Scheels Visa Card vs Meritrust Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Scheels Visa Card
Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.
- Touch ID login
- Account balance check
- Statement and transaction history
- Credit card bill payment
- Email alert setup
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Manage your credit card account anytime, from anywhere! With your app you can: - Quickly access your account with Touch ID® - Check your account balance - View your statement and transaction history - Pay your credit card bill - Set up account related email alerts IT’S SECURE - Your security is always our top priority IT’S SIMPLE - Your account information will fit your device’s screen and is easy to read and work with IT’S FREE - Your mobile carrier’s message and data rates may apply HOW TO GET STARTED Download the app now and enroll or log in with your Online username and password. Cards issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc.
Meritrust Mobile
Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.
- View account balances and transaction history
- Pay bills
- Transfer funds between accounts
- Deposit checks
- Locate branches or ATMs
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Meritrust is dedicated to improving your life through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile. Experience the convenience and security that comes with an app that puts your financial needs first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. FEATURES: · View your account balances and transaction history · Pay bills · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM. To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy
Screenshots
Verdict
The clearest difference is review sentiment: Scheels Visa Card at 40% against Meritrust Mobile's 16%. Scheels Visa Card also leads on rating (4.8 vs 4.6) and ratings volume (39K vs 7.5K). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Scheels Visa Card holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Scheels Visa Card has 39K ratings behind it against 7.5K, so its average is the more settled of the two. Written reviews point the same way: 40% of Scheels Visa Card's written reviews are positive against 16% of Meritrust Mobile's.
Scheels Visa Card ships an update every 6 weeks, Meritrust Mobile every 2 months. Both last shipped on September 24, 2026.
| Parameter | Scheels Visa Card | Meritrust Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (39K ratings) — better | 4.6 (7.5K ratings) |
| Positive reviews | 40.3% of reviews — better | 16.0% of reviews |
| Number of ratings | 39K — better | 7.5K |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 49 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bankcard | Meritrust Credit Union |
Customer experience
Scheels Visa Card
Meritrust Mobile
User reviews
Scheels Visa Card
From 39K App Store ratingsWhat we love
- 👍 Easy to use
- 💳 Good rewards program
- 🛒 Integrates well with Scheels store
- 🤝 Excellent customer service
Room to improve
- 🔍 Difficult to view account details
- 🔒 Security issues with card compromises
- 💰 High interest rates
- 🔄 Inconsistent login/authentication issues
Meritrust Mobile
From 7.5K App Store ratingsWhat we love
- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout
Room to improve
- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience
Bugs and requests
Scheels Visa Card
Reported bugs
4 issues- App crashes or freezes during use
- Incorrect credit limit changes without notice
- Inability to update payment information
- Recurring login problems
Requested features
4 requests- Ability to view reward points balance in app
- Option for automatic payments to avoid late fees
- Improved app stability and performance
- Better integration between app and website
Meritrust Mobile
Reported bugs
3 issues- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts
Requested features
3 requests- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets
In-app purchases
Scheels Visa Card
No in-app purchases
Meritrust Mobile
No in-app purchases
Questions
Is Scheels Visa Card free?
Is Meritrust Mobile free?
Which has better reviews, Scheels Visa Card or Meritrust Mobile?
Do Scheels Visa Card or Meritrust Mobile have ads?
Which is updated more often, Scheels Visa Card or Meritrust Mobile?
Other comparisons
