Comparison

CardNav vs Montana Educators' CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CardNav

Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.

Highlights
  • Transaction alerts
  • Customizable usage settings
  • Define card usage locations
  • Define card usage times
  • Card monitoring and management
Features
Read full description

CardControl helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards

About

Montana Educators' CU

Manage your finances conveniently from your mobile device. Check account balances, review transaction history, transfer funds between accounts, and make loan payments securely.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay loans
  • On-the-go banking
Features
Read full description

Montana Educators Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans

Screenshots

CardNav4 screens
Montana Educators' CU3 screens

Verdict

The call

The clearest difference is review sentiment: Montana Educators' CU at 100% against CardNav's 30%. Montana Educators' CU also leads on rating (5.0 vs 4.4). CardNav's advantage is ratings volume (1.1K vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Montana Educators' CU holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: CardNav has 1.1K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 30% of CardNav's written reviews are positive against 100% of Montana Educators' CU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 6 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

Scorecard3 real differences · 7 level
CardNav versus Montana Educators' CU: the parameters behind the verdict, then further details
ParameterCardNavMontana Educators' CU
PriceFreeFree
Rating4.4 (1.1K ratings)5.0 (2 ratings) — better
Positive reviews29.7% of reviews100.0% of reviews — better
Number of ratings1.1K — better2
Update frequencyEvery 6 monthsEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.1
Further details — not scored
Size47 MB85 MB
Age rating4+4+
DeveloperCO-OP Financial ServicesMontana Ed CU

Customer experience

CardNav

All ratings960 ratings
Positive84.8%
Neutral3.8%
Negative11.5%
Written reviews101 reviews
Positive29.7%
Neutral11.9%
Negative58.4%

Montana Educators' CU

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

CardNav

Reported bugs

3 issues
  • App crashes when trying to log in
  • Unable to add or remove cards
  • Delayed or missing transaction notifications

Requested features

4 requests
  • Restore Touch ID/Face ID login
  • Add ability to transfer funds between accounts
  • Improve password management support
  • Provide better communication during app outages

Montana Educators' CU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CardNav

No in-app purchases

None

Montana Educators' CU

No in-app purchases

Questions

Is CardNav free?
CardNav is free to download, with no in-app purchases.
Is Montana Educators' CU free?
Montana Educators' CU is free to download, with no in-app purchases.
Which has better reviews, CardNav or Montana Educators' CU?
Montana Educators' CU is rated higher. CardNav averages 4.4 out of 5 from 1.1K ratings, while Montana Educators' CU averages 5.0 from 2 ratings.
Do CardNav or Montana Educators' CU have ads?
Neither CardNav nor Montana Educators' CU shows ads.
Which is updated more often, CardNav or Montana Educators' CU?
CardNav ships an update every 6 months, and Montana Educators' CU every 6 months. Most recently, CardNav was updated on November 6, 2026 and Montana Educators' CU on November 2, 2026.

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