CardValet vs AnyPal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CardValet
Take full control of your debit and credit cards with instant on/off toggles, spending limits, and location-based restrictions. Receive real-time alerts for all transactions, monitor purchases, and manage your cards digitally from your smartphone.
- Turn cards on/off instantly
- Set spending limits
- Restrict usage by location
- Control merchant categories
- Receive real-time transaction alerts
- View purchase history
- Activate cards and set PIN
Read full descriptionHide full description
NOTE: This application is powered by Fiserv, Inc. but is activated through specific financial institutions. Check with your financial institution to ensure they participate in CardValet prior to downloading. CardValet helps you efficiently manage your cards digitally. TAKE CONTROL Stay in control of your card. Turn your card ON/OFF, set spending limits, decide where, when and how your card can be used. - Set card to be on or off in an instant, restricting whether it can be used or not - Restrict your card purchases to specific locations (merchants located within a certain range of your phone or select city, state, country or zip code on an expandable interactive map - Select merchant categories (Restaurant, Travel, Entertainment etc.) and transaction types (Instore, eCommerce, ATM etc.) to control purchases on your card - Enable or disable international transactions - Establish spending limits to allow transactions up to a certain dollar value and decline transactions when amounts exceed the thresholds set by you BE ALERT Receive real time alerts on all purchases, select purchases or when a card transaction is attempted but declined. Customize your alert preferences and get notified as per your choice. Alerts are sent in real time, immediately after a transaction has taken place, and help you quickly detect unauthorized activity on your card. VIEW YOUR CARD PURCHASE View your purchases, add memos and tag your purchases for easy tracking. DO IT YOURSELF Mange your card at your fingertips. Activate your card, set card PIN or report your lost/stolen cards seamlessly by making a call from the App. Key Benefits - Receive alerts to monitor transactions and help protect from fraud Actively manage your money and take charge of your card usage - Remotely control and monitor children’s spending - Helps ensure business spending policy compliance
AnyPal
Send money to any PayPal account without needing a PayPal membership. Simply use the recipient's email address and your own to complete the transfer. This app facilitates quick money movement without saving details or taking a cut.
- Send money to any PayPal account
- No PayPal account required for sender
- Uses recipient's email address
- No data saved
- No transaction fees
Read full descriptionHide full description
AnyPal allows non-PayPal users the ability send money to any PayPal account without having to sign up and be a member of PayPal. All you need is the PayPal account holder's email address and the money will transfer to them and you will enter in your email address on the PayPal screen and get an email confirming the money transfer.. AnyPal does not save any details nor take a percentage of any payment. This is a great way to add money to your own PayPal account, pay for rent, or for anything where you need to transfer money to a PayPal account without having to sign-up with PayPal.
Screenshots
Verdict
The clearest difference is price: CardValet at Free against AnyPal's $0.99. CardValet also leads on rating (4.6 vs 3.0) and update cadence (every 4 months vs every 31 months). AnyPal's advantage is review sentiment (40% vs 19%) and chart position (#135 vs unranked). On ads, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
CardValet is free to download; AnyPal costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
CardValet holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: CardValet has 19K ratings behind it against 15, so its average is the more settled of the two. Written reviews complicate that: 19% of CardValet's written reviews are positive against 40% of AnyPal's, so the app with the better star average is not the one people write more warmly about.
CardValet ships an update every 4 months, AnyPal every 31 months. The most recent releases landed on October 27, 2026 and October 26, 2026 respectively.
| Parameter | CardValet | AnyPal |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 4.6 (19K ratings) — better | 3.0 (15 ratings) |
| Positive reviews | 18.8% of reviews | 40.0% of reviews — better |
| Number of ratings | 19K — better | 15 |
| Update frequency | Every 4 months — better | Every 31 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Paid |
| Best chart rank | — | #135 — better |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 86 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Fiserv, Inc | Greg Herrmann |
Customer experience
CardValet
AnyPal
Bugs and requests
CardValet
Reported bugs
3 issues- Unable to reset password
- Inconsistent account syncing
- Repeated 'too many devices' errors
Requested features
4 requests- Balance and spending overview
- Fingerprint/biometric login
- Ability to add multiple cards
- Improved notification system
AnyPal
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CardValet
No in-app purchases
AnyPal
No in-app purchases









