Comparison

BECU vs WECU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BECU

Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.

Highlights
  • Consolidate BECU and non-BECU accounts
  • Budget based on spending history
  • Locate ATMs and credit unions
  • Transfer funds
  • Deposit checks
  • Pay bills
Read full description

Manage your finances in the palm of your hand: BECU’s app is designed to bring budgeting to your phone. Use the unique features to view not only your BECU accounts but also your credit cards, bank accounts and loans held elsewhere. The colorful, friendly design helps you track spending, review outstanding balances and expenses. The updated app also allows easy everyday banking. From transferring funds to locating ATMs and the ever popular mobile check deposit feature, it’s your money, simplified. BECU App Features and Benefits: • Combine and view your BECU and non-BECU financial accounts in one place • Budget based on your spending, income, debt and expense history • Locate the nearest BECU, ATM or shared branching partner credit union • Transfer funds • Deposit checks • View accounts • Pay bills and view payees • Review Alerts • Updated design and expansive user experience

About

WECU Mobile

Manage your finances conveniently with a feature-rich mobile banking app. Easily handle accounts, payments, transfers, and deposits, all while enjoying secure login and personalized notifications.

Highlights
  • Account and loan management
  • Push notifications
  • Bill Pay enrollment
  • External account transfers
  • Scheduled transfers
  • Mobile check deposit
  • Card freeze/unfreeze
Features
Read full description

The new WECU Mobile app experience is member-built. User feedback, plus industry-leading technology, helped us design a mobile app that’s feature rich, intuitive, and easy to navigate. • Manage your accounts and loans in a single, streamlined application • Get push notifications for account balances, transactions, and more • Enroll in Bill Pay to see your eBills and make payments • Add other members’ accounts or your own accounts at other institutions to send money • Schedule one-time or recurring transfers • Deposit checks from anywhere • Apply for loans, credit cards, or open an account • Freeze/Unfreeze your credit and debit cards to temporarily lock them yourself • Find nearby ATMs and branches from the login screen • Log in fast with Touch ID or Face ID (depending on your device) for extra security and ease • View statements and notices • Contact your WECU Team We know you’re on the move, so banking should never slow you down. Click, swipe, tap. It’s as easy as that.

Screenshots

BECU4 screens
WECU Mobile4 screens

Verdict

The call

The clearest difference is ads: WECU Mobile at none against BECU's shown. WECU Mobile also leads on review sentiment (77% vs 60%) and monetization model (free vs ad-supported). BECU's advantage is ratings volume (70K vs 16K) and iOS requirement (13.0 vs 15.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for BECU against 4.8 for WECU Mobile. Both are backed by a comparable volume of ratings — 70K and 16K respectively. Written reviews are what separate them: 60% of BECU's written reviews are positive against 77% of WECU Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 25, 2026 and September 24, 2026 respectively.

Scorecard5 real differences · 5 level
BECU versus WECU Mobile: the parameters behind the verdict, then further details
ParameterBECUWECU Mobile
PriceFreeFree
Rating4.8 (70K ratings) — better4.8 (16K ratings)
Positive reviews59.9% of reviews76.6% of reviews — better
Number of ratings70K — better16K
Update frequencyEvery 2 monthsEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size102 MB87 MB
Age rating4+4+
DeveloperBECUWhatcom Educational Credit Union

Customer experience

BECU

All ratings66,878 ratings
Positive97.6%
Neutral1.0%
Negative1.5%
Written reviews464 reviews
Positive59.9%
Neutral8.2%
Negative31.9%

WECU Mobile

All ratings16,384 ratings
Positive97.9%
Neutral1.4%
Negative0.6%
Written reviews107 reviews
Positive76.6%
Neutral6.5%
Negative16.8%

User reviews

BECU

From 70K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient mobile banking
  • 💡 Helpful budgeting and spending tracking features
  • 🔒 Secure login process
  • 👍 Intuitive and user-friendly interface

Room to improve

  • 🐛 Transactions not syncing properly
  • 🐛 Buggy and unreliable app performance
  • 🔍 Lacking important features available on website
  • 🤔 Confusing or unintuitive app design
  • 🔍 Limited functionality compared to expectations

WECU Mobile

From 16K App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Fast and efficient
  • 🔒 Secure banking experience
  • 💡 Innovative features
  • 🥰 Positive customer service

Room to improve

  • 🐛 Occasional crashes and bugs
  • ⏱️ Slow loading times
  • 🔒 Security issues
  • 💳 Difficulty with mobile deposits

Bugs and requests

BECU

Reported bugs

4 issues
  • Inconsistent transaction reporting between app and website
  • Messaging/chat feature not functioning properly
  • Mobile check deposit often fails to recognize correct amounts
  • Frequent login issues and challenges with multi-factor authentication

Requested features

5 requests
  • Add ability to make loan payments and view statements within the app
  • Improve transaction search and categorization tools
  • Provide option to customize budget categories and time periods
  • Integrate credit score checking functionality
  • Allow linking of external bank accounts for a more holistic view

WECU Mobile

Reported bugs

3 issues
  • Login screen freezes
  • Compatibility issues with newer iOS versions
  • Inconsistent performance across devices

Requested features

4 requests
  • Ability to access transaction history and details
  • Improved account management features
  • Streamlined navigation and UI
  • Faster processing for mobile deposits

In-app purchases

None

BECU

No in-app purchases

None

WECU Mobile

No in-app purchases

Questions

Is BECU free?
BECU is free to download, with no in-app purchases.
Is WECU Mobile free?
WECU Mobile is free to download, with no in-app purchases.
Which has better reviews, BECU or WECU Mobile?
BECU is rated higher. BECU averages 4.8 out of 5 from 70K ratings, while WECU Mobile averages 4.8 from 16K ratings.
Do BECU or WECU Mobile have ads?
BECU shows ads; WECU Mobile does not.
Which is updated more often, BECU or WECU Mobile?
BECU ships an update every 2 months, and WECU Mobile every 2 months. Most recently, BECU was updated on September 25, 2026 and WECU Mobile on September 24, 2026.

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