CardNav vs Pockyt Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CardNav
Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.
- Transaction alerts
- Customizable usage settings
- Define card usage locations
- Define card usage times
- Card monitoring and management
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CardControl helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards
Pockyt Wallet
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Take control of your spending — effortlessly. Pockyt is your smart personal finance companion. Snap a receipt, chat with your AI Coach, and watch your money make sense. AI-Powered Receipt Scanning Just point your camera at any receipt. Pockyt reads it instantly and logs the transaction — no manual typing needed. Your Personal AI Finance Coach Ask anything about your finances. Get spending pattern analysis, a financial health score, budget suggestions, anomaly alerts, next-month forecasts, and personalised card recommendations — all in a natural conversation. Budget Jars & Spending Insights Set budgets by category, track them visually with budget jars, and spot where your money goes with advanced heatmaps and monthly dashboards. Multi-Currency & Travel Ready Switch between currencies on the fly. Pockyt detects your region automatically and keeps exchange rates up to date — perfect for frequent travellers. Voice Logs Record a quick voice note for any transaction. Pockyt transcribes and categorises it for you. Track Every Card, Every Account Manage multiple credit cards and accounts in one place. Monitor net worth, set savings goals, and track milestones as you hit them. Export Anytime Generate PDF reports, CSV exports, and tax-ready summaries whenever you need them. Privacy First Your data stays yours. AI requests are routed securely — never stored. Face ID lock keeps your finances private. Free to start. Upgrade when you're ready. The free plan includes unlimited manual tracking and 5 AI scans per month. Upgrade to Pro or Power for up to 500 AI scans, voice logs, advanced analytics, cloud sync, and more. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jimabby.github.io/card-assets/legal/pockyt/privacy-policy.html
Screenshots
Verdict
The clearest difference is in-app purchases: CardNav at none against Pockyt Wallet's 5. CardNav also leads on ads (none vs shown) and iOS requirement (14.0 vs 16.0). Pockyt Wallet's advantage is update cadence (weekly vs every 6 months). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Pockyt Wallet sells 5 in-app purchases, starting at $4.99 per month. CardNav asks for nothing beyond the download.
CardNav ships an update every 6 months, Pockyt Wallet weekly. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.
| Parameter | CardNav | Pockyt Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.1K ratings) — better | — |
| Positive reviews | 29.7% of reviews | — |
| Number of ratings | 1.1K — better | — |
| Update frequency | Every 6 months | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 47 MB | 104 MB |
| Age rating | 4+ | 4+ |
| Developer | CO-OP Financial Services | Weidong Kong |
Bugs and requests
CardNav
Reported bugs
3 issues- App crashes when trying to log in
- Unable to add or remove cards
- Delayed or missing transaction notifications
Requested features
4 requests- Restore Touch ID/Face ID login
- Add ability to transfer funds between accounts
- Improve password management support
- Provide better communication during app outages
Pockyt Wallet
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CardNav
No in-app purchases
Pockyt Wallet
- Pro Monthly7 Days trial$4.991 Month
- Power Monthly$9.991 Month
- Pro Annual$29.991 Year
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- Power Annual$49.991 Year
- Extra Scan Pack$1.99









