CardNav vs ACU Cards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CardNav
Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.
- Transaction alerts
- Customizable usage settings
- Define card usage locations
- Define card usage times
- Card monitoring and management
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CardControl helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards
ACU Cards
Securely manage your credit and debit cards on the go. Instantly turn cards on or off, set up account alerts, and find ATMs. This app complements your existing mobile banking for enhanced card control.
- Turn cards on/off
- Set up account alerts
- ATM locator
- Secure login
- Card control
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Easily and securely access your ACU Visa credit and debit cards anytime, anywhere all from your phone! With the ACU Card app from America’s Credit Union, A Federal Credit Union, you can put more card controls in your hands. For the ACU card app, you will create a new username and password. Use this app in addition to ACU Mobile Banking app to get the most benefit out of your card. Once you’ve created a secure username, passcode and have loaded your ACU credit or debit card, you’ll have access to: • Turn your card on/off if you misplace it • Set up and manage your account alerts to help you monitor your account activity
Screenshots
Verdict
The clearest difference is ratings volume: CardNav at 1.1K against ACU Cards's 54. CardNav also leads on iOS requirement (14.0 vs 16.0). ACU Cards's advantage is rating (4.7 vs 4.4). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ACU Cards holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: CardNav has 1.1K ratings behind it against 54, so its average is the more settled of the two. Written reviews point the same way: 30% of CardNav's written reviews are positive against 33% of ACU Cards's.
CardNav ships an update every 6 months, ACU Cards every 9 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | CardNav | ACU Cards |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.1K ratings) | 4.7 (54 ratings) — better |
| Positive reviews | 29.7% of reviews | 33.3% of reviews — better |
| Number of ratings | 1.1K — better | 54 |
| Update frequency | Every 6 months — better | Every 9 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 47 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | CO-OP Financial Services | America's Credit Union |
Customer experience
CardNav
ACU Cards
Bugs and requests
CardNav
Reported bugs
3 issues- App crashes when trying to log in
- Unable to add or remove cards
- Delayed or missing transaction notifications
Requested features
4 requests- Restore Touch ID/Face ID login
- Add ability to transfer funds between accounts
- Improve password management support
- Provide better communication during app outages
ACU Cards
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CardNav
No in-app purchases
ACU Cards
No in-app purchases
