Comparison

CardValet vs Turtle Mountain State Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CardValet

Take full control of your debit and credit cards with instant on/off toggles, spending limits, and location-based restrictions. Receive real-time alerts for all transactions, monitor purchases, and manage your cards digitally from your smartphone.

Highlights
  • Turn cards on/off instantly
  • Set spending limits
  • Restrict usage by location
  • Control merchant categories
  • Receive real-time transaction alerts
  • View purchase history
  • Activate cards and set PIN
Features
Read full description

NOTE: This application is powered by Fiserv, Inc. but is activated through specific financial institutions. Check with your financial institution to ensure they participate in CardValet prior to downloading. CardValet helps you efficiently manage your cards digitally. TAKE CONTROL Stay in control of your card. Turn your card ON/OFF, set spending limits, decide where, when and how your card can be used. - Set card to be on or off in an instant, restricting whether it can be used or not - Restrict your card purchases to specific locations (merchants located within a certain range of your phone or select city, state, country or zip code on an expandable interactive map - Select merchant categories (Restaurant, Travel, Entertainment etc.) and transaction types (Instore, eCommerce, ATM etc.) to control purchases on your card - Enable or disable international transactions - Establish spending limits to allow transactions up to a certain dollar value and decline transactions when amounts exceed the thresholds set by you BE ALERT Receive real time alerts on all purchases, select purchases or when a card transaction is attempted but declined. Customize your alert preferences and get notified as per your choice. Alerts are sent in real time, immediately after a transaction has taken place, and help you quickly detect unauthorized activity on your card. VIEW YOUR CARD PURCHASE View your purchases, add memos and tag your purchases for easy tracking. DO IT YOURSELF Mange your card at your fingertips. Activate your card, set card PIN or report your lost/stolen cards seamlessly by making a call from the App. Key Benefits - Receive alerts to monitor transactions and help protect from fraud Actively manage your money and take charge of your card usage - Remotely control and monitor children’s spending - Helps ensure business spending policy compliance

About

Turtle Mountain State Bank

Access your bank accounts securely and conveniently from your mobile device. Manage your finances anytime, anywhere with this easy-to-use banking application.

Highlights
  • Secure account access
  • Convenient banking
  • Access anytime, anywhere
  • Easy to use interface
Features
Read full description

TMSB Mobile is a secure and convenient app to access your TMSB accounts. It is Banking made easy with the touch of a finger. You can access your accounts any time, quickly and conveniently, where your phone has coverage.

Screenshots

CardValet4 screens
Turtle Mountain State Bank4 screens

Verdict

The call

The clearest difference is ads: CardValet at none against Turtle Mountain State Bank's shown. CardValet also leads on ratings volume (19K vs 10) and monetization model (free vs ad-supported). Turtle Mountain State Bank's advantage is rating (4.9 vs 4.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Turtle Mountain State Bank holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: CardValet has 19K ratings behind it against 10, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 20, 2026 and October 2, 2026 respectively.

Scorecard4 real differences · 6 level
CardValet versus Turtle Mountain State Bank: the parameters behind the verdict, then further details
ParameterCardValetTurtle Mountain State Bank
PriceFreeFree
Rating4.6 (19K ratings)4.9 (10 ratings) — better
Positive reviews18.8% of reviews—
Number of ratings19K — better10
Update frequencyEvery 4 monthsEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size86 MB123 MB
Age rating4+4+
DeveloperFiserv, IncTurtle Mountain State Bank

Customer experience

CardValet

All ratings18,753 ratings
Positive89.9%
Neutral3.1%
Negative7.0%
Written reviews133 reviews
Positive18.8%
Neutral12.8%
Negative68.4%

Turtle Mountain State Bank

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

CardValet

Reported bugs

3 issues
  • Unable to reset password
  • Inconsistent account syncing
  • Repeated 'too many devices' errors

Requested features

4 requests
  • Balance and spending overview
  • Fingerprint/biometric login
  • Ability to add multiple cards
  • Improved notification system

Turtle Mountain State Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CardValet

No in-app purchases

None

Turtle Mountain State Bank

No in-app purchases

Questions

Is CardValet free?
CardValet is free to download, with no in-app purchases.
Is Turtle Mountain State Bank free?
Turtle Mountain State Bank is free to download, with no in-app purchases.
Which has better reviews, CardValet or Turtle Mountain State Bank?
Turtle Mountain State Bank is rated higher. CardValet averages 4.6 out of 5 from 19K ratings, while Turtle Mountain State Bank averages 4.9 from 10 ratings.
Do CardValet or Turtle Mountain State Bank have ads?
Turtle Mountain State Bank shows ads; CardValet does not.
Which is updated more often, CardValet or Turtle Mountain State Bank?
CardValet ships an update every 4 months, and Turtle Mountain State Bank every 4 months. Most recently, CardValet was updated on October 20, 2026 and Turtle Mountain State Bank on October 2, 2026.

Other comparisons