external bank accounts for a more holistic view
WECU Mobile
Reported bugs
3 issues- Login screen freezes
- Compatibility issues with newer iOS versions
- Inconsistent performance across devices
Requested features
4 requests- Ability to access transaction history and details
- Improved account management features
- Streamlined navigation and UI
- Faster processing for mobile deposits
In-app purchases
BECU
No in-app purchases
WECU Mobile
No in-app purchases
Questions
Is BECU free?
Is WECU Mobile free?
Which has better reviews, BECU or WECU Mobile?
Do BECU or WECU Mobile have ads?
Which is updated more often, BECU or WECU Mobile?
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