EBL Access vs MBL Rainbow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EBL Access
This app generates One-Time Passwords (OTPs) for secure authentication of financial transactions within EBL Internet Banking. It ensures your online banking activities are protected with an extra layer of security.
- One-Time Password (OTP) generation
- Secure financial transaction authentication
- EBL Internet Banking integration
- Enhanced online banking security
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EBL Access is a mobile application which generates One-Time Password (OTP) for authenticating financial transactions in the EBL Internet Banking.
MBL Rainbow
Manage your banking needs conveniently from your smartphone. Facilitates various transactions including payments, online purchases, fund transfers, and mobile top-ups. Offers digital account and card management, with real-time notifications for all your activities.
- Digital account and card onboarding
- Fund transfers (internal, bKash, Nagad, bank)
- e-Commerce and bill payments
- Mobile top-ups
- Account balance and summary view
- Real-time transaction notifications
- QR Cash withdrawal
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Mercantile Bank Digital Banking Platform: "MBL Rainbow". For facilitating banking customers with various types of transactions, make payment, purchase online, transfer funds, top-up mobiles etc. from anywhere, anytime by using smartphones-Mercantile Bank Limited brings MBL Rainbow to color your Banking life. Features: • Digital on-boarding facilities (you don’t need to fill-up form/visit any branch/call to contact center) • Digitize your Account and Card with a very fast, secure and convenient way • Add money from Cards / MFS and Banks • e-Commerce Transactions • A-Challan Payment • Send money to bKash • Send money to Nagad • Open MBPLC Account through eKYC • Real time Funds Transfer within the MBPLC • Funds transfer to any Bank through BEFTN/RTGS/NPSB • BanglaQR Payment • Utility Bills Payment • Mobile top-ups • View all of your accounts with balance • QR Cash withdrawal from Branch. • View account summary • Get every transaction notification through email/SMS • Bill Payment digital receipt • Many more digital ways of doing banking.
Screenshots
Verdict
The clearest difference is rating: EBL Access at 4.8 against MBL Rainbow's 3.6. EBL Access also leads on review sentiment (50% vs 27%) and iOS requirement (7.1 vs 14.0). MBL Rainbow's advantage is update cadence (every 2 months vs every 19 months) and ratings volume (38 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EBL Access holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: MBL Rainbow has 38 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 50% of EBL Access's written reviews are positive against 27% of MBL Rainbow's.
EBL Access ships an update every 19 months, MBL Rainbow every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | EBL Access | MBL Rainbow |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (6 ratings) — better | 3.6 (38 ratings) |
| Positive reviews | 50.0% of reviews — better | 27.3% of reviews |
| Number of ratings | 6 | 38 — better |
| Update frequency | Every 19 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 7.1 — better | 14.0 |
| Further details — not scored | ||
| Size | 11 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | Eastern Bank PLC. | Mercantile Bank Ltd |
Customer experience
EBL Access
MBL Rainbow
In-app purchases
EBL Access
No in-app purchases
MBL Rainbow
No in-app purchases
