CardNav vs MEMCU CardNav
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CardNav
Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.
- Transaction alerts
- Customizable usage settings
- Define card usage locations
- Define card usage times
- Card monitoring and management
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CardControl helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards
MEMCU CardNav
Manage your credit and debit cards with customizable controls and real-time alerts. Actively monitor card usage, set transaction preferences, and receive immediate notifications to prevent fraudulent activity.
- Turn card access on/off
- Set transaction notifications
- Define merchant and geographic controls
- Receive real-time usage alerts
- Decline transactions instantly
- Proactive fraud prevention
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Use MEMCU CardNav to manage your Members Credit Union Credit and Debit Cards. CardNav enables you to set controls on your card on your terms. Stop fraudulent activity before it happens by actively managing your Members Credit Union cards with CardNav. • Turn card access on and off. • Set up notifications for different transaction types, dollar amounts, merchants, or geographic areas. • With CardNav, you'll get a real-time alert when your cars are used outside of your preferences, giving you the power to decline the transaction or turn your card off.
Screenshots
Verdict
CardNav and MEMCU CardNav both sit at 4.4 stars, but that hides the real split: 30% of CardNav's written reviews are positive against 0% of MEMCU CardNav's. CardNav also leads on ratings volume (1.1K vs 91). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MEMCU CardNav holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: CardNav has 1.1K ratings behind it against 91, so its average is the more settled of the two. Written reviews complicate that: 30% of CardNav's written reviews are positive against 0% of MEMCU CardNav's, so the app with the better star average is not the one people write more warmly about.
CardNav ships an update every 6 months, MEMCU CardNav every 10 months. The most recent releases landed on November 1, 2026 and October 25, 2026 respectively.
| Parameter | CardNav | MEMCU CardNav |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.1K ratings) | 4.6 (91 ratings) — better |
| Positive reviews | 29.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 1.1K — better | 91 |
| Update frequency | Every 6 months — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 | 14.0 |
| Further details — not scored | ||
| Size | 47 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | CO-OP Financial Services | Members Credit Union |
Customer experience
CardNav
MEMCU CardNav
Bugs and requests
CardNav
Reported bugs
3 issues- App crashes when trying to log in
- Unable to add or remove cards
- Delayed or missing transaction notifications
Requested features
4 requests- Restore Touch ID/Face ID login
- Add ability to transfer funds between accounts
- Improve password management support
- Provide better communication during app outages
MEMCU CardNav
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CardNav
No in-app purchases
MEMCU CardNav
No in-app purchases
