Comparison

PSB&T vs FSBTCO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PSB&T

Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks. It offers convenient login options and helpful alerts to keep you informed about your account activity.

Highlights
  • Secure login with PIN or fingerprint
  • Bill payment and setup
  • Account balance and activity viewing
  • Fund transfers between accounts
  • Mobile check deposit
  • Debit card control (Card On/Off)
  • Customizable alerts
Features
Read full description

With Prairie State Bank & Trust’s Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Our mobile app allows you to: • Quickly sign in with a 4 digit PIN, or a fingerprint • Set up and pay bills • View account balances • View account activity and images of paid checks • View images of deposit tickets and checks within the deposit • Transfer funds between PSB&T deposit accounts • Make loan payments between a PSB&T deposit account and a PSB&T loan • Deposit checks into a checking or savings account • Control your debit card authorizations with Card On/Off • Set up balance and security alerts, and receive by text or email • Take a photo of receipts and purchases for long term storage • Locate PSB&T branches and surcharge free ATM’s within our network • Contact our Customer Service team by email or phone • Share our app with your friends and family Security Security is a high priority. Rest assured that your personal information is kept safe. To learn more about how to protect your privacy, visit our website at www.psbank.net/tools/safety-tips The Mobile App is available for Prairie State Bank & Trust customers with a personal checking account. We encourage you to download our free app and give it a try. The feedback we receive from customers who use the service is very positive and they like the log in options to choose how they access the service quickly and securely.

About

FSBTCO

Manage your finances on the go with mobile banking. Check account balances, review recent transactions, transfer funds between accounts, and pay bills securely. Supports fingerprint and facial recognition for quick sign-in.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Make bill payments
  • Secure sign-on with Touch ID/Face ID
Features
Read full description

Start banking wherever you are with The Farmers State Bank and Trust Company Mobile Banking app. Available to all The Farmers State Bank and Trust Company online banking customers. Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.

Screenshots

PSB&T4 screens
FSBTCO4 screens

Verdict

The call

The clearest difference is rating: FSBTCO at 4.0 against PSB&T's 3.1. FSBTCO also leads on review sentiment (67% vs 40%). PSB&T's advantage is ratings volume (29 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FSBTCO holds the better App Store score, 4.0 against 3.1. That said, the two scores are not equally well evidenced: PSB&T has 29 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of PSB&T's written reviews are positive against 67% of FSBTCO's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on August 13, 2026 and June 1, 2026 respectively.

Scorecard3 real differences · 7 level
PSB&T versus FSBTCO: the parameters behind the verdict, then further details
ParameterPSB&TFSBTCO
PriceFreeFree
Rating3.1 (29 ratings)4.0 (2 ratings) — better
Positive reviews40.0% of reviews66.7% of reviews — better
Number of ratings29 — better2
Update frequencyEvery 4 monthsEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.114.1
Further details — not scored
Size156 MB154 MB
Age rating4+4+
DeveloperPrairie State Bank & TrustThe Farmers State Bank and Trust Company

Customer experience

PSB&T

All ratings29 ratings
Positive48.3%
Neutral6.9%
Negative44.8%
Written reviews10 reviews
Positive40.0%
Neutral10.0%
Negative50.0%

FSBTCO

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

PSB&T

No in-app purchases

None

FSBTCO

No in-app purchases

Questions

Is PSB&T free?
PSB&T is free to download, with no in-app purchases.
Is FSBTCO free?
FSBTCO is free to download, with no in-app purchases.
Which has better reviews, PSB&T or FSBTCO?
FSBTCO is rated higher. PSB&T averages 3.1 out of 5 from 29 ratings, while FSBTCO averages 4.0 from 2 ratings.
Do PSB&T or FSBTCO have ads?
Neither PSB&T nor FSBTCO shows ads.
Which is updated more often, PSB&T or FSBTCO?
PSB&T ships an update every 4 months, and FSBTCO every 4 months. Most recently, PSB&T was updated on August 13, 2026 and FSBTCO on June 1, 2026.

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