CardNav vs A
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CardNav
Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.
- Transaction alerts
- Customizable usage settings
- Define card usage locations
- Define card usage times
- Card monitoring and management
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CardControl helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards
A
Earn cash back on your everyday purchases simply by signing up. No extra spending is required to receive rewards. A portion of your spending is automatically returned to you as cash back.
- Earn cash back on purchases
- No additional spending required
- Automatic cash back rewards
- Easy sign-up process
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All you have to do to earn cash back on everyday purchases is to sign up today with APay. By using APay you don't have to spend anything additional in order to earn amazing cash back. Simply use our products and a portion of your spending will automatically be given back to you as cash back in your wallet.
Screenshots
Verdict
The clearest difference is review sentiment: A at 79% against CardNav's 30%. A also leads on update cadence (every 9 days vs every 6 months) and iOS requirement (8.0 vs 14.0). CardNav's advantage is rating (4.4 vs 4.0) and ratings volume (982 vs 178). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CardNav holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: CardNav has 982 ratings behind it against 178, so its average is the more settled of the two. Written reviews complicate that: 30% of CardNav's written reviews are positive against 79% of A's, so the app with the better star average is not the one people write more warmly about.
CardNav ships an update every 6 months, A every 9 days. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.
| Parameter | CardNav | A |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (982 ratings) — better | 4.0 (178 ratings) |
| Positive reviews | 29.7% of reviews | 79.5% of reviews — better |
| Number of ratings | 982 — better | 178 |
| Update frequency | Every 6 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 47 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | CO-OP Financial Services | Zeb Reardon |
Customer experience
CardNav
A
User reviews
CardNav
From 982 App Store ratingsWhat we love
- 🚀 Instant transaction notifications
- 🔒 Ability to turn card on/off
- 👍 Helpful security features
- 💡 Customizable notification settings
Room to improve
- 🐛 Frequent login/password issues
- 🐛 Incorrect account balances
- 🐛 Unreliable card locking/unlocking
- 🐛 Compatibility problems with newer versions
A
From 178 App Store ratingsWhat we love
- 💰 Earn cash back on everyday purchases
- 🎯 Support local organizations while shopping
- 👍 Easy to use interface once understood
- 🏪 Access to hundreds of participating retailers
- ⚡ Quick transaction processing in-store
Room to improve
- 🔒 Requires credit card information to use
- 🐛 Frequent app crashes and freezing
- 😤 Poor customer service responsiveness
- 🔄 Circular purchasing model (rewards only usable in-app)
- 📧 Misleading marketing about discount accessibility
Bugs and requests
CardNav
Reported bugs
3 issues- App crashes when trying to log in
- Unable to add or remove cards
- Delayed or missing transaction notifications
Requested features
4 requests- Restore Touch ID/Face ID login
- Add ability to transfer funds between accounts
- Improve password management support
- Provide better communication during app outages
A
Reported bugs
10 issues- App displays blank white screen
- Login credentials stop working after initial access
- Password reset emails never arrive
- Alphabetical sorting doesn't function correctly
- App continuously spinning/loading
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- Unknown error messages during checkout
- Double charging on transactions
- Menu options unresponsive
- Webpage also non-functional
- Duplicate transactions processed
Requested features
6 requests- Alternative payment methods (PayPal, Apple Pay)
- Ability to update personal information within app
- Better sorting and filtering options
- Option to use discounts without digital payment
- Improved email notification system
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- Direct customer service chat support
In-app purchases
CardNav
No in-app purchases
A
No in-app purchases
