Comparison

CardNav vs Coin Flow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CardNav

Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.

Highlights
  • Transaction alerts
  • Customizable usage settings
  • Define card usage locations
  • Define card usage times
  • Card monitoring and management
Features
Read full description

CardControl helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards

About

Coin Flow

This app helps you understand and optimize your spending by tracking expenses and planning budgets. It offers features like transaction tracking, financial goal setting, and detailed reports for better financial security and confidence. Securely manage your money with no ads or online registration.

Highlights
  • Expense and transaction tracking
  • Budget planning and goal setting
  • Recurring transaction templates
  • Detailed financial reports
  • PIN and fingerprint protection
  • Data synchronization between devices
  • Data export to CSV
Features
Read full description

Coin Flow is a powerful application to manage and track your expenses. It helps you to understand where you spend the most and optimize your spendings, it gives you feeling of financial security and confidence. So you can free up valuable resources for more important and pleasant things! :) Application could be useful for tracking personal finances, events planning (wedding, tourist trips, etc.), as a periodical payments reminder, small business driving. No ads. No online registration. No third-party servers. All your data only on your devices and your Google Cloud space. We offer: - quick adding and tracking of purchases - easy adding of transactions, money transfers and currency exchanges - lending and borrowing tracking (counterparty settlement) - budget planning - finance goals tracking - operational templates for recurring and usual transactions - unlimited accounts/categories/projects/counterparties/tags - powerful reports to help you to see where your money is - calendar to show you when and what expenses you had - nice themes, any colors - track transactions by geo coordinates Even more features: - PIN and fingerprint protection - data synchronisation between devices - possibility to attach any files to transactions - autoupdate currency rates - transaction split - data export to CSV - backup and restore data from your device - possibility to save filters to farther its quick access - direct bank integration Available 20+ languages. We strongly recommend to setup data backup to avoid data lost.

Screenshots

CardNav4 screens
Coin Flow4 screens

Verdict

The call

The clearest difference is review sentiment: Coin Flow at 100% against CardNav's 30%. Coin Flow also leads on update cadence (every 3 weeks vs every 6 months). CardNav's advantage is in-app purchases (none vs 10). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Coin Flow sells 10 in-app purchases, starting at $0.99 per month. CardNav asks for nothing beyond the download.

UpkeepUpdate frequency

CardNav ships an update every 6 months, Coin Flow every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
CardNav versus Coin Flow: the parameters behind the verdict, then further details
ParameterCardNavCoin Flow
PriceFreeFree
Rating4.4 (1.1K ratings) — better—
Positive reviews29.7% of reviews100.0% of reviews — better
Number of ratings1.1K — better—
Update frequencyEvery 6 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.0
Further details — not scored
Size47 MB98 MB
Age rating4+4+
DeveloperCO-OP Financial ServicesSerhiy Zastavnyy

Customer experience

CardNav

All ratings960 ratings
Positive84.8%
Neutral3.8%
Negative11.5%
Written reviews101 reviews
Positive29.7%
Neutral11.9%
Negative58.4%

Coin Flow

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

CardNav

Reported bugs

3 issues
  • App crashes when trying to log in
  • Unable to add or remove cards
  • Delayed or missing transaction notifications

Requested features

4 requests
  • Restore Touch ID/Face ID login
  • Add ability to transfer funds between accounts
  • Improve password management support
  • Provide better communication during app outages

Coin Flow

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CardNav

No in-app purchases

10 purchases

Coin Flow

Subscriptions6
  • 1 month14 Days trial$0.991 Month
  • 1 month14 Days trial$1.991 Month
  • 3 months14 Days trial$2.493 Months
Show 3 more
  • 3 months14 Days trial$4.993 Months
  • 6 months1 Month trial$4.996 Months
  • 6 months1 Month trial$9.996 Months
One-time4
  • Gold$1.99
  • Gold$4.99
  • Gold$7.99
Show 1 more
  • Gold$9.99

Questions

Is CardNav free?
CardNav is free to download, with no in-app purchases.
Is Coin Flow free?
Coin Flow is free to download, with in-app purchases available.
Do CardNav or Coin Flow have ads?
Neither CardNav nor Coin Flow shows ads.
Which is updated more often, CardNav or Coin Flow?
CardNav ships an update every 6 months, and Coin Flow every 3 weeks. Most recently, CardNav was updated on October 24, 2026 and Coin Flow on October 25, 2026.

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